Life Insurance
Consensus Index

AI Consensus Fit Review

Nationwide Guaranteed Universal Life Insurance Fit Review for People in Their 50s

Nationwide is a good, but not conclusively best, fit for a healthy nonsmoking consumer in their 50s who wants a guaranteed lifetime death benefit rather than cash-value accumulation.

Research: 2026-09-217 usable platform responsesRead the methodology ↗

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Answer Capsule

Nationwide is a good, but not conclusively best, fit for a healthy nonsmoking consumer in their 50s who wants a guaranteed lifetime death benefit rather than cash-value accumulation. Five of the seven platforms in this study named Nationwide during the ranking stage, and six of seven returned a usable fit assessment. The strongest reason to consider it is the No-Lapse Guarantee UL II, a product explicitly designed around death-benefit protection with guarantee periods selectable to age 120 and reported A+ financial-strength ratings for the issuing life subsidiaries. The main limitation is that Nationwide publishes no standardized premium for this buyer profile, so competitiveness cannot be confirmed without a state-specific illustration and multi-carrier comparison.

Research Snapshot

FieldValue
Platform mentions in ranking stage5 of 7 platforms (anthropic, deepseek, kimi, openai, perplexity)
Share of included platform responses71.4%
Average listed rank3.8
Best listed rank2 (deepseek, openai)
Relevant product/model/planNationwide No-Lapse Guarantee UL II (also referenced as No-Lapse Guarantee Universal Life II, No-Lapse Guarantee UL, YourLife No-Lapse Guarantee UL II, and Nationwide Guaranteed Universal Life)
Overall use-case fitGood (5 platforms), Uncertain (1 platform: kimi)
Research date2026-09-21

Why Nationwide Qualified for This Study

Questions This Section Answers

  • Why did Nationwide qualify as a finalist for Guaranteed Universal Life Insurance for People in Their 50s?
  • Is Nationwide a good choice for a healthy nonsmoker in their 50s who wants a guaranteed lifetime death benefit?

Nationwide qualified because it markets a product built specifically for this use case and because a majority of platforms named it during ranking discovery. Five of the seven included platforms — anthropic, deepseek, kimi, openai, and perplexity — named Nationwide in the ranking stage, a 71.4% share of included platform responses. Its average listed rank was 3.8, with a best rank of 2 from both deepseek and openai [1].

The qualifying product is the Nationwide No-Lapse Guarantee UL II, which Nationwide describes as guaranteed universal-life protection with lifetime coverage options and riders, and which the company states is designed with the goal of death-benefit protection rather than accumulation [1]. That positioning matches the study's target buyer: a healthy nonsmoking consumer in their 50s who wants permanent coverage primarily for a guaranteed lifetime death benefit rather than aggressive cash-value growth.

Nationwide also cleared the study's carrier-stability criterion on reported ratings. Nationwide reports Standard & Poor's A+, AM Best A+, and Moody's A1 ratings for Nationwide life insurance Company and Nationwide Life and Annuity Insurance Company, with cited affirmation dates [4]. AM Best separately affirmed an A+ (Superior) financial strength rating for Nationwide Life Insurance Company and its life/annuity subsidiaries [5]. These ratings support, but do not guarantee, long-term claims-paying capacity.

One platform, kimi, rated Nationwide's fit as uncertain rather than good, citing the absence of publicly verifiable product details and independent competitive benchmarking. That dissent is preserved in the sections below rather than averaged away.

The Product, Model, Plan, or Service Most Relevant to Guaranteed Universal Life Insurance for People in Their 50s

Questions This Section Answers

  • Which Nationwide plan is most relevant for a healthy nonsmoker in their 50s who wants a guaranteed lifetime death benefit?
  • What guarantee periods and minimum face amount does Nationwide No-Lapse Guarantee UL II offer for buyers in their 50s?

The most relevant Nationwide product for this use case is the No-Lapse Guarantee UL II, a flexible-premium universal-life policy with a secondary no-lapse guarantee. Nationwide's own product material describes it as death-benefit-focused, identifies flexible customization, and notes that fees and charges vary by policy decisions and applicant characteristics [7]. Nationwide's public product page describes it as guaranteed universal-life protection with lifetime coverage options and riders, and states that guarantees depend on claims-paying ability [8].

Platforms reported several product specifics, though not all are confirmed by company-owned sources:

  • Guarantee periods. Coverage options extending to age 120 are described in Nationwide materials [8]. One product review describes an initial five-year no-lapse guarantee for all issue ages, with an extended guarantee continuing while the guaranteed value remains above zero [10].
  • Target market. Nationwide's product review material identifies a target market of ages 45–70 [10]. One independent review states the product is available to applicants from age 21 to 55 [12], while another says it is available up to age 85 [13]. These two claims conflict and are not reconciled by any supplied source.
  • Minimum face amount. A $100,000 minimum specified amount is cited in product materials and reviews [14].
  • Cash-value orientation. The product is positioned around death-benefit protection rather than accumulation, with little or no cash value by design [15].

Product naming is inconsistent across sources. Supplied materials reference "Nationwide No-Lapse Guarantee UL II," "No-Lapse Guarantee UL," "YourLife No-Lapse Guarantee UL II," and "Nationwide Guaranteed Universal Life" — and no supplied source clarifies whether these are distinct offerings, state-specific variants, or the same product under different labels. Buyers should confirm the exact product form being illustrated before comparing it to competitors.

What the AI Platforms Agreed About

Questions This Section Answers

  • What do AI platforms agree on about Nationwide for guaranteed universal life insurance for people in their 50s?
  • Is Nationwide considered a financially strong carrier for a lifetime no-lapse guarantee?

Platforms agreed on four points with strong or unanimous support.

Product-to-use-case alignment. Every platform that returned a fit assessment described Nationwide's no-lapse UL as designed around guaranteed death-benefit protection rather than cash-value accumulation, which matches the target buyer's stated priority [17]. This was the most consistent finding in the study.

Carrier financial strength. Platforms consistently cited strong reported ratings. Nationwide reports S&P A+, AM Best A+, and Moody's A1 for its life subsidiaries [22], and AM Best affirmed an A+ (Superior) rating for Nationwide Life Insurance Company and its life/annuity subsidiaries [23]. One independent review cites a Comdex score of 89 [25]. Nationwide's 2025 annual-report materials present reported ratings and cite capital growth to $32.8 billion [26].

Conditional guarantees. Platforms agreed that the no-lapse guarantee is conditional, not unconditional. Nationwide's materials state that guarantees depend on claims-paying ability and policy terms [17], and independent sources describe the guarantee as remaining in force only if premiums are paid on schedule [28]. NAIC explains that universal life remains active only while available value or required funding is sufficient to cover insurance costs [29].

No published premium. Platforms agreed that Nationwide does not publish standardized consumer premiums for this product. One review states Nationwide does not publicly disclose premium ranges or issue-age limits for the No-Lapse Guarantee UL II, requiring personalized quotes [30]. This is a shared limitation, not a shared strength.

Where the AI Platforms Disagreed or Were Uncertain

Questions This Section Answers

  • Where do AI platforms disagree about Nationwide for guaranteed universal life insurance for people in their 50s?
  • Is Nationwide's issue-age limit a problem for a buyer in their late 50s?

Platform disagreement centered on eligibility, pricing competitiveness, and product identity.

Issue-age limits. This is the sharpest conflict in the study. One independent review states the No-Lapse Guarantee UL II is available to applicants from age 21 to 55, a narrower window than competitors who accept buyers into their mid-60s or early 70s [31]. Another independent summary says the product is available up to age 85 [32]. Nationwide's own product review material identifies a target market of ages 45–70 [33]. A buyer at 56 or 57 sits inside some of these ranges and outside others. No supplied source resolves the conflict, and the exact cutoff — whether 55 is inclusive — is not confirmed.

Premium competitiveness. Kimi rated Nationwide's fit as uncertain and stated that independent 2026 reviews identify Pacific Life PL Promise GUL as frequently the lowest premium for permanent death benefit to age 100, with no independent source identifying Nationwide as price-leading in this segment [35]. Other platforms rated Nationwide good but explicitly declined to call it best. OpenAI's assessment states Nationwide is "a good, but not conclusively best, fit." Deepseek states public sources do not establish Nationwide as the lowest-cost option [36].

Product identity and guarantee mechanics. Sources use "no-lapse guarantee to age 120," "up to age 120," and "guaranteed to age 120" interchangeably, and the mechanics of coverage beyond the maturity date are not clearly explained [33]. One platform could not confirm whether the guarantee extends to age 121 or terminates earlier [38].

Cash-value mechanics. Nationwide describes the product as offering little or no cash value, while some illustrations show non-zero accumulated values. Whether cash-value mechanics vary by funding level is unclear from public materials [39].

Return-of-premium scope. Published case studies show specific dollar amounts and timeframes for return-of-premium access, but the formula, availability across issue ages, and state-by-state variation are not publicly specified [41].

Use-Case-Specific Features and Capabilities

Questions This Section Answers

  • What features does Nationwide No-Lapse Guarantee UL II offer a buyer in their 50s who wants lifetime death benefit protection?
  • Does Nationwide No-Lapse Guarantee UL II include long-term care or living benefit riders?

The core capability is a contractual no-lapse guarantee that keeps the policy in force and pays the death benefit to a specified age if scheduled premiums are paid [42]. For a buyer whose primary goal is a guaranteed lifetime death benefit, this is the feature that matters most.

Supporting features reported across platforms:

  • Selectable guarantee periods. Coverage lengths to age 70, 85, or 120 are described in platform summaries [44]. One product review describes an initial five-year guarantee with an extended guarantee based on cumulative premiums, plus an automated premium monitor [46].
  • Fixed, level premiums. Nationwide's GUL product features fixed, level premiums guaranteed not to change over the life of the policy, per one independent directory [47]. This claim is platform-reported and not confirmed by a supplied company-owned source.
  • Living-benefit riders. Available features include optional chronic-illness, critical-illness, long-term-care, terminal-illness, accidental-death, and waiver-of-monthly-deductions riders [48]. One platform describes a long-term care rider with cash indemnity benefits [46]. Whether these riders are standard, optional, bundled, or separately charged in different states is not fully documented.
  • Return-of-premium option. A return-of-premium option is described for the product, but eligibility, timing, amount recoverable, and effect on coverage must be verified [48].
  • Distribution. The product is distributed through Nationwide agents and independent brokers in licensed states [48]. All permanent coverage policies require direct work with an agent; no online purchase option is available [51].

Pricing, Fees, Contracts, and Ongoing Costs

Questions This Section Answers

  • How much does Nationwide No-Lapse Guarantee UL II cost per month for a healthy nonsmoker in their 50s?
  • What fees and charges apply to Nationwide No-Lapse Guarantee UL II, and can they affect the no-lapse guarantee?

No standardized public premium exists for this buyer profile, and every platform rated pricing confidence low. Premiums depend on age, sex, tobacco status, health, coverage amount, guarantee duration, payment pattern, underwriting class, state, riders, and policy design [52]. Nationwide describes the product as more affordable than many other permanent products, but that is a company claim rather than a verified market-price comparison [52].

Reported cost components, all platform-reported and requiring illustration confirmation:

Cost elementReported detailSource
Premium chargesCurrently 20–25% (maximum guaranteed 50%)
Administration chargeCurrently $10/month (maximum $20/month)
Surrender charge period20 years
Minimum face amount$100,000,,
Rider chargesAdditional charge; amounts not publicly disclosed,
Return-of-premium accessLimited windows (e.g., year 16, 21 per policy design)

The grok-reported charge figures come from a product-highlights document and are the only specific fee numbers in the study. They are not confirmed by a Nationwide-owned source in the supplied catalog and should be treated as platform-reported.

Contract terms reported across platforms: the no-lapse guarantee depends on satisfying specified premium and contractual conditions; missed or insufficient premiums can jeopardize coverage unless the secondary guarantee remains satisfied; and surrendering, replacing, borrowing against, or materially changing the policy can affect cash value, guarantees, taxes, and coverage [52]. Free-look periods and cancellation rights are state-specific and must be confirmed in the delivered policy [53].

Industry context: GUL premiums are generally 30–50% less than whole life and comparable to other carriers' GUL offerings [55]. NAIC notes that policy illustrations distinguish guaranteed from nonguaranteed elements, and that NAIC Model 582 requires basic illustrations to show guaranteed and non-guaranteed elements side by side [56].

Best Suited For

Questions This Section Answers

  • Who is Nationwide No-Lapse Guarantee UL II best suited for among buyers in their 50s?
  • Is Nationwide a good fit for a buyer who wants a lifetime death benefit without cash-value growth?

Nationwide is best suited for a buyer whose objective is permanent death-benefit certainty rather than accumulation, and who is willing to work through an agent and verify an illustration.

Platforms converged on this profile:

  • Buyers prioritizing a lifetime death benefit over cash-value growth [58].
  • Buyers who want a flexible-premium universal-life structure with a secondary no-lapse guarantee [58].
  • Buyers who value a financially strong, broadly distributed carrier and optional living-benefit riders [58].
  • Buyers in their 50s who fall within Nationwide's accepted issue-age window and are comfortable providing personal information to an agent [63].
  • Buyers interested in optional long-term care riders or living benefit features [65].
  • Buyers seeking estate planning or legacy protection within a financially stable carrier [66].

Probably Not Best Suited For

Questions This Section Answers

  • Who should not choose Nationwide for guaranteed universal life insurance in their 50s?
  • Is Nationwide a poor fit for a buyer who wants cash-value growth or online purchase?

Nationwide is probably not the best fit for buyers whose priorities fall outside death-benefit protection or whose age sits above the reported issue-age ceiling.

Platforms identified these exclusions:

  • Buyers over age 55, if the reported 21–55 issue-age limit applies, since competitors accept applicants into their mid-60s or early 70s [68].
  • Buyers seeking maximum cash-value accumulation or policy loan flexibility; indexed universal life or whole life may offer better accumulation, though at significantly higher premiums [69].
  • Buyers who want to compare detailed GUL premium rates upfront without contacting an agent [71].
  • Buyers requiring guaranteed-issue or simplified-issue coverage without medical underwriting [72].
  • Buyers prioritizing the absolute lowest illustrated premium and unwilling to compare multiple carriers [73].
  • Buyers seeking guaranteed premiums and cash values with less policy-management risk; guaranteed or participating whole life may be preferable to compare [75].
  • Buyers whose primary need is temporary income replacement; term insurance may be less expensive [75].

When Another Option May Be Better

Questions This Section Answers

  • What is a better alternative to Nationwide for a buyer in their 50s who needs the lowest guaranteed premium?
  • When should a buyer in their 50s choose whole life or term insurance instead of Nationwide No-Lapse Guarantee UL II?

Several platforms named specific alternatives and the conditions that favor them.

For lowest illustrated premium. Independent 2026 reviews identify Pacific Life PL Promise GUL as frequently the lowest premium for permanent death benefit to age 100, and no independent source in this study identifies Nationwide as price-leading in this segment [76]. Buyers should obtain side-by-side illustrations rather than assume Nationwide is cheapest [77].

For buyers over 55. Pacific Life, Protective Life, American National, or Prudential offer GUL products accepting applicants into their 60s or early 70s, according to one platform [78].

For guarantee flexibility. Mutual of Omaha GUL Express offers a Dial-a-Guarantee feature allowing age 80 to 120 selection, and simplified issue up to $300,000 with expedited underwriting [79]. No equivalent Nationwide feature is documented in public materials.

For explicit lifetime guarantee structures. Pacific Life and Penn Mutual document guarantee-to-age-121 options with return-of-premium provisions [81].

For cash-value growth or living benefits. Participating whole life or indexed universal life may fit better than GUL, though at significantly higher premiums [83].

For fixed premiums and simpler guarantees. Guaranteed or participating whole-life policies may be better when the buyer prioritizes fixed premiums, simpler guarantees, and predictable cash-value treatment over potentially lower initial cost [85].

For temporary needs. Term insurance may be better when the need ends at retirement or after a defined period and lifetime coverage is unnecessary [85].

For documented comparison. A multi-carrier independent broker may be better when the buyer wants a documented premium comparison rather than relying on Nationwide's general affordability statement [85].

Questions to Verify Before Buying

Questions This Section Answers

  • What should a buyer confirm with Nationwide before signing a No-Lapse Guarantee UL II contract?
  • How does Nationwide's guaranteed premium compare with other carriers for the same face amount and guarantee age?

Platforms supplied overlapping verification lists. Consolidated, the highest-value items are:

  1. Which exact legal insurer will issue the policy, and is that entity licensed in the buyer's state? [86]
  2. What is the guaranteed annual premium schedule through age 100, 120, or lifetime, and what payment pattern preserves the no-lapse guarantee? [86]
  3. What events can terminate or reduce the guarantee, including missed premiums, loans, withdrawals, face-amount changes, or rider elections? [86]
  4. What are the guaranteed and current values in the illustration, including monthly charges, cost-of-insurance rates, surrender charges, and loan provisions? [86]
  5. Is the return-of-premium option available in the buyer's state, what is the access window, and how does exercising it affect coverage and value? [86]
  6. What are the issue-age, face-amount, underwriting, medical-exam, and tobacco-class rules for a healthy nonsmoker in their 50s? [86]
  7. What is the total cost and eligibility of each proposed rider, and can rider charges reduce the no-lapse guarantee? [86]
  8. How does Nationwide's guaranteed premium compare with at least three other financially strong carriers for the same face amount, guarantee age, and underwriting class? [86]
  9. What are the policy's grace-period, reinstatement, surrender, replacement, and tax consequences? [86]
  10. Which ratings and complaint information should be rechecked immediately before application and again before policy delivery? [86]

Final AI Consensus Verdict

Nationwide is a good fit for this use case, with one platform dissent. Five of six platforms returning a fit assessment rated it good; kimi rated it uncertain. No platform rated it best-in-class or price-leading.

The consensus case for Nationwide rests on three findings: the No-Lapse Guarantee UL II is purpose-built for death-benefit protection rather than accumulation; the issuing life subsidiaries carry strong reported financial-strength ratings; and the product offers selectable guarantee periods and optional living-benefit riders. The consensus case against treating it as the default choice rests on the absence of published premiums, conflicting issue-age claims, unresolved product naming, and no independent evidence that Nationwide leads on price.

The practical verdict: Nationwide is worth including in a multi-carrier comparison for a healthy nonsmoker in their 50s who wants a guaranteed lifetime death benefit. It should not be selected on brand strength alone. Buyers should obtain a state-specific guaranteed illustration, confirm the exact product form and issue-age limit, and compare the guaranteed premium against at least three competing carriers before applying.

How This Review Was Produced

This review synthesizes fit assessments from seven AI platforms asked to recommend guaranteed universal life insurance carriers for a healthy nonsmoking consumer in their 50s seeking a guaranteed lifetime death benefit. Five platforms named Nationwide during ranking discovery; six returned a usable fit assessment. The study used the run research date of 2026-09-21. Platform-reported research dates differ: deepseek reported 2026-02-14, while anthropic, grok, kimi, openai, and perplexity reported 2026-09-21. Platform-reported dates are provenance metadata and do not independently prove freshness.

Citations are platform-reported evidence, not independently verified facts. Company-owned sources are distinguished from independent sources throughout. No personal testing, customer experience, or independent verification was performed. The supplied URLs were collected from platform responses and were not independently validated by the writer stage. This review evaluates Nationwide only for Guaranteed Universal Life Insurance for People in Their 50s and is not a broad company review.

Methodology Limitations

  • Six of seven included platforms returned a usable fit assessment. Fit findings are not unanimous and should not be described as such. Platform mentions count only platforms that named the entity during ranking discovery.
  • Platform-reported research dates differ from the authoritative run date. Deepseek's assessment is dated 2026-02-14, roughly seven months before the run date.
  • Deepseek's research capability record shows search was not enabled, so its claims are model-reported rather than retrieved.
  • One platform (kimi) reported that official-site retrieval failed, and its product identity details are labeled as facts to verify rather than established evidence.
  • Product naming conflicts — No-Lapse Guarantee UL II, No-Lapse Guarantee UL, YourLife No-Lapse Guarantee UL II, and Nationwide Guaranteed Universal Life — are unresolved in the supplied evidence.
  • Issue-age claims conflict: one source states ages 21–55, another states up to age 85, and Nationwide product material cites a target market of 45–70.
  • No public quote was located for the defined buyer profile. Any premium comparison remains unverified.
  • The grok-reported fee figures (premium charges, administration charge, surrender charge period) are not confirmed by a Nationwide-owned source in the supplied catalog.
  • The deterministic identity audit contains qualification notes that are disclosed where relevant above.
  • No-search model claims require explicit verification before being described as current facts.
From the index

Compare the adjacent findings before forming a view.

Sources

Company-Owned Sources

Independent Sources

Other Sources

  • Guaranteed Universal Life Express (GUL Express) Consumer Brochure: https://www.legacyagent.com/images/Training/Apps-Guides/MoO/Guides/MOO_GULE_Consumer-Brochure.pdf
  • Additional AI research evidence90 records
    1. AI research evidence record openai:c1
    2. AI research evidence record anthropic:c2
    3. AI research evidence record anthropic:c1
    4. AI research evidence record openai:c3
    5. AI research evidence record anthropic:c7
    6. AI research evidence record deepseek:c2
    7. AI research evidence record openai:c2
    8. AI research evidence record openai:c1
    9. AI research evidence record grok:3
    10. AI research evidence record perplexity:c3
    11. AI research evidence record grok:0
    12. AI research evidence record anthropic:c11
    13. AI research evidence record perplexity:c4
    14. AI research evidence record anthropic:c12
    15. AI research evidence record anthropic:c13
    16. AI research evidence record kimi:ethos_gul
    17. AI research evidence record openai:c1
    18. AI research evidence record anthropic:c1
    19. AI research evidence record deepseek:c1
    20. AI research evidence record perplexity:c1
    21. AI research evidence record grok:1
    22. AI research evidence record openai:c3
    23. AI research evidence record anthropic:c7
    24. AI research evidence record deepseek:c2
    25. AI research evidence record anthropic:c6
    26. AI research evidence record openai:c4
    27. AI research evidence record anthropic:c9
    28. AI research evidence record anthropic:c4
    29. AI research evidence record openai:c5
    30. AI research evidence record anthropic:c14
    31. AI research evidence record anthropic:c11
    32. AI research evidence record perplexity:c4
    33. AI research evidence record perplexity:c3
    34. AI research evidence record grok:0
    35. AI research evidence record kimi:topwholelife_review
    36. AI research evidence record deepseek:c3
    37. AI research evidence record grok:3
    38. AI research evidence record kimi:nationwide_site_failed
    39. AI research evidence record anthropic:c13
    40. AI research evidence record kimi:ethos_gul
    41. AI research evidence record anthropic:c10
    42. AI research evidence record anthropic:c2
    43. AI research evidence record anthropic:c4
    44. AI research evidence record anthropic:c3
    45. AI research evidence record anthropic:c10
    46. AI research evidence record grok:0
    47. AI research evidence record anthropic:c5
    48. AI research evidence record openai:c1
    49. AI research evidence record perplexity:c2
    50. AI research evidence record perplexity:c13
    51. AI research evidence record anthropic:c15
    52. AI research evidence record openai:c1
    53. AI research evidence record deepseek:c1
    54. AI research evidence record anthropic:c4
    55. AI research evidence record anthropic:c3
    56. AI research evidence record openai:c7
    57. AI research evidence record anthropic:c16
    58. AI research evidence record openai:c1
    59. AI research evidence record anthropic:c1
    60. AI research evidence record deepseek:c1
    61. AI research evidence record perplexity:c1
    62. AI research evidence record anthropic:c10
    63. AI research evidence record anthropic:c11
    64. AI research evidence record perplexity:c3
    65. AI research evidence record grok:0
    66. AI research evidence record anthropic:c6
    67. AI research evidence record anthropic:c7
    68. AI research evidence record anthropic:c11
    69. AI research evidence record anthropic:c13
    70. AI research evidence record kimi:ethos_gul
    71. AI research evidence record anthropic:c14
    72. AI research evidence record deepseek:c1
    73. AI research evidence record deepseek:c3
    74. AI research evidence record kimi:topwholelife_review
    75. AI research evidence record openai:c1
    76. AI research evidence record kimi:topwholelife_review
    77. AI research evidence record deepseek:c3
    78. AI research evidence record anthropic:c11
    79. AI research evidence record kimi:mutualofomaha_gule
    80. AI research evidence record kimi:legacyagent_moo_gule
    81. AI research evidence record kimi:pacificlife_pdf
    82. AI research evidence record kimi:pennmutual_pdf
    83. AI research evidence record anthropic:c13
    84. AI research evidence record kimi:ethos_gul
    85. AI research evidence record openai:c1
    86. AI research evidence record openai:c1
    87. AI research evidence record deepseek:c1
    88. AI research evidence record perplexity:c3
    89. AI research evidence record anthropic:c10
    90. AI research evidence record anthropic:c11

Verify this research

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Study date
September 21, 2026
Platforms analyzed
7
Source records
39
Ranking mentions
5 of 7
Platform share
71%
Final consensus rank
#3

Behind the findings

Platforms in this study

  • ChatGPT
  • Claude
  • DeepSeek
  • Grok
  • Perplexity
  • Kimi
  • Gemini

Source records

21 independent · 17 company-owned · 1 unclear

Evidence support

26 direct · 11 partial

Keep in mind

Use the run research_date as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.

Technical verification details

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