{"citations":{"source_mix":{"company_owned":13,"independent":11,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":17,"partial":7},"total_sources":24,"unique_domain_count":13},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-20","platform_support":["deepseek","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Indexed Universal Life Insurance With Flexible Premium Options","unit":"platforms","value":5},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-20","platform_support":["deepseek","kimi"],"predicate":"final_consensus_rank","qualifier":"Indexed Universal Life Insurance With Flexible Premium Options","subject":"Ameritas Life Insurance Corp.","unit":"rank","value":10},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-20","platform_support":["deepseek","kimi"],"predicate":"platform_mentions","qualifier":"out of 5","subject":"Ameritas Life Insurance Corp.","unit":"platforms","value":2},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-20","platform_support":["grok"],"predicate":"fit_rating_count","qualifier":"strong","subject":"Ameritas Life Insurance Corp.","unit":"platforms","value":1},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-20","platform_support":["openai","perplexity"],"predicate":"fit_rating_count","qualifier":"good","subject":"Ameritas Life Insurance Corp.","unit":"platforms","value":2},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-20","platform_support":["deepseek"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Ameritas Life Insurance Corp.","unit":"platforms","value":1},{"claim_id":"claim-007","confidence":"verified","observed_at":"2026-09-20","platform_support":["kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"Ameritas Life Insurance Corp.","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":7.5,"best_rank":7,"entity_id":"entity-001","entity_type":"company","final_rank":10,"name":"Ameritas Life Insurance Corp.","platform_mentions":2,"platform_share":0.4}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/universal-and-indexed-universal-life-insurance/indexed-universal-life-insurance-with-flexible-premium-options/ameritas-life-insurance-corp.json","page_url":"https://lifeinsuranceconsensusindex.com/universal-and-indexed-universal-life-insurance/indexed-universal-life-insurance-with-flexible-premium-options/ameritas-life-insurance-corp","report_type":"fit_review","study_id":"LICI-STUDY-AC291BC18636","title":"Ameritas Life Insurance Corp. for Indexed Universal Life Insurance With Flexible Premium Options: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":5,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["deepseek","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-20 23:46:10.668395+00","research_date":"2026-09-20","source_snapshot_sha256":"577206a447c9d21c78e843e20b6dcafe19df5f1a9a4bd95096794862151e25ee","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":19,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Ameritas Life Insurance Corp. is a good, but not conclusively best, fit for a buyer seeking Indexed Universal Life Insurance With Flexible Premium Options. Two of the five platforms that evaluated fit named Ameritas during the ranking stage, at an average listed rank of 7.5 and a best rank of 7. The strongest reason to consider it is a relevant accumulation-focused IUL product (Growth IUL II) backed by strong 2026 financial-strength evidence, including an AM Best A (Excellent) rating affirmed June 4, 2026 . The main limitation is that publicly available materials do not disclose current…","target_buyer":"A consumer wants permanent indexed universal life insurance and values the ability to adjust premium payments within policy limits as their financial circumstances change.","topic":{"base_category":"Universal and Indexed Universal Life Insurance","category_criteria":["They want strong death-benefit protection","cash-value potential","reasonable policy charges","a financially established carrier","and clearly explained requirements for keeping the policy in force."],"geography":"United States","slug":"best-indexed-universal-life-insurance-with-flexible-premium-options","title":"Best Indexed Universal Life Insurance With Flexible Premium Options","use_case":"Indexed Universal Life Insurance With Flexible Premium Options"}}