{"citations":{"source_mix":{"company_owned":23,"independent":25,"unclear":1},"sources_referenced_by_questions":0,"support_mix":{"direct":40,"partial":8},"total_sources":49,"unique_domain_count":30},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-20","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Term Life Insurance for Small Business Owners","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-20","platform_support":["google","perplexity"],"predicate":"final_consensus_rank","qualifier":"Term Life Insurance for Small Business Owners","subject":"Mutual of Omaha","unit":"rank","value":9},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-20","platform_support":["google","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Mutual of Omaha","unit":"platforms","value":2},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-20","platform_support":["openai","anthropic","deepseek","grok","perplexity","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"Mutual of Omaha","unit":"platforms","value":6},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-20","platform_support":["kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"Mutual of Omaha","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":6,"best_rank":5,"entity_id":"entity-001","entity_type":"company","final_rank":9,"name":"Mutual of Omaha","platform_mentions":2,"platform_share":0.2857142857142857}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/term-life-insurance/term-life-insurance-for-small-business-owners/mutual-of-omaha.json","page_url":"https://lifeinsuranceconsensusindex.com/term-life-insurance/term-life-insurance-for-small-business-owners/mutual-of-omaha","report_type":"fit_review","study_id":"LICI-STUDY-761390678555","title":"Mutual of Omaha for Term Life Insurance for Small Business Owners: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-21 11:22:11.123269+00","research_date":"2026-09-20","source_snapshot_sha256":"9836a984f219d2d31cec285e26b5f3a75e0e6c0138209a08c9d8a2d5890ae59d","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":21,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Mutual of Omaha is a good fit for many small business owners who need substantial, temporary term coverage and value a financially established carrier. Two of the seven platforms in this study named Mutual of Omaha during the ranking stage, and it finished ninth overall with an average listed rank of 6.0. The strongest reason to consider it is the Term Life Answers product: 10-, 15-, 20-, and 30-year level terms, face amounts starting at $100,000, conversion potential, and A+ financial-strength ratings. The main limitation is that no platform could verify individualized pricing, and…","target_buyer":"A small business owner wants term life insurance to protect their family and business-related financial obligations during their working years.","topic":{"base_category":"Term Life Insurance","category_criteria":["They may need substantial coverage for income replacement","business debts","or other temporary obligations and want competitive pricing","flexible coverage amounts","and a financially established carrier."],"geography":"United States","slug":"best-term-life-insurance-for-small-business-owners","title":"Best Term Life Insurance for Small Business Owners","use_case":"Term Life Insurance for Small Business Owners"}}