{"citations":{"source_mix":{"company_owned":13,"independent":20,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":27,"partial":5},"total_sources":33,"unique_domain_count":14},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-20","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Whole Life Insurance for High Early Cash Value","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-20","platform_support":["grok","kimi"],"predicate":"final_consensus_rank","qualifier":"Whole Life Insurance for High Early Cash Value","subject":"Ameritas Life Insurance Corp.","unit":"rank","value":9},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-20","platform_support":["grok","kimi"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Ameritas Life Insurance Corp.","unit":"platforms","value":2},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-20","platform_support":["grok"],"predicate":"fit_rating_count","qualifier":"strong","subject":"Ameritas Life Insurance Corp.","unit":"platforms","value":1},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-20","platform_support":["openai","anthropic","perplexity","kimi","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"Ameritas Life Insurance Corp.","unit":"platforms","value":5},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-20","platform_support":["deepseek"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Ameritas Life Insurance Corp.","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":5,"best_rank":5,"entity_id":"entity-001","entity_type":"company","final_rank":9,"name":"Ameritas Life Insurance Corp.","platform_mentions":2,"platform_share":0.2857142857142857}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/whole-life-insurance/whole-life-insurance-for-high-early-cash-value/ameritas-life-insurance-corp.json","page_url":"https://lifeinsuranceconsensusindex.com/whole-life-insurance/whole-life-insurance-for-high-early-cash-value/ameritas-life-insurance-corp","report_type":"fit_review","study_id":"LICI-STUDY-5EEB73879728","title":"Ameritas Life Insurance Corp. for Whole Life Insurance for High Early Cash Value: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-21 14:34:44.207223+00","research_date":"2026-09-20","source_snapshot_sha256":"c10de94c77986ef7815bb0740f5916214bb6fd2e726a9c67545e20f0ba03698a","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":20,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Ameritas life insurance Corp. is a good fit for a buyer who prioritizes accessible early whole life cash value and is willing to fund a base policy plus paid-up additions. Two of seven platforms named Ameritas during the ranking stage (grok and kimi), and all seven platforms that evaluated fit returned a positive or mixed assessment — six rated it good or strong, one rated it mixed. The strongest reason to consider it is Ameritas Access Whole Life, which the company positions for strong early guaranteed cash value and pairs with a Flexible Paid-Up Rider and switchable fixed or variable…","target_buyer":"A consumer wants whole life insurance but places unusual importance on accumulating accessible cash value during the earlier years of the policy rather than maximizing only the distant long-term death benefit.","topic":{"base_category":"Whole Life Insurance","category_criteria":["They are willing to consider policy designs using appropriate base coverage and paid-up additions where available and want a financially established insurer with flexible policy design."],"geography":"United States","slug":"best-whole-life-insurance-for-high-early-cash-value","title":"Best Whole Life Insurance for High Early Cash Value","use_case":"Whole Life Insurance for High Early Cash Value"}}