{"citations":{"source_mix":{"company_owned":21,"independent":16,"unclear":18},"sources_referenced_by_questions":0,"support_mix":{"direct":16,"partial":18},"total_sources":55,"unique_domain_count":32},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-20","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best No-Medical-Exam Whole Life Insurance","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-20","platform_support":["anthropic","deepseek","google","grok","kimi","perplexity"],"predicate":"final_consensus_rank","qualifier":"No-Medical-Exam Whole Life Insurance","subject":"Mutual of Omaha","unit":"rank","value":1},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-20","platform_support":["anthropic","deepseek","google","grok","kimi","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Mutual of Omaha","unit":"platforms","value":6},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-20","platform_support":["grok","google"],"predicate":"fit_rating_count","qualifier":"strong","subject":"Mutual of Omaha","unit":"platforms","value":2},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-20","platform_support":["openai","anthropic","deepseek","perplexity","kimi"],"predicate":"fit_rating_count","qualifier":"good","subject":"Mutual of Omaha","unit":"platforms","value":5}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":2,"best_rank":1,"entity_id":"entity-001","entity_type":"company","final_rank":1,"name":"Mutual of Omaha","platform_mentions":6,"platform_share":0.8571428571428571}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/whole-life-insurance/no-medical-exam-whole-life-insurance/mutual-of-omaha.json","page_url":"https://lifeinsuranceconsensusindex.com/whole-life-insurance/no-medical-exam-whole-life-insurance/mutual-of-omaha","report_type":"fit_review","study_id":"LICI-STUDY-A1C1EFB619BD","title":"Mutual of Omaha for No-Medical-Exam Whole Life Insurance: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Company-owned citations materially outnumber independent citations; do not describe company claims as independently verified.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-21 16:53:52.396418+00","research_date":"2026-09-20","source_snapshot_sha256":"52baf79a7aa45a2db6ecd416ea10df60a2c333e93f91164c2fce8880f7cfd272","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":27,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Mutual of Omaha is a good fit for buyers who want modest permanent whole life coverage without a traditional paramedical exam and are willing to answer health questions. Six of seven platforms named it during the ranking stage, with an average listed rank of 2.0 and a best rank of 1. The strongest reason to consider it is Living Promise Whole Life, a simplified-issue product with Level and Graded Benefit pathways and a financially strong carrier behind it . The main limitation is coverage size: published face amounts top out in the final-expense range, and public pricing is not…","target_buyer":"A consumer wants permanent whole life insurance but strongly prefers not to complete a traditional paramedical examination involving blood or urine testing.","topic":{"base_category":"Whole Life Insurance","category_criteria":["They are willing to answer health questions and permit electronic underwriting where required. They want meaningful permanent coverage","a financially established carrier","competitive pricing for this underwriting approach","and clear guaranteed policy values."],"geography":"United States","slug":"best-no-medical-exam-whole-life-insurance","title":"Best No-Medical-Exam Whole Life Insurance","use_case":"No-Medical-Exam Whole Life Insurance"}}