{"citations":{"source_mix":{"company_owned":21,"independent":10,"unclear":2},"sources_referenced_by_questions":0,"support_mix":{"direct":25,"partial":8},"total_sources":33,"unique_domain_count":17},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-20","platform_support":["deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Whole Life Insurance for Children","unit":"platforms","value":6},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-20","platform_support":["deepseek","perplexity"],"predicate":"final_consensus_rank","qualifier":"Whole Life Insurance for Children","subject":"New York Life","unit":"rank","value":10},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-20","platform_support":["deepseek","perplexity"],"predicate":"platform_mentions","qualifier":"out of 6","subject":"New York Life","unit":"platforms","value":2},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-20","platform_support":["grok"],"predicate":"fit_rating_count","qualifier":"strong","subject":"New York Life","unit":"platforms","value":1},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-20","platform_support":["openai","perplexity","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"New York Life","unit":"platforms","value":3},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-20","platform_support":["deepseek","kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"New York Life","unit":"platforms","value":2}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":6.5,"best_rank":3,"entity_id":"entity-001","entity_type":"company","final_rank":10,"name":"New York Life","platform_mentions":2,"platform_share":0.3333333333333333}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/whole-life-insurance/whole-life-insurance-for-children/new-york-life.json","page_url":"https://lifeinsuranceconsensusindex.com/whole-life-insurance/whole-life-insurance-for-children/new-york-life","report_type":"fit_review","study_id":"LICI-STUDY-F7A1BC2DA793","title":"New York Life for Whole Life Insurance for Children: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Company-owned citations materially outnumber independent citations; do not describe company claims as independently verified.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":6,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-20 19:59:13.825423+00","research_date":"2026-09-20","source_snapshot_sha256":"0e6344824e66c38a5cdd3692859eefdd3d687a31159df1c9a203be10236b93c1","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":18,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"New York Life is a good, but not conclusively best, fit for Whole Life Insurance for Children. Two of the six included platforms named New York Life during the ranking stage — deepseek and perplexity — giving it a 33.3% share of included platform responses, an average listed rank of 6.5, and a best listed rank of 3. The strongest reason to consider it is insurer financial strength combined with permanent coverage, level premiums, guaranteed cash-value growth, and advisor-supported customization. The main limitation is that no public child-specific premium quote, juvenile policy form, or…","target_buyer":"A parent or grandparent wants to purchase whole life insurance on a child to provide permanent coverage, lock in insurability while the child is young, and accumulate cash value over a long period.","topic":{"base_category":"Whole Life Insurance","category_criteria":["They want a reputable insurer","reasonable premiums","strong guarantees","and options that may allow additional coverage to be purchased later subject to policy terms."],"geography":"United States","slug":"best-whole-life-insurance-for-children","title":"Best Whole Life Insurance for Children","use_case":"Whole Life Insurance for Children"}}