Life Insurance Consensus Index is committed to making our website and research understandable, navigable, and usable by as many people as reasonably possible, including people with disabilities. The website is owned and operated by 3D Chess Media, LLC, a Nevada limited liability company. Accessibility is an ongoing part of our publishing and development work.
Our accessibility goal
We use the Web Content Accessibility Guidelines (WCAG) 2.2 Level AA as an ongoing reference point and development target. We aim to support readable content, keyboard navigation, commonly used assistive technologies, and a range of devices and screen sizes.
We do not claim perfect accessibility or permanent conformance across every page, historical item, or third-party component. Our commitment is to make reasonable efforts to identify barriers and improve the experience as the site evolves.
Clear structure and navigation
We aim to organize pages with meaningful headings, descriptive titles and links, and appropriate page regions. Consistent navigation and breadcrumbs help readers understand where they are. Where appropriate, a way to skip repeated navigation should let keyboard and assistive-technology users reach the main content more directly.
Life insurance terminology and research methods can be complex. We aim to explain specialized terms and acronyms in plain language, with enough context to make policy differences, underwriting concepts, and ranking calculations understandable.
Keyboard access and forms
Important features should be usable with a keyboard where reasonably possible, including menus, links, buttons, filters, forms, dialogs, and privacy controls. Visible focus indicators and a logical focus order should help users follow their position on the page.
Forms should have visible, associated labels, understandable instructions, and clear validation messages. When an error occurs, users should be able to identify the affected field and understand how to correct it without relying only on color or placeholder text. Cookie controls should also make available choices, selected states, and saved preferences understandable.
Readable layouts and visual information
We aim for sufficient contrast in text, controls, and focus states. Important information should remain available when users increase text size, zoom, or use a narrower screen. Color alone should not communicate a ranking, recommendation, or error.
Meaningful images and action icons should have useful alternatives or accessible names where appropriate; decorative images should avoid unnecessary announcements. Charts and visualizations should be supported, where practical, by text summaries, labels, captions, or data tables so the findings remain understandable beyond the image.
Research tables and multimedia
Our research tables should use clear headers, labels, and row and column relationships. On smaller screens, approaches such as horizontal scrolling or alternative layouts can preserve the information without making the text too small to read. Rankings should remain understandable from the underlying words and numbers.
If we publish meaningful video or audio, we aim where practical to provide captions, transcripts, or text summaries. We also aim to avoid unnecessary flashing or distracting motion and to respect reduced-motion preferences where reasonably possible.
Testing and continued improvement
Automated checks can identify some missing labels, contrast problems, and structural issues, but cannot identify every barrier. Where practical, manual review should also examine keyboard navigation, focus order, forms, tables, dialogs, error states, and responsive layouts.
Accessibility remains part of editorial and development review when we add research tools or use AI in our workflow. As standards, technology, and the website change, we may update templates, navigation, forms, and data displays to address identified issues.
Third-party services and compatibility
We aim to support modern browsers and commonly used assistive technologies. Behavior can vary with the browser, operating system, screen reader, extensions, device, and user settings, so we cannot guarantee identical behavior in every environment.
Some services, embedded content, and linked websites are operated by third parties. We may not control every aspect of their accessibility and prefer accessible providers where possible. If an important external function creates a barrier, please let us know so we can evaluate possible alternatives.
Report a barrier or request another format
If you have difficulty using the site, contact us with the page URL, the feature you were trying to use, and a description of the problem. Browser, device, or assistive-technology details can help when relevant. You are not required to disclose disability information to report an issue.
You may also request reasonable assistance or an alternative format for important information where practical. Identify the content you need, the barrier, and a preferred way to receive the information. We evaluate requests based on the content and available technical options. Users should be able to report barriers or seek assistance without being treated differently because of the request.
Updates and related information
We may update this statement as the website, accessibility practices, and standards evolve or as issues are identified and corrected. Specific feedback helps us improve access to our research.