{"citations":{"source_mix":{"company_owned":20,"independent":22,"unclear":1},"sources_referenced_by_questions":0,"support_mix":{"direct":15,"partial":11},"total_sources":43,"unique_domain_count":18},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-20","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Indexed Universal Life Insurance for Supplemental Retirement Planning","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-20","platform_support":["anthropic","google"],"predicate":"final_consensus_rank","qualifier":"Indexed Universal Life Insurance for Supplemental Retirement Planning","subject":"North American Company for Life and Health Insurance","unit":"rank","value":7},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-20","platform_support":["anthropic","google"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"North American Company for Life and Health Insurance","unit":"platforms","value":2},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-20","platform_support":["grok","google"],"predicate":"fit_rating_count","qualifier":"strong","subject":"North American Company for Life and Health Insurance","unit":"platforms","value":2},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-20","platform_support":["anthropic","deepseek","perplexity"],"predicate":"fit_rating_count","qualifier":"good","subject":"North American Company for Life and Health Insurance","unit":"platforms","value":3},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-20","platform_support":["openai"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"North American Company for Life and Health Insurance","unit":"platforms","value":1},{"claim_id":"claim-007","confidence":"verified","observed_at":"2026-09-20","platform_support":["kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"North American Company for Life and Health Insurance","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":2,"best_rank":2,"entity_id":"entity-001","entity_type":"company","final_rank":7,"name":"North American Company for Life and Health Insurance","platform_mentions":2,"platform_share":0.2857142857142857}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/universal-and-indexed-universal-life-insurance/indexed-universal-life-insurance-for-supplemental-retirement-planning/north-american-company-for-life-and-health-insurance.json","page_url":"https://lifeinsuranceconsensusindex.com/universal-and-indexed-universal-life-insurance/indexed-universal-life-insurance-for-supplemental-retirement-planning/north-american-company-for-life-and-health-insurance","report_type":"fit_review","study_id":"LICI-STUDY-7F82E673413C","title":"North American Company for Life and Health Insurance for Indexed Universal Life Insurance for Supplemental Retirement Planning: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-21 18:40:55.576273+00","research_date":"2026-09-20","source_snapshot_sha256":"c728095e0e89d6a217e7a4b2d58d6633764240f66bfd0d4e9342f483e4e57ad0","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":23,"qualified_finalists":9,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"North American Company for Life and Health Insurance is a mixed-to-good fit for Indexed Universal life insurance for Supplemental Retirement Planning, depending on how the buyer weighs non-guaranteed upside against unverified costs. Two of seven platforms named the carrier during the ranking stage, at an average listed rank of 2.0. The strongest reason to consider it is Builder Plus IUL 4's stated structure: a 0% index-crediting floor, a 1.5% guaranteed fixed-account minimum, and bonus provisions designed for long-horizon accumulation . The main limitation is that no verified buyer-specific…","target_buyer":"A consumer is considering indexed universal life insurance as one component of a broader long-term retirement strategy.","topic":{"base_category":"Universal and Indexed Universal Life Insurance","category_criteria":["They want permanent coverage and the potential to build cash value that may later be accessed through policy withdrawals or loans subject to policy terms","while understanding that policy performance is not guaranteed and poor funding or excessive loans can create risks."],"geography":"United States","slug":"best-indexed-universal-life-insurance-for-supplemental-retirement-planning","title":"Best Indexed Universal Life Insurance for Supplemental Retirement Planning","use_case":"Indexed Universal Life Insurance for Supplemental Retirement Planning"}}