Published company evidence
Read the context behind each recommendation, including the study it came from and the limits of what the evidence can show.
272 published fit reviews
Guardian Life is a mixed fit for life insurance in high-risk occupations. It considers occupation during underwriting and offers 10-, 15-, 20-, and 30-year level term plus whole life, but publishes no occupation-specific acceptance rules, surcharges, exclusions, or prices.
AIG is a mixed-to-good fit for life insurance in high-risk occupations, but only as one candidate in a multi-carrier comparison.
Banner Life is a mixed fit for high-risk occupations. Six of seven AI platforms named it, and OPTerm offers 10- to 40-year level term with conversion rights.
SBLI is a mixed fit for life insurance after a DUI. Only 2 of 7 AI platforms named it, and a DUI within five years blocks its accelerated no-exam pathway, pushing applicants into full underwriting. Standard rates may be possible about two years after a DUI.
Corebridge Financial is a mixed fit for Life Insurance After a DUI. Two of seven platforms named it during the ranking stage, and its average listed rank was 7.0 (best rank 4). The strongest reason to consider it is Guaranteed Issue Whole Life, which requires no health questions or medical exam and guarantees…
Pacific Life is a mixed fit for life insurance after a DUI. Only 2 of 7 AI platforms named it, and it does not publish DUI-specific lookback periods or surcharges. PL Promise Term offers level premiums for 10–30 years and conversion to universal life without new underwriting.
Haven Life (MassMutual) is a weak fit for a consumer seeking new Life Insurance After a DUI in 2026. Three of the seven platforms named it during the ranking stage, and the decisive issue is availability: independent reviews report Haven Life stopped accepting new applications on January 12, 2024, and ceased issuing…
Transamerica is a mixed fit for life insurance after a DUI. Its individually underwritten Trendsetter term portfolio accepts standard and substandard risk classes, so one older DUI may yield a rated offer rather than a decline.
Protective Life is a good, but not automatically best, fit for life insurance after a DUI. It publicly reviews DUI history, and its Classic Choice Term offers 10- to 40-year terms with conversion flexibility, but no DUI-specific rating grid or surcharge schedule is published.
Lincoln Financial is a mixed fit for life insurance after a DUI. Its guidelines require no DUI in the past five years for preferred-plus rates, and a recent DUI can trigger labs, block accelerated underwriting, and push the case into table ratings.
Mutual of Omaha is a mixed fit for Life Insurance After a DUI. Six of the seven platforms in this study named it during the ranking stage, and it placed as high as first. Its strongest advantage is a three-path underwriting structure: fully underwritten term, simplified-issue term and whole life, and guaranteed-issue…
Banner Life is a mixed fit for life insurance after a DUI. It may work for one older DUI with a clean record since, but Banner declines a DUI within two years and excludes multiple DUIs. No public source verifies what a DUI applicant will pay.
