{"citations":{"source_mix":{"company_owned":23,"independent":24,"unclear":1},"sources_referenced_by_questions":0,"support_mix":{"direct":30,"partial":18},"total_sources":48,"unique_domain_count":22},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-20","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Whole Life Insurance With Paid-Up Additions","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-20","platform_support":["anthropic","perplexity"],"predicate":"final_consensus_rank","qualifier":"Whole Life Insurance With Paid-Up Additions","subject":"Mutual of Omaha","unit":"rank","value":9},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-20","platform_support":["anthropic","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Mutual of Omaha","unit":"platforms","value":2},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-20","platform_support":["openai","deepseek","perplexity"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Mutual of Omaha","unit":"platforms","value":3},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-20","platform_support":["anthropic","grok","google"],"predicate":"fit_rating_count","qualifier":"weak","subject":"Mutual of Omaha","unit":"platforms","value":3},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-20","platform_support":["kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"Mutual of Omaha","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":6.5,"best_rank":5,"entity_id":"entity-001","entity_type":"company","final_rank":9,"name":"Mutual of Omaha","platform_mentions":2,"platform_share":0.2857142857142857}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/whole-life-insurance/whole-life-insurance-with-paid-up-additions/mutual-of-omaha.json","page_url":"https://lifeinsuranceconsensusindex.com/whole-life-insurance/whole-life-insurance-with-paid-up-additions/mutual-of-omaha","report_type":"fit_review","study_id":"LICI-STUDY-E95AC107B3D5","title":"Mutual of Omaha for Whole Life Insurance With Paid-Up Additions: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-21 14:55:36.621019+00","research_date":"2026-09-20","source_snapshot_sha256":"119c1b05a6191a2b5f86b4a4c9b4760c8d22613f3b8d688ee7cc7857d702837b","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":18,"qualified_finalists":9,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Mutual of Omaha is a mixed-to-weak fit for Whole Life Insurance With Paid-Up Additions. Only 2 of 7 platforms named it during the ranking stage (anthropic and perplexity), and their fit ratings split: openai, deepseek, and perplexity called it mixed; anthropic, google, and grok called it weak; kimi called it uncertain. The strongest reason to consider it is financial strength — A+ (Superior) from AM Best with stable outlooks (, , anthropic:citation11). The main limitation is unresolved: platforms disagree on whether Mutual of Omaha's whole life policies are participating and dividend-paying…","target_buyer":"A consumer wants whole life insurance that allows them to increase cash value and death benefit through paid-up additions where available.","topic":{"base_category":"Whole Life Insurance","category_criteria":["They want a financially established participating insurer","flexible paid-up additions provisions","strong guaranteed values","and a policy design suitable for long-term cash-value accumulation."],"geography":"United States","slug":"best-whole-life-insurance-with-paid-up-additions","title":"Best Whole Life Insurance With Paid-Up Additions","use_case":"Whole Life Insurance With Paid-Up Additions"}}