Published company evidence
Read the context behind each recommendation, including the study it came from and the limits of what the evidence can show.
216 published fit reviews
Mutual of Omaha Living Promise Whole Life is a good fit for nonsmoking buyers aged 70-79 in average-to-good health who want about $20,000 of permanent final expense coverage. It offers simplified issue with no medical exam and day-one benefits on the Level tier.
Lincoln Heritage is a good but not clearly best-priced fit for a nonsmoking buyer aged 60-69 seeking about $20,000 of permanent final expense coverage.
Gerber Guaranteed life insurance is a mixed fit for a nonsmoking consumer aged 60–69 with average-to-good health who wants about $20,000 of permanent final expense coverage. Four of the seven platforms in this study named it during the ranking stage (57% of included platform responses), at an average listed rank of…
Foresters Financial is a good, but not automatically best, fit for a nonsmoking buyer aged 60-69 seeking about $20,000 of permanent final expense coverage.
AIG (Corebridge Financial) is a good, not best-in-class, fit for final expense insurance. It suits ages 50-80 who need guaranteed acceptance, permanent coverage, and level premiums on $5,000-$25,000, but has a two-year graded death benefit and premiums 40-50% above simplified-issue alternatives.
Aetna is a good, but not clearly best, fit for a nonsmoking consumer aged 60-69 seeking about $20,000 of permanent final expense coverage. The strongest reason to consider it is simplified-issue whole life with no medical exam, level premiums, and lifetime renewability, backed by an A-rated affiliate.
Foresters Financial is a good, but not top-tier, fit for final expense insurance. PlanRight Whole Life offers simplified issue, guaranteed level premiums, and $5,000-$35,000 coverage, but no public premium schedule exists.
Transamerica is a good, not conclusively best, fit for a nonsmoking buyer age 60-69 seeking about $20,000 of permanent final expense coverage. It offers whole life with level premiums and simplified issue, but pricing and product names vary across sources.
Ethos is a mixed fit for final expense insurance. It offers online, no-medical-exam whole life coverage, including guaranteed issue for eligible older applicants, but Ethos is a distributor rather than the insurer, so face amount, waiting period, and premium depend on state, age, and eligibility.
Mutual of Omaha is a good fit for a nonsmoking buyer aged 60–69 in average-to-good health seeking about $20,000 of permanent final expense coverage. All 7 platforms named Mutual of Omaha during ranking discovery, and it ranked first on every platform that ranked it.
Gerber Life Insurance Company is a good, but not universally best, fit for Final Expense Insurance. Three of the seven platforms in this study named Gerber Life during the ranking stage, and six of seven returned a usable fit assessment.
Americo is a good, not unequivocally strong, fit for final expense insurance. Its Eagle Premier Series offers $5,000-$40,000 in permanent whole life coverage with simplified-issue underwriting and no medical exam, but it is not guaranteed issue and pricing is not publicly posted.
