{"citations":{"source_mix":{"company_owned":16,"independent":35,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":38,"partial":13},"total_sources":51,"unique_domain_count":29},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-20","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Term Life Insurance for People in Their 60s","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-20","platform_support":["deepseek","kimi","perplexity"],"predicate":"final_consensus_rank","qualifier":"Term Life Insurance for People in Their 60s","subject":"Mutual of Omaha","unit":"rank","value":8},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-20","platform_support":["deepseek","kimi","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Mutual of Omaha","unit":"platforms","value":3},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-20","platform_support":["openai","deepseek","grok","perplexity","kimi","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"Mutual of Omaha","unit":"platforms","value":6},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-20","platform_support":["anthropic"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Mutual of Omaha","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":8,"best_rank":8,"entity_id":"entity-001","entity_type":"company","final_rank":8,"name":"Mutual of Omaha","platform_mentions":3,"platform_share":0.42857142857142855}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/term-life-insurance/term-life-insurance-for-people-in-their-60s/mutual-of-omaha.json","page_url":"https://lifeinsuranceconsensusindex.com/term-life-insurance/term-life-insurance-for-people-in-their-60s/mutual-of-omaha","report_type":"fit_review","study_id":"LICI-STUDY-2AE718BBB060","title":"Mutual of Omaha for Term Life Insurance for People in Their 60s: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-20 13:12:06.85844+00","research_date":"2026-09-20","source_snapshot_sha256":"28c3ca7c9526c5e979377f062ebb8520bc449ad894d1c906c1983b4a1e968089","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":16,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Mutual of Omaha is a good, but not conclusively best, fit for a healthy nonsmoker in their 60s seeking term life insurance. Three of seven platforms named it during the ranking stage, at rank 8 on each. Its strongest draw is unusually clear senior-relevant issue-age limits: Term Life Answers offers 10-year coverage to age 80, 15-year to age 74, and 20-year to age 68 for nontobacco applicants, backed by A+ (Superior) financial-strength ratings. The main limitation is pricing: no platform verified a current, buyer-specific premium, and independent reviews say healthy applicants in their 60s…","target_buyer":"A nonsmoking consumer in their 60s with average-to-good health wants term life insurance and is looking for a carrier offering competitive premiums, reasonable issue-age limits, useful term-length choices, and financially strong coverage.","topic":{"base_category":"Term Life Insurance","category_criteria":["Term life insurance and is looking for a carrier offering competitive premiums","reasonable issue-age limits","useful term-length choices","and financially strong coverage."],"geography":"United States","slug":"best-term-life-insurance-for-people-in-their-60s","title":"Best Term Life Insurance for People in Their 60s","use_case":"Term Life Insurance for People in Their 60s"}}