{"citations":{"source_mix":{"company_owned":17,"independent":23,"unclear":2},"sources_referenced_by_questions":0,"support_mix":{"direct":35,"partial":7},"total_sources":42,"unique_domain_count":20},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-20","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Whole Life Insurance for Policy Loans and Cash Value Access","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-20","platform_support":["google","kimi"],"predicate":"final_consensus_rank","qualifier":"Whole Life Insurance for Policy Loans and Cash Value Access","subject":"Ameritas Life Insurance Corp.","unit":"rank","value":8},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-20","platform_support":["google","kimi"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Ameritas Life Insurance Corp.","unit":"platforms","value":2},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-20","platform_support":["openai","anthropic","grok","perplexity","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"Ameritas Life Insurance Corp.","unit":"platforms","value":5},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-20","platform_support":["deepseek"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Ameritas Life Insurance Corp.","unit":"platforms","value":1},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-20","platform_support":["kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"Ameritas Life Insurance Corp.","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":5,"best_rank":4,"entity_id":"entity-001","entity_type":"company","final_rank":8,"name":"Ameritas Life Insurance Corp.","platform_mentions":2,"platform_share":0.2857142857142857}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/whole-life-insurance/whole-life-insurance-for-policy-loans-and-cash-value-access/ameritas-life-insurance-corp.json","page_url":"https://lifeinsuranceconsensusindex.com/whole-life-insurance/whole-life-insurance-for-policy-loans-and-cash-value-access/ameritas-life-insurance-corp","report_type":"fit_review","study_id":"LICI-STUDY-A146A70A54C4","title":"Ameritas Life Insurance Corp. for Whole Life Insurance for Policy Loans and Cash Value Access: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-21 17:05:21.173823+00","research_date":"2026-09-20","source_snapshot_sha256":"66f90ca86822b5668aea9c34d24b437d0a9d746c3adfca580e1a663b41416347","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":21,"qualified_finalists":9,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Ameritas Life Insurance Corp. is a good, but not fully verifiable, fit for a buyer who wants Whole Life Insurance for Policy Loans and Cash Value Access. Two of seven platforms named Ameritas during the ranking stage, and it finished eighth overall with an average listed rank of 5.0. The strongest reason to consider it is the Access Whole Life design, which platform-reported evidence describes as combining early cash value with a choice between fixed and variable loan structures, including non-direct recognition on variable loans. The main limitation is that no public source establishes the…","target_buyer":"A consumer wants whole life insurance partly because they value the ability to access accumulated policy cash value through withdrawals or policy loans subject to policy terms.","topic":{"base_category":"Whole Life Insurance","category_criteria":["They want strong cash-value accumulation","flexible loan provisions","clear treatment of loan interest and outstanding balances","and a financially established insurer."],"geography":"United States","slug":"best-whole-life-insurance-for-policy-loans-and-cash-value-access","title":"Best Whole Life Insurance for Policy Loans and Cash Value Access","use_case":"Whole Life Insurance for Policy Loans and Cash Value Access"}}