{"citations":{"source_mix":{"company_owned":12,"independent":30,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":29,"partial":11},"total_sources":42,"unique_domain_count":25},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-20","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Term Life Insurance for $500,000 in Coverage","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-20","platform_support":["anthropic","kimi"],"predicate":"final_consensus_rank","qualifier":"Term Life Insurance for $500,000 in Coverage","subject":"Symetra","unit":"rank","value":10},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-20","platform_support":["anthropic","kimi"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Symetra","unit":"platforms","value":2},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-20","platform_support":["openai","anthropic","grok","perplexity","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"Symetra","unit":"platforms","value":5},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-20","platform_support":["deepseek"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Symetra","unit":"platforms","value":1},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-20","platform_support":["kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"Symetra","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":6,"best_rank":3,"entity_id":"entity-001","entity_type":"company","final_rank":10,"name":"Symetra","platform_mentions":2,"platform_share":0.2857142857142857}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/term-life-insurance/term-life-insurance-for-5-dollar-00-000-in-coverage/symetra.json","page_url":"https://lifeinsuranceconsensusindex.com/term-life-insurance/term-life-insurance-for-5-dollar-00-000-in-coverage/symetra","report_type":"fit_review","study_id":"LICI-STUDY-4961B541FBBC","title":"Symetra for Term Life Insurance for $500,000 in Coverage: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-21 09:46:19.491475+00","research_date":"2026-09-20","source_snapshot_sha256":"8da3aa4594c210b52523eecb99f41e1903c38be31f2018c0d0df87c3f8aad17d","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":20,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Symetra is a good fit for a healthy nonsmoking 40-year-old seeking $500,000 of 20-year term coverage, with verification caveats. Two of seven platforms named Symetra during the ranking stage (anthropic, kimi), and five of seven platforms that evaluated fit rated it \"good\" (openai, anthropic, google, grok, perplexity), while deepseek rated it \"mixed\" and kimi rated it \"uncertain.\" The strongest reason to consider it is that Symetra SwiftTerm 20 matches the requested face amount and term, offers potentially fast underwriting, and is issued by an AM Best A (Excellent) rated carrier. The main…","target_buyer":"A healthy nonsmoking 40-year-old wants $500,000 of term life insurance coverage for 20 years.","topic":{"base_category":"Term Life Insurance","category_criteria":["They want competitive premiums","straightforward underwriting","a reputable carrier","and reasonable policy flexibility."],"geography":"United States","slug":"best-term-life-insurance-for-500-000-in-coverage","title":"Best Term Life Insurance for $500,000 in Coverage","use_case":"Term Life Insurance for $500,000 in Coverage"}}