{"citations":{"source_mix":{"company_owned":15,"independent":27,"unclear":1},"sources_referenced_by_questions":0,"support_mix":{"direct":38,"partial":4},"total_sources":43,"unique_domain_count":23},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-20","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Simplified-Issue Whole Life Insurance","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-20","platform_support":["anthropic","deepseek","google"],"predicate":"final_consensus_rank","qualifier":"Simplified-Issue Whole Life Insurance","subject":"State Farm","unit":"rank","value":7},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-20","platform_support":["anthropic","deepseek","google"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"State Farm","unit":"platforms","value":3},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-20","platform_support":["openai","anthropic","deepseek","google"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"State Farm","unit":"platforms","value":4},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-20","platform_support":["grok"],"predicate":"fit_rating_count","qualifier":"weak","subject":"State Farm","unit":"platforms","value":1},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-20","platform_support":["perplexity","kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"State Farm","unit":"platforms","value":2}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":5.666666666666667,"best_rank":4,"entity_id":"entity-001","entity_type":"company","final_rank":7,"name":"State Farm","platform_mentions":3,"platform_share":0.42857142857142855}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/whole-life-insurance/simplified-issue-whole-life-insurance/state-farm.json","page_url":"https://lifeinsuranceconsensusindex.com/whole-life-insurance/simplified-issue-whole-life-insurance/state-farm","report_type":"fit_review","study_id":"LICI-STUDY-FEA3754B4240","title":"State Farm for Simplified-Issue Whole Life Insurance: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-21 17:35:24.227917+00","research_date":"2026-09-20","source_snapshot_sha256":"14e288d99983754a5c9c304aec4f13a83c1e7491a7631b0882cc30087ef5e8a6","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":29,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"State Farm is a mixed fit for Simplified-Issue Whole Life Insurance. Three of seven platforms named State Farm during the ranking stage (43% of included platform responses), at an average listed rank of 5.67 and a best rank of 4. The strongest reason to consider State Farm is its permanent whole life structure — level premiums, guaranteed death benefit, cash value, and a highly rated carrier — plus a guaranteed-issue final expense option that requires no exam or health questions. The main limitation is that no platform could verify a clearly documented, stand-alone simplified-issue whole…","target_buyer":"A consumer wants whole life insurance through a simplified underwriting process involving a limited health questionnaire and no traditional medical examination.","topic":{"base_category":"Whole Life Insurance","category_criteria":["They do not specifically require guaranteed-issue coverage and are willing to answer health questions to potentially obtain better pricing or benefits. They want permanent coverage","clear guarantees","a reputable carrier","and reasonable eligibility requirements."],"geography":"United States","slug":"best-simplified-issue-whole-life-insurance","title":"Best Simplified-Issue Whole Life Insurance","use_case":"Simplified-Issue Whole Life Insurance"}}