Life Insurance
Consensus Index

AI Consensus Fit Review

John Hancock Term Life Insurance Fit Review for People in Their 60s

John Hancock is a mixed-to-good fit for a nonsmoking consumer in their 60s seeking term life insurance.

Research: 2026-09-207 usable platform responsesRead the methodology ↗

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Answer Capsule

John Hancock is a mixed-to-good fit for a nonsmoking consumer in their 60s seeking term life insurance. Four of seven platforms named it during ranking discovery, with an average listed rank of 6.5 and a best rank of 5. The strongest reason to consider it is broad public issue-age eligibility to 80, multiple term lengths, and A+ (Superior) financial-strength evidence from AM Best. The main limitation is that no carrier-published, age-60s premium was recovered, and maximum issue ages by term length are inconsistently reported, so competitive pricing and exact eligibility remain unverified.

Research Snapshot

FieldFinding
Platform mentions in ranking stage4 of 7 platforms (anthropic, deepseek, kimi, perplexity)
Share of included platform responses57.1%
Average listed rank6.5
Best listed rank5
Relevant product/model/planJohn Hancock Term / Protection Term / Vitality Term (names vary by platform)
Overall use-case fitGood (4 platforms); Mixed (3 platforms) — 7 platforms analyzed
Research date2026-09-20

Why John Hancock Qualified for This Study

Questions This Section Answers

  • Is John Hancock a good choice for Term Life Insurance for People in Their 60s?
  • How many AI platforms recommended John Hancock for term life insurance in your 60s?

John Hancock qualified because four of seven platforms named it during ranking discovery, and every platform that evaluated it returned a fit rating of good or mixed rather than poor. The platforms naming the carrier were anthropic, deepseek, kimi, and perplexity; grok, google, and openai evaluated fit without naming it in the ranking stage. Listed ranks ranged from 5 (deepseek) to 7 (anthropic, kimi, perplexity), producing an average of 6.5.

Qualification rested on four recurring factors: a term product that exists and is sold nationally [1], public issue-age eligibility to 80 [3], multiple term-length options [6], and strong financial-strength evidence [9]. The identity audit flagged unresolved official-domain signals and a failed official-site retrieval, so the entity should be treated as John Hancock as searched, with some product details remaining verification-sensitive.

The Product, Model, Plan, or Service Most Relevant to Term Life Insurance for People in Their 60s

Questions This Section Answers

  • Which John Hancock term product should a buyer in their 60s choose, Protection Term or Vitality Term?
  • Does John Hancock Vitality Term require wellness tracking to keep the quoted premium?

The relevant product is John Hancock's level term life insurance, marketed under names that vary by platform: John Hancock Term, Protection Term, and Vitality Term [11]. The distinction matters for this buyer. Protection Term carries level, guaranteed premiums, while Vitality Term premiums can adjust annually based on Vitality status, where Platinum or Gold status can lower or level out rates and Silver or Bronze status can increase them [12].

Vitality GO is described as automatically included at no additional cost, while Vitality PLUS may cost as little as $2 per month or may be included in the policy price [15]. John Hancock states eligible PLUS participation can produce premium savings of up to 25%, though savings vary by underwriting status, issue age, policy type, term, state, and Vitality status [15]. One platform reported Vitality reductions of up to 40% [17], which conflicts with the more commonly cited 25% ceiling and should be treated as platform-reported and unverified.

What the AI Platforms Agreed About

Questions This Section Answers

  • What do AI platforms agree John Hancock offers buyers in their 60s?
  • Is John Hancock financially strong enough for a multi-decade term policy bought in your 60s?

Platforms agreed on four points. First, John Hancock sells a real, nationally distributed term product [18]. Second, public issue-age eligibility extends to 80, which is unusually broad for this demographic [21]. Third, term lengths of 10, 15, 20, and 30 years are offered, with 30-year term unavailable in New York [25]. Fourth, financial strength is strong: AM Best lists John Hancock Life Insurance Company (U.S.A.) at A+ Superior with a stable outlook, affirmed effective December 12, 2025 [29], and independent reviews repeat A+ from AM Best alongside Aa3 from Moody's and AA- from S&P Global [30].

Agreement on these points does not establish that John Hancock is the best-value carrier for this buyer. It establishes only that the platforms converged on the same product and carrier facts.

Where the AI Platforms Disagreed or Were Uncertain

Questions This Section Answers

  • Is John Hancock actually cheap for a 60-year-old nonsmoker, or is the pricing unverified?
  • What is John Hancock's maximum issue age for each term length at age 60?

Pricing is the largest unresolved conflict. No carrier-published age-60s premium was recovered. Third-party illustrative figures diverge sharply: one source cites roughly $189.30 per month for a 60-year-old male at $500,000 over 20 years and $132.25 for a female [33]; another cites about $405 per month for a 60-year-old male at $1,000,000 over 20 years [34]; a third cites approximately $1,184.66 per month for a 65-year-old male and $838.26 for a female at $1,000,000 over 20 years [35]; and a fourth cites $207.50 per month for a 60-year-old male and $147.92 for a female at $500,000 over 20 years [36]. MoneyGeek's own reviews conflict internally, citing $85/$126 for 65-year-olds in one place and $34/$50 for the same demographic in another, which appears to reflect different coverage amounts or underwriting tiers rather than a pure conflict [37].

Issue-age caps by term length are also inconsistently reported. One public guide lists 10-year term to age 80, 15-year to 75, and 20-year to 65, with renewability through age 94 [39], while official pages show term ages 18–80 and 10–30 year terms without breaking out caps by length [42]. Google's platform reported 20-year terms issued up to age 65 and 15-year terms up to age 75 [44]. Deepseek reported that John Hancock's public materials do not clearly state a maximum issue age for term applicants at all [45].

Customer-experience evidence is mixed. One platform cites a J.D. Power score of 631 out of 1,000, ranking 15th among major carriers [46], while another cites 631 at 16th place [37]. The NAIC complaint index is reported at 1.21, slightly above the 1.00 baseline [47]. Conversion deadlines are reported as the lesser of the end of the level term period or age 70 [48], but one platform reports a conversion extension rider allowing conversion to age 75 [38], which conflicts with the age-70 cutoff and requires verification.

Use-Case-Specific Features and Capabilities

Questions This Section Answers

  • Does John Hancock offer no-medical-exam term coverage to applicants over 60?
  • Can a John Hancock term policy bought in your 60s be converted to permanent coverage?

Issue-age eligibility is the strongest fit factor. John Hancock accepts term applicants ages 18–80 [52], which exceeds the roughly age-75 ceiling most insurers use [55]. Term-length choices are 10, 15, 20, and 30 years, with 30-year term unavailable in New York [56]. For a buyer in their 60s, the 10-, 15-, and 20-year options are the practical choices.

No-medical-exam availability is a limitation at the margin. One platform reports a no-exam term option only for applicants age 60 and under [60], while another reports no-exam coverage up to $3 million without specifying the same age cutoff [62]. A buyer at 61 or older should assume a medical exam may be required.

Conversion is available without new medical underwriting until the lesser of the end of the level term period or age 70 [63]. For a 60-year-old buying a 20-year term, that leaves roughly a 10-year conversion window. Coverage limits are reported from $250,000 to $30 million for term [67], with one platform citing up to $65 million and noting the higher ceiling may apply more to permanent products [68]. Minimum face amount is reported at $250,000 [70].

Pricing, Fees, Contracts, and Ongoing Costs

Questions This Section Answers

  • How much does John Hancock term life cost per month for a 60-year-old nonsmoker?
  • What fees does John Hancock Vitality PLUS add on top of the base term premium?

No reliable age-60s premium can be stated from the reviewed sources. John Hancock does not publish a usable age-60s premium table on the reviewed consumer pages and directs prospective buyers to an insurance advisor for a customized quote [72]. Premiums depend on coverage, age, health, underwriting, state, and policy design.

Known costs that can be stated: Vitality GO is described as having no additional cost [72]; Vitality PLUS may cost as little as $2 per month, although it may sometimes be included in the policy price [72]; and one platform reports a Vitality PLUS membership fee often around $1.50 to $3.80 depending on program level [75]. Riders such as Total Disability Waiver and Long-Term Care are available at additional premium [73]. An accelerated death benefit rider is reported as included at no additional cost [73].

Contract terms: premiums are level and fixed for the selected term on the Protection Term product, while Vitality Term premiums can adjust annually with Vitality status [76]. Conversion is available without new medical exam until the lesser of the end of the level term period or age 70 [77]. A two-year contestable and suicide provision applies [73]. The reviewed sources do not establish the applicable grace period, renewal pricing, or state-specific cancellation terms [72].

Best Suited For

Questions This Section Answers

  • Who is John Hancock term life insurance best suited for at age 60 or older?
  • Is John Hancock a good fit for a health-conscious 60-something who will use Vitality?

John Hancock is best suited for a healthy nonsmoker in their 60s who values a financially strong carrier and may actively use Vitality rewards or premium incentives [80]. It also fits applicants in their 60s who want conversion flexibility to permanent coverage before age 70 without new underwriting [82], and older applicants for whom the extended issue-age window to 80 is decisive compared with competitors that stop at 75 [84]. Buyers needing high coverage limits also fit, given reported term limits from $250,000 to $30 million [86].

Probably Not Best Suited For

Questions This Section Answers

  • Who should not choose John Hancock for term life insurance in their 60s?
  • Is John Hancock a poor fit for a buyer who wants a fully online quote and purchase?

John Hancock is probably not best suited for a buyer prioritizing transparent online pricing or a fully digital purchase, since the company does not offer online quotes and requires advisor contact [87]. It is also a weaker fit for buyers who want the lowest absolute rates on large policies, where one platform notes John Hancock is competitive but not consistently lowest [90]. Buyers who will not engage with wellness tracking or share wearable data should weigh the Vitality-linked structure carefully [92]. Buyers seeking small final-expense policies under $250,000 are ruled out by the minimum face amount [94].

When Another Option May Be Better

Questions This Section Answers

  • What is a better alternative to John Hancock for a woman in her 60s seeking the lowest term premium?
  • When should a 60-something buyer choose a simplified-issue carrier instead of John Hancock?

Another carrier may be better in several defined situations. If the buyer is a woman in her 60s and lowest premium is the priority, one platform reports Penn Mutual at $72 per month and Banner Life at $84 per month versus John Hancock at $85 per month for a 65-year-old woman at $250,000 over 10 years [95]. If the buyer needs a 35- or 40-year term, Banner Life is reported as the only ranked carrier offering those lengths [95]. If the buyer is 61 or older and needs no-medical-exam underwriting, competitors such as Mutual of Omaha and AARP are reported to extend no-exam coverage to higher ages [96]. If the buyer lives in New York and needs 30-year term, John Hancock does not offer it there [98]. If the buyer wants the lowest verified premium rather than Vitality features, an independent broker or multi-carrier quoting platform may serve better [100].

Questions to Verify Before Buying

Questions This Section Answers

  • What should a buyer confirm with John Hancock before signing a term policy in their 60s?
  • Which John Hancock legal entity will issue the policy, and do the quoted ratings apply to it?

Confirm the maximum issue age for the exact John Hancock Term product in your state and which term lengths remain available at your exact age [102]. Confirm the guaranteed level-premium period, post-level renewal rates, conversion deadline, and eligible conversion products, since sources conflict between an age-70 cutoff and an age-75 extension rider [105]. Obtain a fully underwritten monthly or annual premium for the desired death benefit, including health class, nonsmoker status, payment mode, riders, Vitality option, and any fees [102]. Confirm whether Vitality PLUS is required for the quoted savings, what participation level is necessary, and whether the premium or rewards can change during the policy [108]. Confirm which John Hancock legal insurer will issue the policy and whether the quoted financial-strength ratings apply to that issuing entity [110]. Confirm whether a medical exam or attending-physician records are required and what happens if underwriting changes the offered rate [112].

Final AI Consensus Verdict

John Hancock earns a mixed-to-good fit verdict for Term Life Insurance for People in Their 60s. Four of seven platforms named it in ranking discovery, and all seven fit evaluations landed at good or mixed. The strongest case rests on broad issue-age eligibility to 80, multiple term lengths, and A+ (Superior) financial-strength evidence from AM Best [114]. The material weaknesses are the absence of carrier-published age-60s pricing, conflicting third-party rate examples, inconsistent reporting of issue-age caps by term length, and a conversion deadline that may leave a 60-year-old buyer with only a 10-year window. Buyers should treat John Hancock as one option in a multi-carrier quote process and verify issue-age eligibility, term availability, and pricing before purchasing.

How This Review Was Produced

This review synthesizes fit-research responses from seven AI platforms: anthropic, deepseek, google, grok, kimi, openai, and perplexity. Each platform evaluated John Hancock against the same buyer prompt: a nonsmoking consumer in their 60s with average-to-good health seeking term life insurance with competitive premiums, reasonable issue-age limits, useful term-length choices, and financially strong coverage. Four platforms named John Hancock during ranking discovery; all seven produced fit assessments. Platform fit ratings split four good (anthropic, google, grok, kimi) and three mixed (deepseek, openai, perplexity). Citations are platform-reported evidence, not independently verified facts. The consensus index for this category is available at Term Life Insurance for People in Their 60s, and the broader category directory is at life insurance.

Methodology Limitations

Platform-reported research dates differ from the authoritative run date of 2026-09-20; deepseek reported 2026-06-11, and platform-reported dates are provenance metadata that do not independently prove freshness. The deterministic identity audit flagged unresolved official-domain signals and a failed official-site retrieval, so the entity should be treated as John Hancock as searched, with some product details remaining verification-sensitive. The supplied URLs were collected from platform responses and were not independently validated by the writer stage. No carrier-published age-60s premium was recovered, and all pricing figures cited are third-party illustrative examples. Platform agreement on product facts does not prove product quality or competitive pricing. No personal testing, customer experience, or independent verification was performed.

From the index

Compare the adjacent findings before forming a view.

Sources

Company-Owned Sources

  • Life Insurance FAQs: Coverage, Claims & More | John Hancock: https://www.johnhancock.com/individual/help-center/life-insurance/frequently-asked-questions
  • Life insurance | John Hancock: https://www.johnhancock.com/individual/life-insurance
  • Term life insurance: https://www.johnhancock.com/individual/life-insurance/term-life-insurance
  • John Hancock Vitality | Life Insurance | John Hancock: https://www.johnhancock.com/individual/life-insurance/vitality
  • Get the right life insurance policy for the protection you need - John Hancock: https://www.johnhancock.com/life-insurance.html
  • John Hancock Term Life Insurance: https://www.johnhancock.com/life-insurance/term-life-insurance.html
  • John Hancock Vitality: https://www.johnhancock.com/vitality-insurance.html
  • Term Life Insurance for Seniors: https://www.mutualofomaha.com/advice/life-insurance/types-of-life-insurance/term-life-insurance-for-seniors
  • Additional AI research evidence116 records
    1. AI research evidence record deepseek:jh-term
    2. AI research evidence record deepseek:jh-vitality
    3. AI research evidence record anthropic:ci_jh_age_80_1
    4. AI research evidence record anthropic:ci_jh_age_80_2
    5. AI research evidence record google:1.2.2
    6. AI research evidence record anthropic:ci_jh_terms_1
    7. AI research evidence record anthropic:ci_jh_terms_2
    8. AI research evidence record perplexity:c1
    9. AI research evidence record openai:c4
    10. AI research evidence record anthropic:ci_jh_ratings_1
    11. AI research evidence record openai:c1
    12. AI research evidence record google:2.2.4
    13. AI research evidence record grok:1
    14. AI research evidence record google:1.3.6
    15. AI research evidence record openai:c2
    16. AI research evidence record openai:c3
    17. AI research evidence record google:1.3.1
    18. AI research evidence record deepseek:jh-term
    19. AI research evidence record deepseek:jh-vitality
    20. AI research evidence record openai:c1
    21. AI research evidence record anthropic:ci_jh_age_80_1
    22. AI research evidence record anthropic:ci_jh_age_80_2
    23. AI research evidence record google:1.2.2
    24. AI research evidence record google:2.2.9
    25. AI research evidence record anthropic:ci_jh_terms_1
    26. AI research evidence record anthropic:ci_jh_terms_2
    27. AI research evidence record perplexity:c1
    28. AI research evidence record perplexity:c8
    29. AI research evidence record openai:c4
    30. AI research evidence record anthropic:ci_jh_ratings_1
    31. AI research evidence record anthropic:ci_jh_ratings_2
    32. AI research evidence record google:2.1.9
    33. AI research evidence record perplexity:c14
    34. AI research evidence record perplexity:c9
    35. AI research evidence record anthropic:ci_jh_sample_rate_1
    36. AI research evidence record grok:0
    37. AI research evidence record kimi:mg-seniors-2026
    38. AI research evidence record kimi:mg-cheapest-2026
    39. AI research evidence record perplexity:c5
    40. AI research evidence record perplexity:c6
    41. AI research evidence record perplexity:c12
    42. AI research evidence record perplexity:c1
    43. AI research evidence record perplexity:c2
    44. AI research evidence record google:2.2.4
    45. AI research evidence record deepseek:jh-term
    46. AI research evidence record anthropic:ci_jh_jdpower_1
    47. AI research evidence record anthropic:ci_jh_naic_1
    48. AI research evidence record anthropic:ci_jh_conversion_1
    49. AI research evidence record anthropic:ci_jh_conversion_2
    50. AI research evidence record google:2.2.5
    51. AI research evidence record google:2.2.8
    52. AI research evidence record anthropic:ci_jh_age_80_1
    53. AI research evidence record anthropic:ci_jh_age_80_2
    54. AI research evidence record google:1.2.2
    55. AI research evidence record google:2.2.9
    56. AI research evidence record anthropic:ci_jh_terms_1
    57. AI research evidence record anthropic:ci_jh_terms_2
    58. AI research evidence record perplexity:c1
    59. AI research evidence record perplexity:c8
    60. AI research evidence record anthropic:ci_jh_no_exam_age_1
    61. AI research evidence record anthropic:ci_jh_no_exam_age_2
    62. AI research evidence record kimi:mg-seniors-2026
    63. AI research evidence record anthropic:ci_jh_conversion_1
    64. AI research evidence record anthropic:ci_jh_conversion_2
    65. AI research evidence record google:2.2.5
    66. AI research evidence record google:2.2.8
    67. AI research evidence record anthropic:ci_jh_coverage_limits_1
    68. AI research evidence record anthropic:ci_jh_coverage_limits_2
    69. AI research evidence record perplexity:c7
    70. AI research evidence record google:3.1.8
    71. AI research evidence record google:2.2.4
    72. AI research evidence record openai:c3
    73. AI research evidence record anthropic:ci_jh_no_online_1
    74. AI research evidence record anthropic:ci_jh_no_online_2
    75. AI research evidence record google:1.3.6
    76. AI research evidence record google:2.2.4
    77. AI research evidence record anthropic:ci_jh_conversion_1
    78. AI research evidence record anthropic:ci_jh_conversion_2
    79. AI research evidence record deepseek:jh-term
    80. AI research evidence record openai:c3
    81. AI research evidence record anthropic:ci_jh_vitality_1
    82. AI research evidence record anthropic:ci_jh_conversion_1
    83. AI research evidence record anthropic:ci_jh_conversion_2
    84. AI research evidence record google:2.2.9
    85. AI research evidence record kimi:mg-seniors-2026
    86. AI research evidence record anthropic:ci_jh_coverage_limits_1
    87. AI research evidence record anthropic:ci_jh_no_online_1
    88. AI research evidence record anthropic:ci_jh_no_online_2
    89. AI research evidence record google:2.2.2
    90. AI research evidence record anthropic:ci_jh_senior_rates_2
    91. AI research evidence record anthropic:ci_jh_satisfaction_1
    92. AI research evidence record deepseek:jh-vitality
    93. AI research evidence record google:2.2.4
    94. AI research evidence record google:3.1.8
    95. AI research evidence record kimi:mg-seniors-2026
    96. AI research evidence record anthropic:ci_jh_no_exam_age_1
    97. AI research evidence record anthropic:ci_jh_no_exam_age_2
    98. AI research evidence record anthropic:ci_jh_state_vary_1
    99. AI research evidence record perplexity:c8
    100. AI research evidence record openai:c3
    101. AI research evidence record perplexity:c13
    102. AI research evidence record openai:c3
    103. AI research evidence record deepseek:jh-term
    104. AI research evidence record perplexity:c5
    105. AI research evidence record anthropic:ci_jh_conversion_1
    106. AI research evidence record kimi:mg-cheapest-2026
    107. AI research evidence record anthropic:ci_jh_no_online_1
    108. AI research evidence record openai:c2
    109. AI research evidence record google:2.2.4
    110. AI research evidence record openai:c4
    111. AI research evidence record anthropic:ci_jh_ratings_1
    112. AI research evidence record anthropic:ci_jh_no_exam_age_1
    113. AI research evidence record kimi:mg-seniors-2026
    114. AI research evidence record openai:c4
    115. AI research evidence record anthropic:ci_jh_age_80_1
    116. AI research evidence record anthropic:ci_jh_terms_1

Independent Sources

Other Sources

  • john hancock term - The Insurance Group: http://www.theinsgroup.net/images/stories/John_Hancock/John%20Hancock%20Term%20Product%20Guide.pdf
  • term - The Insurance Group: http://www.theinsgroup.net/images/stories/John_Hancock/John%20Hancock%20Term%20Quick%20Reference.pdf
  • Vitality Term: https://www.fmiagent.com/carrier/john-hancock/vitality-term/
  • John Hancock Life Insurance Review 2026: https://www.lifequotesweb.com/john-hancock/
  • Additional AI research evidence116 records
    1. AI research evidence record deepseek:jh-term
    2. AI research evidence record deepseek:jh-vitality
    3. AI research evidence record anthropic:ci_jh_age_80_1
    4. AI research evidence record anthropic:ci_jh_age_80_2
    5. AI research evidence record google:1.2.2
    6. AI research evidence record anthropic:ci_jh_terms_1
    7. AI research evidence record anthropic:ci_jh_terms_2
    8. AI research evidence record perplexity:c1
    9. AI research evidence record openai:c4
    10. AI research evidence record anthropic:ci_jh_ratings_1
    11. AI research evidence record openai:c1
    12. AI research evidence record google:2.2.4
    13. AI research evidence record grok:1
    14. AI research evidence record google:1.3.6
    15. AI research evidence record openai:c2
    16. AI research evidence record openai:c3
    17. AI research evidence record google:1.3.1
    18. AI research evidence record deepseek:jh-term
    19. AI research evidence record deepseek:jh-vitality
    20. AI research evidence record openai:c1
    21. AI research evidence record anthropic:ci_jh_age_80_1
    22. AI research evidence record anthropic:ci_jh_age_80_2
    23. AI research evidence record google:1.2.2
    24. AI research evidence record google:2.2.9
    25. AI research evidence record anthropic:ci_jh_terms_1
    26. AI research evidence record anthropic:ci_jh_terms_2
    27. AI research evidence record perplexity:c1
    28. AI research evidence record perplexity:c8
    29. AI research evidence record openai:c4
    30. AI research evidence record anthropic:ci_jh_ratings_1
    31. AI research evidence record anthropic:ci_jh_ratings_2
    32. AI research evidence record google:2.1.9
    33. AI research evidence record perplexity:c14
    34. AI research evidence record perplexity:c9
    35. AI research evidence record anthropic:ci_jh_sample_rate_1
    36. AI research evidence record grok:0
    37. AI research evidence record kimi:mg-seniors-2026
    38. AI research evidence record kimi:mg-cheapest-2026
    39. AI research evidence record perplexity:c5
    40. AI research evidence record perplexity:c6
    41. AI research evidence record perplexity:c12
    42. AI research evidence record perplexity:c1
    43. AI research evidence record perplexity:c2
    44. AI research evidence record google:2.2.4
    45. AI research evidence record deepseek:jh-term
    46. AI research evidence record anthropic:ci_jh_jdpower_1
    47. AI research evidence record anthropic:ci_jh_naic_1
    48. AI research evidence record anthropic:ci_jh_conversion_1
    49. AI research evidence record anthropic:ci_jh_conversion_2
    50. AI research evidence record google:2.2.5
    51. AI research evidence record google:2.2.8
    52. AI research evidence record anthropic:ci_jh_age_80_1
    53. AI research evidence record anthropic:ci_jh_age_80_2
    54. AI research evidence record google:1.2.2
    55. AI research evidence record google:2.2.9
    56. AI research evidence record anthropic:ci_jh_terms_1
    57. AI research evidence record anthropic:ci_jh_terms_2
    58. AI research evidence record perplexity:c1
    59. AI research evidence record perplexity:c8
    60. AI research evidence record anthropic:ci_jh_no_exam_age_1
    61. AI research evidence record anthropic:ci_jh_no_exam_age_2
    62. AI research evidence record kimi:mg-seniors-2026
    63. AI research evidence record anthropic:ci_jh_conversion_1
    64. AI research evidence record anthropic:ci_jh_conversion_2
    65. AI research evidence record google:2.2.5
    66. AI research evidence record google:2.2.8
    67. AI research evidence record anthropic:ci_jh_coverage_limits_1
    68. AI research evidence record anthropic:ci_jh_coverage_limits_2
    69. AI research evidence record perplexity:c7
    70. AI research evidence record google:3.1.8
    71. AI research evidence record google:2.2.4
    72. AI research evidence record openai:c3
    73. AI research evidence record anthropic:ci_jh_no_online_1
    74. AI research evidence record anthropic:ci_jh_no_online_2
    75. AI research evidence record google:1.3.6
    76. AI research evidence record google:2.2.4
    77. AI research evidence record anthropic:ci_jh_conversion_1
    78. AI research evidence record anthropic:ci_jh_conversion_2
    79. AI research evidence record deepseek:jh-term
    80. AI research evidence record openai:c3
    81. AI research evidence record anthropic:ci_jh_vitality_1
    82. AI research evidence record anthropic:ci_jh_conversion_1
    83. AI research evidence record anthropic:ci_jh_conversion_2
    84. AI research evidence record google:2.2.9
    85. AI research evidence record kimi:mg-seniors-2026
    86. AI research evidence record anthropic:ci_jh_coverage_limits_1
    87. AI research evidence record anthropic:ci_jh_no_online_1
    88. AI research evidence record anthropic:ci_jh_no_online_2
    89. AI research evidence record google:2.2.2
    90. AI research evidence record anthropic:ci_jh_senior_rates_2
    91. AI research evidence record anthropic:ci_jh_satisfaction_1
    92. AI research evidence record deepseek:jh-vitality
    93. AI research evidence record google:2.2.4
    94. AI research evidence record google:3.1.8
    95. AI research evidence record kimi:mg-seniors-2026
    96. AI research evidence record anthropic:ci_jh_no_exam_age_1
    97. AI research evidence record anthropic:ci_jh_no_exam_age_2
    98. AI research evidence record anthropic:ci_jh_state_vary_1
    99. AI research evidence record perplexity:c8
    100. AI research evidence record openai:c3
    101. AI research evidence record perplexity:c13
    102. AI research evidence record openai:c3
    103. AI research evidence record deepseek:jh-term
    104. AI research evidence record perplexity:c5
    105. AI research evidence record anthropic:ci_jh_conversion_1
    106. AI research evidence record kimi:mg-cheapest-2026
    107. AI research evidence record anthropic:ci_jh_no_online_1
    108. AI research evidence record openai:c2
    109. AI research evidence record google:2.2.4
    110. AI research evidence record openai:c4
    111. AI research evidence record anthropic:ci_jh_ratings_1
    112. AI research evidence record anthropic:ci_jh_no_exam_age_1
    113. AI research evidence record kimi:mg-seniors-2026
    114. AI research evidence record openai:c4
    115. AI research evidence record anthropic:ci_jh_age_80_1
    116. AI research evidence record anthropic:ci_jh_terms_1

Verify this research

Check when the research was run, which platforms were included, and what supports the findings.

Study date
September 20, 2026
Platforms analyzed
7
Source records
50
Ranking mentions
4 of 7
Platform share
57%
Final consensus rank
#6

Behind the findings

Platforms in this study

  • ChatGPT
  • Claude
  • DeepSeek
  • Grok
  • Perplexity
  • Kimi
  • Gemini

Source records

38 independent · 8 company-owned · 4 unclear

Evidence support

32 direct · 17 partial

Keep in mind

Use the run research_date as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.

Technical verification details

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