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This page explains the privacy choices that may be available when you use Life Insurance Consensus Index, a publication owned and operated by 3D Chess Media, LLC, a Nevada limited liability company. Your rights depend on where you live, the laws that apply, and the way you interact with the website.
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Use the cookie preference control on this page to manage optional technologies for this browser. Necessary technologies may remain active to operate the site, remember your preferences, and support security. Cookie settings can be specific to a browser or device; clearing site data or changing browsers may require you to choose again.
Sale, sharing, and targeted advertising
Life Insurance Consensus Index does not sell personal information for money in the ordinary meaning of the word “sell.” Some privacy laws define sale, sharing, or targeted advertising more broadly. Certain advertising, analytics, or cross-site tracking arrangements may fall within those definitions even when no money is paid specifically for personal information.
Where applicable, you may request to opt out of these activities. Cookie preferences address optional website technologies; other privacy rights may extend beyond those settings. Where legally required and technically applicable, we may recognize a valid Global Privacy Control signal as a request to opt out of covered sale or sharing activities.
Request access, correction, or deletion
Depending on applicable law, you may be able to request access to personal information, correct inaccurate information, request deletion, obtain a copy, or ask about disclosures. Additional rights may include withdrawing consent, limiting certain uses of sensitive information, or appealing a privacy decision. Rights and exceptions vary by jurisdiction.
Contact us with a description of the privacy right you wish to exercise and enough information to help us understand the request. Do not include medical records, Social Security numbers, account credentials, or other unnecessary sensitive information.
Verification and authorized agents
We may need to verify your identity before completing certain requests. The information needed depends on the request, its sensitivity, and information already associated with you; we will not request more than reasonably necessary for verification. Where permitted, an authorized agent may act for you, subject to proof of authorization and other legally permitted verification.
If applicable law gives you a right to appeal a decision, instructions for submitting an appeal will be provided with our response. We process verified requests in accordance with applicable law.
More about our data practices
Our Privacy Policy describes the information we may collect, the purposes for which we may use it, and circumstances in which we may disclose it. Our research generally uses hypothetical consumer profiles and AI recommendation data; you do not need to send personal underwriting information to ask a privacy question.