{"citations":{"source_mix":{"company_owned":12,"independent":17,"unclear":4},"sources_referenced_by_questions":0,"support_mix":{"direct":20,"partial":11},"total_sources":33,"unique_domain_count":20},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-21","platform_support":["deepseek","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Indexed Universal Life Insurance for $2 Million or More in Coverage","unit":"platforms","value":5},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-21","platform_support":["deepseek","openai"],"predicate":"final_consensus_rank","qualifier":"Indexed Universal Life Insurance for $2 Million or More in Coverage","subject":"American General Life Companies (Corebridge Financial)","unit":"rank","value":9},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-21","platform_support":["deepseek","openai"],"predicate":"platform_mentions","qualifier":"out of 5","subject":"American General Life Companies (Corebridge Financial)","unit":"platforms","value":2},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-21","platform_support":["openai","grok","perplexity"],"predicate":"fit_rating_count","qualifier":"good","subject":"American General Life Companies (Corebridge Financial)","unit":"platforms","value":3},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-21","platform_support":["deepseek"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"American General Life Companies (Corebridge Financial)","unit":"platforms","value":1},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-21","platform_support":["kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"American General Life Companies (Corebridge Financial)","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":7.5,"best_rank":6,"entity_id":"entity-001","entity_type":"company","final_rank":9,"name":"American General Life Companies (Corebridge Financial)","platform_mentions":2,"platform_share":0.4}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/universal-and-indexed-universal-life-insurance/indexed-universal-life-insurance-for-2-dollar-million-or-more-in-coverage/american-general-life-companies-corebridge-financial.json","page_url":"https://lifeinsuranceconsensusindex.com/universal-and-indexed-universal-life-insurance/indexed-universal-life-insurance-for-2-dollar-million-or-more-in-coverage/american-general-life-companies-corebridge-financial","report_type":"fit_review","study_id":"LICI-STUDY-76E8CE13C7D6","title":"American General Life Companies (Corebridge Financial) for Indexed Universal Life Insurance for $2 Million or More in Coverage: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":5,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["deepseek","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-21 00:51:52.995269+00","research_date":"2026-09-21","source_snapshot_sha256":"b2582ff860a27e47ab04643f482dc480c9f7963dcb4edd48e3eb75837a61e1bc","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":17,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"American General Life Companies (Corebridge Financial) is a good, but not clearly best-in-class, fit for a healthy high-income buyer seeking $2 million or more of indexed universal life coverage. Two of the five included platforms named it during the ranking stage — a 40% share — at an average listed rank of 7.5 and a best rank of 6. The strongest reason to consider it is its documented large-case underwriting process for IUL applications above $2 million, paired with strong-but-not-top-tier published financial-strength ratings and two distinct IUL designs. The main limitation is that no…","target_buyer":"A healthy high-income consumer wants at least $2 million of indexed universal life insurance for permanent family, estate, business, or legacy needs.","topic":{"base_category":"Universal and Indexed Universal Life Insurance","category_criteria":["They want carriers experienced with large-face-amount permanent policies","strong financial stability","competitive policy charges","sophisticated policy design","and efficient financial and medical underwriting."],"geography":"United States","slug":"best-indexed-universal-life-insurance-for-2-million-or-more-in-coverage","title":"Best Indexed Universal Life Insurance for $2 Million or More in Coverage","use_case":"Indexed Universal Life Insurance for $2 Million or More in Coverage"}}