Life Insurance
Consensus Index

Published consensus studies

Research for the decision in front of you.

Explore how AI platforms recommend life insurance coverage for specific needs. Each study explains its question, evidence, and limitations.

27 published studies

Health & high risk / Consensus study

Best Life Insurance for Type 2 Diabetes

John Hancock leads this seven-platform AI consensus index for life insurance with Type 2 diabetes, named by all seven platforms on the strength of its Aspire program. Mutual of Omaha is the guaranteed-issue fallback, and Banner Life offers the best average listed position for competitively priced term coverage.

7 usable AI responses
Health & high risk / Consensus study

Best Life Insurance for Type 1 Diabetes

John Hancock leads the 2026 consensus ranking for life insurance with Type 1 diabetes, named by all seven AI platforms. Banner Life offers the strongest average position and competitive term rates, while Prudential suits complex profiles. Nine carriers qualified from 20 named.

7 usable AI responses
Health & high risk / Consensus study

Best Life Insurance Companies for High-Risk Applicants

Prudential leads this 7-platform AI consensus index for high-risk life insurance applicants, named by all seven platforms. Mutual of Omaha is the top alternative for guaranteed-issue final-expense coverage, and Lincoln Financial suits large-face-amount coverage with complex medical histories.

7 usable AI responses