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deepseek, grok, perplexity, kimi, google. The configured source value 7 is provenance only and must never be described as the number of platforms studied.","The finalrankingtable is the sole authority for rank, platform mentions, platform share, average rank, and best rank. Ignore any conflicting value embedded in a entity evidence bundle.","The Consensus Ranking table must contain exactly one row per finalrankingtable entity, in that order, using that exact entityname. Never split one ranked entity into two product, model, SKU, or product-line rows, and never add another ranking row for a brand already listed. Put recommended products or plans inside that entity's ranked section.","Platform mentions count only ranking-discovery mentions. Do not substitute the number of platforms that later completed a fit assessment.","Citation IDs inside each entity bundle are local to that entity. Consolidate sources by URL using the supplied source catalog.","The URLs were collected from platform responses and were not independently validated by either writer stage.","Each fitreviewurlorplaceholder is the final site-relative CMS path for that entity's review. Link the entity name to that exact path exactly once in its ranked prose section, outside tables and headings. Never replace it with a run ID, report ID, UUID, or local output path.","Use the exact entity-namespaced citation IDs from the source catalog (e.g. e1:); never transfer a citation between entities."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-21 15:33:36.061618+00","research_date":"2026-09-20","source_snapshot_sha256":"72e1ef5ede739d0c7afcd1965bdb6266385b7faab882998cb88e09b16213cddd","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":22,"qualified_finalists":8,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Across seven AI platforms asked one standardized question about whole life insurance designed to be paid up by approximately age 65, New York Life Insurance Company is the consensus leader: it was named by 6 of 7 platforms (85.7% share) with an average listed position of 3.17 and a best position of 2. MassMutual is the strongest alternative for buyers who want a product explicitly branded around age 65, and Guardian Life Insurance Company of America is the strongest alternative for buyers who want a dedicated Life Paid-Up at 65 contract with a long dividend record. Penn Mutual Accumulation…","target_buyer":"A working consumer wants permanent whole life insurance but prefers a policy designed so scheduled premiums are completed by approximately age 65.","topic":{"base_category":"Whole Life Insurance","category_criteria":["They want lifetime coverage after retirement","guaranteed values","cash-value accumulation","and a financially established insurer offering an appropriate limited-pay structure."],"geography":"United States","slug":"best-whole-life-insurance-paid-up-by-age-65","title":"Best Whole Life Insurance Paid Up by Age 65","use_case":"Whole Life Insurance Paid Up by Age 65"}}