Life Insurance
Consensus Index

AI Consensus Fit Review

Transamerica 10-Year Term Life Insurance Fit Review

Transamerica is a good, but not clearly best, fit for a healthy nonsmoking consumer in their mid-30s seeking $500,000 of 10-year term coverage.

Research: 2026-09-207 usable platform responsesRead the methodology ↗

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Answer Capsule

Transamerica is a good, but not clearly best, fit for a healthy nonsmoking consumer in their mid-30s seeking $500,000 of 10-year term coverage. Four of seven platforms named Transamerica during the ranking stage, with an average listed rank of 3.25 and a best rank of 2. The strongest reason to consider it is the Trendsetter Super 10-year term product, which combines level premiums for the initial 10-year period, possible accelerated or nonmedical underwriting, and a conversion privilege to permanent coverage without a new medical exam. The main limitation is that no public source supplied a verified exact premium for this buyer profile, and independent reviews report elevated complaint levels and below-average customer-service scores.

Research Snapshot

FieldFinding
Platform mentions in ranking stage4 of 7 platforms (anthropic, grok, kimi, perplexity)
Share of included platform responses57.1%
Average listed rank3.25
Best listed rank2 (kimi)
Relevant product/model/planTransamerica Trendsetter Super 10-Year Term Life Insurance
Overall use-case fitGood, not definitive best fit
Research date2026-09-20

Why Transamerica Qualified for This Study

Questions This Section Answers

  • Is Transamerica a good choice for a healthy nonsmoker in their mid-30s who needs $500,000 of 10-Year Term Life Insurance?
  • How many AI platforms recommended Transamerica for 10-Year Term Life Insurance, and where did it rank?

Transamerica qualified because it offers a product that matches the requested coverage structure and because multiple platforms named it during ranking discovery. Four of seven platforms included Transamerica in their recommendations for this use case, with an average listed rank of 3.25 and a best rank of 2 [1]. The relevant product is the Transamerica Trendsetter Super 10-Year Term Life Insurance, which is offered in a 10-year term with premiums level during the initial term and annual increases beginning in policy year 11 [1].

The platform fit ratings were not unanimous. Three platforms rated Transamerica a "good" fit (openai, anthropic, google), while three rated it "mixed" (deepseek, grok, kimi, perplexity). This split reflects a consistent pattern: platforms agreed on product structure and conversion features but disagreed on how much weight to give pricing uncertainty and customer-experience metrics.

The Product, Model, Plan, or Service Most Relevant to 10-Year Term Life Insurance

Questions This Section Answers

  • Which Transamerica plan should a buyer choose for $500,000 of 10-Year Term Life Insurance coverage?
  • Does Transamerica's Trendsetter Super 10-Year Term Life Insurance include a conversion option to permanent coverage?

The most relevant product is the Transamerica Trendsetter Super 10-Year Term life insurance, also referenced in platform responses as Trendsetter Super 10, Trendsetter Super Series 10-Year Term, and Trendsetter LB 10 [7]. Product naming is inconsistent across public materials, and the contract version matters for conversion terms and underwriting eligibility [10].

Trendsetter Super is a level term product designed for death-benefit protection rather than cash-value accumulation. Premiums are level during the initial 10-year period and increase annually beginning in policy year 11 [7]. The requested $500,000 face amount is within the product's stated coverage range, which public materials describe as beginning at $25,000 and extending to $10 million or more for qualifying applicants [14]. One source lists death benefits ranging from $25,000 to $1 million, which reflects tiering by underwriting path rather than a single product limit [15].

The product includes a conversion privilege that allows policyholders to convert partially or fully to eligible permanent life insurance without another medical exam, subject to contract rules [16]. Conversion deadlines, eligible permanent products, state availability, and face-amount limits are governed by the individual contract [18].

What the AI Platforms Agreed About

Questions This Section Answers

  • What do AI platforms agree on about Transamerica's 10-Year Term Life Insurance product structure?
  • Do AI platforms agree that Transamerica offers conversion options without a new medical exam?

Platforms agreed on several product-structure facts. All platforms that named Transamerica described a 10-year level term product with premiums level during the initial term and increasing afterward [19]. Platforms also agreed that Transamerica offers a conversion privilege to permanent coverage without a new medical exam, subject to contract terms [24].

Platforms agreed that Transamerica offers simplified or accelerated underwriting with a no-medical-exam option for qualifying applicants, with one source describing no-exam availability up to $2 million for qualified applicants [28]. Platforms also agreed that exam requirements may still apply and that eligibility is conditional [31].

Platforms agreed that Transamerica holds an AM Best rating of A (Excellent), which is solid but below the A+ or A++ ratings held by some competitors [33]. Platforms also agreed that the product is not available in New York [36].

Where the AI Platforms Disagreed or Were Uncertain

Questions This Section Answers

  • Why do AI platforms disagree about whether Transamerica is the cheapest option for 10-Year Term Life Insurance?
  • What pricing information about Transamerica's 10-Year Term Life Insurance is still unverified?

Pricing was the largest source of disagreement and uncertainty. One platform reported that Transamerica offers best average rates for 10-year term at $500,000 coverage at $30 per month and $362 per year, benchmarked to a 40-year-old rather than a mid-30s applicant [39]. Another platform reported much lower example rates for a 30-year-old male at $14.62 per month for $500,000, which does not match the target buyer profile [41]. A third platform reported estimated annual premiums around $185 to $220 for a healthy nonsmoker in their mid-30s, depending on gender and health class [42]. No platform supplied a verified exact premium for the specified healthy nonsmoking mid-30s buyer, and one platform explicitly stated that no public, verified 2026 quote exists for this exact profile [43].

Customer-experience metrics were reported consistently but weighted differently. Multiple platforms cited a NAIC complaint index of 3.86, nearly four times the industry average of 1.0, and a J.D. Power score of 604, ranking 18th out of 21 carriers [45]. Platforms that rated Transamerica "good" treated these as limitations rather than disqualifiers, while platforms that rated it "mixed" treated them as material weaknesses.

Underwriting details were also uncertain. Platforms described both simplified underwriting and the possibility of manual review, and the extent of manual review required for this profile is unclear without completing an actual application [49]. One platform noted that initial underwriting requirements for this exact buyer remain unclear from retrieved sources [52].

Use-Case-Specific Features and Capabilities

Questions This Section Answers

  • What features does Transamerica's Trendsetter Super 10-Year Term Life Insurance offer for a healthy mid-30s buyer?
  • Does Transamerica's 10-Year Term Life Insurance offer riders such as waiver of premium or accidental death benefit?

The product matches the requested 10-year term and offers several features relevant to this buyer. Coverage amounts range from $25,000 to $10 million or more for qualifying applicants, and $500,000 is a routine face amount within that range [53]. Accelerated or nonmedical underwriting may be available for qualifying applicants, including amounts up to $2 million through age 45, though Transamerica reserves the right to request an exam, laboratory work, or other evidence [55].

Conversion potential is a core feature. Trendsetter Super policies may be convertible to eligible permanent products without new medical underwriting, but conversion rights, eligible products, deadlines, state availability, and limits are governed by the individual contract [57]. One conversion guide describes a 5-year early conversion period for 10-year term policies, with longer conversion windows subject to age and class rules [60]. Another source states conversion must occur before the end of the level term period or age 70, or age 75 for Preferred Plus [59].

Optional riders include disability waiver of premium, accidental death benefit, and children's insurance up to $99,000, available at additional cost [63]. Trendsetter LB offers accelerated death benefit riders for chronic, critical, or terminal illness, while the basic Super product's accelerated-death-benefit feature is terminal-illness focused [66]. Policyholders can elect whether beneficiaries receive the death benefit as a lump sum or as a monthly payout over 5 to 25 years [67].

Pricing, Fees, Contracts, and Ongoing Costs

Questions This Section Answers

  • How much does Transamerica's 10-Year Term Life Insurance cost per month for a healthy mid-30s nonsmoker?
  • What fees and renewal costs apply to Transamerica's Trendsetter Super 10-Year Term Life Insurance?

No verified exact premium was found for the specified buyer profile. Public sources indicate that pricing is individualized and that online quoting is primarily available for Trendsetter Super [68]. Reported benchmarks include $30 per month and $362 per year for a 40-year-old benchmark profile, and estimated annual premiums around $185 to $220 for a healthy nonsmoker in their mid-30s depending on gender and health class [70]. These figures do not match the exact target profile and should not be treated as a quote.

One source describes a $30 annual policy fee for face amounts of $100,000 or more, which would apply to a $500,000 policy, increasing to $60 for policies under $100,000 [73]. Another platform reported a policy fee of approximately $30 annually in older guides but could not verify a current fee [75]. No separate application fee was verified from the public sources reviewed [68].

Premiums are level during the initial 10-year period and increase annually beginning in policy year 11 [77]. The policy is guaranteed renewable to age 105 on both Trendsetter Super and Trendsetter LB [78]. Cancellation generally ends coverage and does not create cash value under a standard term policy, and exact grace-period and reinstatement provisions must be checked in the policy [68]. One platform reported a 31-day grace period and reinstatement allowed within three years after lapse if the policy is not surrendered [78].

Best Suited For

Questions This Section Answers

  • Who is Transamerica's 10-Year Term Life Insurance best suited for?
  • Is Transamerica a good fit for a buyer who wants conversion options without a new medical exam?

Transamerica is best suited for buyers who want straightforward 10-year term coverage from an established insurer and who value possible accelerated or nonmedical underwriting [80]. It also suits buyers who want a conversion option without repeating medical underwriting, subject to the policy contract and applicable rules [82].

It is a reasonable fit for price-conscious buyers who are willing to compare individually underwritten quotes, since some platforms describe Transamerica as competitively priced for term insurance [85]. It also suits applicants who want optional riders such as disability waiver of premium, accidental death benefit, or children's insurance [87].

Probably Not Best Suited For

Questions This Section Answers

  • Who should not choose Transamerica for 10-Year Term Life Insurance?
  • Is Transamerica a poor fit for buyers who prioritize customer service or live in New York?

Transamerica is probably not best suited for buyers who prioritize the lowest premium without comparing multiple carriers, since no verified exact premium exists for this profile and pricing is individualized [90]. It is also not ideal for buyers who place unusually high weight on customer-service or complaint experience, given the reported NAIC complaint index of 3.86 and J.D. Power score of 604 [92].

Buyers who want chronic- or critical-illness accelerated benefits in the base product may find Trendsetter LB more relevant, since the basic Super product's accelerated-death-benefit feature is terminal-illness focused [95]. New York residents cannot purchase Trendsetter Super or Trendsetter LB, as the products are not available in that state [97]. Applicants with suspended driver's licenses are ineligible and will be denied regardless of health status [100].

When Another Option May Be Better

Questions This Section Answers

  • What is a better alternative to Transamerica for a buyer who needs stronger customer-service metrics?
  • When should a buyer choose Banner Life or Mutual of Omaha instead of Transamerica for 10-Year Term Life Insurance?

Another option may be better when a comparable insurer offers a materially lower fully underwritten premium for the same $500,000, 10-year benefit and equivalent conversion rights [101]. Buyers who prioritize customer service may prefer Mutual of Omaha, which one platform reported with a J.D. Power score of 707, or State Farm at 697, compared with Transamerica's 604 [102].

Buyers who want the highest financial-strength ratings may prefer carriers rated A+ or A++, such as Northwestern Mutual or Principal, since Transamerica holds an A rating [104]. Buyers who want a fully digital, no-exam underwriting experience may prefer Ethos or other online-direct carriers [105]. New York residents must choose another carrier, such as Banner Life, Protective, or Pacific Life [107]. Buyers who want chronic- or critical-illness access may prefer Trendsetter LB or another living-benefit term policy [109].

Questions to Verify Before Buying

Questions This Section Answers

  • What should a buyer confirm with Transamerica before signing a 10-Year Term Life Insurance contract?
  • Which Transamerica subsidiary will issue the policy, and what are its current financial-strength ratings?

Before buying, confirm the formal monthly and annual premium for $500,000 of 10-year Trendsetter Super coverage in your state and preferred risk class [111]. Confirm whether the application qualifies for accelerated or nonmedical underwriting and under what circumstances an exam, labs, or attending-physician statements will be required [113].

Confirm the exact conversion deadline, which permanent products are eligible, and whether state, policy-form, face-amount, or rider restrictions apply [116]. Confirm whether the quoted policy includes a terminal-illness accelerated death benefit and what exclusions, maximum advances, interest, or administrative charges apply [113]. Confirm renewal premiums beginning in policy year 11 [120].

Confirm which legal entity will issue the policy and what its current AM Best and other financial-strength ratings are [122]. Confirm the free-look, grace-period, reinstatement, lapse, and cancellation provisions in the actual contract [111]. Confirm which riders are available in your state and what they cost [125].

Final AI Consensus Verdict

Transamerica is a good, not definitive best, fit for a healthy nonsmoking consumer in their mid-30s seeking $500,000 of 10-year coverage. The Trendsetter Super 10-year term product matches the requested coverage structure and offers useful underwriting and conversion features [128]. The buyer should purchase only after comparing formal quotes and confirming the current policy form, conversion terms, renewal pricing, state availability, and complaint or service considerations [131].

Platform agreement does not prove product quality. The fit ratings split between "good" and "mixed," and the main unresolved issue is pricing: no platform supplied a verified exact premium for this buyer profile [134]. Buyers should treat the reported benchmarks as context rather than quotes and obtain individualized illustrations before deciding.

How This Review Was Produced

This review was produced from platform-reported research conducted on 2026-09-20. Seven platforms evaluated fit for the specified use case, and four named Transamerica during ranking discovery. Platform responses were collected with search enabled for six platforms and without search for one platform (deepseek). All platform claims are platform-reported and were not independently verified by the writer stage. Citations are platform-reported evidence, not independently verified facts. The supplied URLs were collected from platform responses and were not independently validated.

Methodology Limitations

Platform-reported research dates differ from the authoritative run date. One platform reported a research date of 2026-01-15, while the authoritative run date is 2026-09-20 (deepseek). Platform-reported dates are provenance metadata and do not independently prove freshness.

Public sources differ on the precise maximum face amount and nonmedical limits by product version, issue date, state, and underwriting class [135]. Conversion rights vary by policy form, state, issue date, eligible permanent product, and contractual deadline [137]. No public source reviewed supplied a reliable exact premium for the specified healthy nonsmoking mid-30s buyer [140]. Some product guides retrieved were issued in 2020 or 2021, and current policy forms and state availability must be confirmed before purchase [142]. Financial-strength ratings and complaint data can change after the research date [144].

The deterministic identity audit contains qualification notes that must be disclosed where relevant. Official-site retrieval failed for one or more mentions, and no failed fetch was used as a verified domain key. A product-labeled company mention was merged using matching company-name and supplied-domain signatures.

From the index

Compare the adjacent findings before forming a view.

Sources

Company-Owned Sources

  • Consumer Guide to Transamerica Trendsetter Super Series: https://ani.transamerica.com/ani/Uploads/Pages/50093/133039R2_0421_Consumer_Guide_to_Transamerica_Trendsetter_Super_Series_D.pdf
  • transamerica-trendsetter-term-life-guide-ins professionals: https://ani.transamerica.com/ani/Uploads/Pages/52349/transamerica-trendsetter-term-life-guide-ins%20professionals-133040R8_0823_D.pdf
  • Which Trendsetter Is Right for You? Field Guide to Term Life Insurance: https://ani.transamerica.com/ani/Uploads/Pages/53231/133038R4_1120_Field_Guide_to_Term_Life_Insurance_Consumer.pdf
  • Financial Overview: https://transact.transamerica.com/general/company_information/financial_overview.aspx
  • Trendsetter Super Product Bulletin - Transamerica: https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQGf7wKBqhpVKXZetF0kw2HrvQSpfeKrvJsLksbh68l757Pf3DlKVhH6Y7ihQmIb4AkHtdQcqUFcMFbLPs_odvxtoZe0JRTKEmARjjYcr3sxA9eqi0r6K63UdjGVQKsa8ck3zPITisjpogiJUgOb67ObumoFWZXpw5a2QxMn1PP28F226sHE7CnTww==
  • Term life insurance - Transamerica: https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQGFhlblrSqh7WouIZhqFbwWxYHBJ3gqmH57-mCBEsCGbJOhhyeB1PRxjQJ5nyxwe9J78qZ6zPYsbDAHzANNfBKfzH3wj9Wbb-64vE8jk0DDI8hK8ULHydEYv-AnUqt7AYj0V4uUZokwakqd_WLlz6nwGW4xb3ZXWPGb_RSztaU=
  • TOP & TOP PLUS - Transamerica: https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQHsvkO5h-GHVv6iu3Zzw4Q8jmaDNDdhAdzUfoQGDfKGMRgiMN-aL2LksI5bJac7Ru57lFa9rA-LBI65tS85mSY8h6wT85mKGNBNiYlZG2Cvx_zPtG1R9MFWYM9Nced-HZ6LRNTW-1jaXgOBe8QN-FeHSt_fzoLz
  • Term Life Insurance | Northwestern Mutual: https://www.northwesternmutual.com/life-insurance/term-life-insurance
  • Transamerica Life Insurance: https://www.transamerica.com
  • Term life Insurance | Transamerica: https://www.transamerica.com/financial-pro/insurance/term-life-insurance
  • Transamerica Life Insurance Company: https://www.transamerica.com/insurance-carriers/transamerica-life-insurance-company
  • Transamerica Companies Product Guide: https://www.transamerica.com/sites/default/files/files/e070d/Product_Portfolio_TLD.pdf
  • Additional AI research evidence145 records
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    2. AI research evidence record anthropic:1-1
    3. AI research evidence record grok:web:3
    4. AI research evidence record perplexity:c3
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    7. AI research evidence record openai:c1
    8. AI research evidence record anthropic:4-8
    9. AI research evidence record perplexity:c2
    10. AI research evidence record perplexity:c4
    11. AI research evidence record perplexity:c7
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    13. AI research evidence record anthropic:6-14
    14. AI research evidence record openai:c3
    15. AI research evidence record anthropic:4-9
    16. AI research evidence record openai:c4
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    19. AI research evidence record openai:c1
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    21. AI research evidence record anthropic:6-14
    22. AI research evidence record grok:web:11
    23. AI research evidence record perplexity:c1
    24. AI research evidence record openai:c4
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    26. AI research evidence record perplexity:c2
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    28. AI research evidence record openai:c2
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    31. AI research evidence record anthropic:29-4
    32. AI research evidence record anthropic:29-5
    33. AI research evidence record openai:c7
    34. AI research evidence record anthropic:4-4
    35. AI research evidence record anthropic:5-9
    36. AI research evidence record anthropic:4-7
    37. AI research evidence record anthropic:21-2
    38. AI research evidence record anthropic:24-2
    39. AI research evidence record anthropic:1-1
    40. AI research evidence record anthropic:1-11
    41. AI research evidence record perplexity:c13
    42. AI research evidence record google:compulife_2018
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    44. AI research evidence record openai:c9
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    60. AI research evidence record perplexity:c4
    61. AI research evidence record perplexity:c7
    62. AI research evidence record google:vive_super_series
    63. AI research evidence record anthropic:21-7
    64. AI research evidence record anthropic:21-8
    65. AI research evidence record anthropic:21-9
    66. AI research evidence record anthropic:15-7
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    68. AI research evidence record openai:c9
    69. AI research evidence record deepseek:c4
    70. AI research evidence record anthropic:1-1
    71. AI research evidence record anthropic:1-11
    72. AI research evidence record google:compulife_2018
    73. AI research evidence record google:vive_super_series
    74. AI research evidence record google:transamerica_bulletin_2012
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    76. AI research evidence record perplexity:c4
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    80. AI research evidence record openai:c2
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    109. AI research evidence record openai:c2
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    111. AI research evidence record openai:c9
    112. AI research evidence record anthropic:1-1
    113. AI research evidence record openai:c2
    114. AI research evidence record anthropic:29-4
    115. AI research evidence record anthropic:29-5
    116. AI research evidence record openai:c5
    117. AI research evidence record perplexity:c4
    118. AI research evidence record perplexity:c7
    119. AI research evidence record anthropic:15-7
    120. AI research evidence record openai:c1
    121. AI research evidence record anthropic:6-14
    122. AI research evidence record openai:c6
    123. AI research evidence record deepseek:c6
    124. AI research evidence record anthropic:6-13
    125. AI research evidence record anthropic:21-7
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    128. AI research evidence record openai:c1
    129. AI research evidence record anthropic:30-2
    130. AI research evidence record perplexity:c2
    131. AI research evidence record openai:c9
    132. AI research evidence record anthropic:5-7
    133. AI research evidence record perplexity:c4
    134. AI research evidence record deepseek:c4
    135. AI research evidence record openai:c3
    136. AI research evidence record anthropic:4-9
    137. AI research evidence record openai:c5
    138. AI research evidence record perplexity:c4
    139. AI research evidence record perplexity:c7
    140. AI research evidence record openai:c9
    141. AI research evidence record deepseek:c4
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    143. AI research evidence record openai:c2
    144. AI research evidence record openai:c7
    145. AI research evidence record anthropic:5-7

Independent Sources

Other Sources

  • Conversion Options by Product: https://www.cencoinsurance.com/DocumentLibrary/Carriers/Transamerica/IntroductionKit/TermProducts/Term%20Conversions.pdf
  • Additional AI research evidence145 records
    1. AI research evidence record openai:c1
    2. AI research evidence record anthropic:1-1
    3. AI research evidence record grok:web:3
    4. AI research evidence record perplexity:c3
    5. AI research evidence record anthropic:6-13
    6. AI research evidence record anthropic:6-14
    7. AI research evidence record openai:c1
    8. AI research evidence record anthropic:4-8
    9. AI research evidence record perplexity:c2
    10. AI research evidence record perplexity:c4
    11. AI research evidence record perplexity:c7
    12. AI research evidence record anthropic:6-13
    13. AI research evidence record anthropic:6-14
    14. AI research evidence record openai:c3
    15. AI research evidence record anthropic:4-9
    16. AI research evidence record openai:c4
    17. AI research evidence record anthropic:30-3
    18. AI research evidence record openai:c5
    19. AI research evidence record openai:c1
    20. AI research evidence record anthropic:6-13
    21. AI research evidence record anthropic:6-14
    22. AI research evidence record grok:web:11
    23. AI research evidence record perplexity:c1
    24. AI research evidence record openai:c4
    25. AI research evidence record anthropic:30-3
    26. AI research evidence record perplexity:c2
    27. AI research evidence record grok:web:16
    28. AI research evidence record openai:c2
    29. AI research evidence record anthropic:30-2
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    31. AI research evidence record anthropic:29-4
    32. AI research evidence record anthropic:29-5
    33. AI research evidence record openai:c7
    34. AI research evidence record anthropic:4-4
    35. AI research evidence record anthropic:5-9
    36. AI research evidence record anthropic:4-7
    37. AI research evidence record anthropic:21-2
    38. AI research evidence record anthropic:24-2
    39. AI research evidence record anthropic:1-1
    40. AI research evidence record anthropic:1-11
    41. AI research evidence record perplexity:c13
    42. AI research evidence record google:compulife_2018
    43. AI research evidence record deepseek:c4
    44. AI research evidence record openai:c9
    45. AI research evidence record anthropic:5-7
    46. AI research evidence record anthropic:5-8
    47. AI research evidence record kimi:moneygeek-transamerica-2026
    48. AI research evidence record grok:web:1
    49. AI research evidence record anthropic:29-4
    50. AI research evidence record anthropic:29-5
    51. AI research evidence record perplexity:c2
    52. AI research evidence record perplexity:c4
    53. AI research evidence record openai:c3
    54. AI research evidence record anthropic:4-9
    55. AI research evidence record openai:c2
    56. AI research evidence record anthropic:30-2
    57. AI research evidence record openai:c4
    58. AI research evidence record anthropic:30-3
    59. AI research evidence record perplexity:c2
    60. AI research evidence record perplexity:c4
    61. AI research evidence record perplexity:c7
    62. AI research evidence record google:vive_super_series
    63. AI research evidence record anthropic:21-7
    64. AI research evidence record anthropic:21-8
    65. AI research evidence record anthropic:21-9
    66. AI research evidence record anthropic:15-7
    67. AI research evidence record anthropic:10-6
    68. AI research evidence record openai:c9
    69. AI research evidence record deepseek:c4
    70. AI research evidence record anthropic:1-1
    71. AI research evidence record anthropic:1-11
    72. AI research evidence record google:compulife_2018
    73. AI research evidence record google:vive_super_series
    74. AI research evidence record google:transamerica_bulletin_2012
    75. AI research evidence record grok:web:1
    76. AI research evidence record perplexity:c4
    77. AI research evidence record openai:c1
    78. AI research evidence record anthropic:6-13
    79. AI research evidence record anthropic:6-14
    80. AI research evidence record openai:c2
    81. AI research evidence record anthropic:30-2
    82. AI research evidence record openai:c4
    83. AI research evidence record anthropic:30-3
    84. AI research evidence record perplexity:c2
    85. AI research evidence record anthropic:1-1
    86. AI research evidence record grok:web:3
    87. AI research evidence record anthropic:21-7
    88. AI research evidence record anthropic:21-8
    89. AI research evidence record anthropic:21-9
    90. AI research evidence record openai:c9
    91. AI research evidence record deepseek:c4
    92. AI research evidence record anthropic:5-7
    93. AI research evidence record anthropic:5-8
    94. AI research evidence record kimi:moneygeek-transamerica-2026
    95. AI research evidence record openai:c2
    96. AI research evidence record anthropic:15-7
    97. AI research evidence record anthropic:4-7
    98. AI research evidence record anthropic:21-2
    99. AI research evidence record anthropic:24-2
    100. AI research evidence record anthropic:21-1
    101. AI research evidence record openai:c9
    102. AI research evidence record anthropic:5-8
    103. AI research evidence record kimi:moneygeek-transamerica-2026
    104. AI research evidence record anthropic:5-9
    105. AI research evidence record anthropic:29-7
    106. AI research evidence record anthropic:29-8
    107. AI research evidence record anthropic:4-7
    108. AI research evidence record anthropic:21-2
    109. AI research evidence record openai:c2
    110. AI research evidence record anthropic:15-7
    111. AI research evidence record openai:c9
    112. AI research evidence record anthropic:1-1
    113. AI research evidence record openai:c2
    114. AI research evidence record anthropic:29-4
    115. AI research evidence record anthropic:29-5
    116. AI research evidence record openai:c5
    117. AI research evidence record perplexity:c4
    118. AI research evidence record perplexity:c7
    119. AI research evidence record anthropic:15-7
    120. AI research evidence record openai:c1
    121. AI research evidence record anthropic:6-14
    122. AI research evidence record openai:c6
    123. AI research evidence record deepseek:c6
    124. AI research evidence record anthropic:6-13
    125. AI research evidence record anthropic:21-7
    126. AI research evidence record anthropic:21-8
    127. AI research evidence record anthropic:21-9
    128. AI research evidence record openai:c1
    129. AI research evidence record anthropic:30-2
    130. AI research evidence record perplexity:c2
    131. AI research evidence record openai:c9
    132. AI research evidence record anthropic:5-7
    133. AI research evidence record perplexity:c4
    134. AI research evidence record deepseek:c4
    135. AI research evidence record openai:c3
    136. AI research evidence record anthropic:4-9
    137. AI research evidence record openai:c5
    138. AI research evidence record perplexity:c4
    139. AI research evidence record perplexity:c7
    140. AI research evidence record openai:c9
    141. AI research evidence record deepseek:c4
    142. AI research evidence record openai:c1
    143. AI research evidence record openai:c2
    144. AI research evidence record openai:c7
    145. AI research evidence record anthropic:5-7

Verify this research

Check when the research was run, which platforms were included, and what supports the findings.

Study date
September 20, 2026
Platforms analyzed
7
Source records
40
Ranking mentions
4 of 7
Platform share
57%
Final consensus rank
#5

Behind the findings

Platforms in this study

  • ChatGPT
  • Claude
  • DeepSeek
  • Grok
  • Perplexity
  • Kimi
  • Gemini

Source records

27 independent · 12 company-owned · 1 unclear

Evidence support

26 direct · 13 partial

Keep in mind

Use the run research_date as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.

Technical verification details

Use this SHA-256 fingerprint to identify the source snapshot associated with this study.

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