{"citations":{"source_mix":{"company_owned":12,"independent":25,"unclear":1},"sources_referenced_by_questions":0,"support_mix":{"direct":19,"partial":8},"total_sources":38,"unique_domain_count":21},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-20","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Term Life Insurance for $2 Million or More in Coverage","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-20","platform_support":["google","grok","kimi"],"predicate":"final_consensus_rank","qualifier":"Term Life Insurance for $2 Million or More in Coverage","subject":"Symetra","unit":"rank","value":9},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-20","platform_support":["google","grok","kimi"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Symetra","unit":"platforms","value":3},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-20","platform_support":["kimi","google"],"predicate":"fit_rating_count","qualifier":"strong","subject":"Symetra","unit":"platforms","value":2},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-20","platform_support":["openai","anthropic","grok","perplexity"],"predicate":"fit_rating_count","qualifier":"good","subject":"Symetra","unit":"platforms","value":4},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-20","platform_support":["deepseek"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Symetra","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":7,"best_rank":5,"entity_id":"entity-001","entity_type":"company","final_rank":9,"name":"Symetra","platform_mentions":3,"platform_share":0.42857142857142855}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/term-life-insurance/term-life-insurance-for-2-dollar-million-or-more-in-coverage/symetra.json","page_url":"https://lifeinsuranceconsensusindex.com/term-life-insurance/term-life-insurance-for-2-dollar-million-or-more-in-coverage/symetra","report_type":"fit_review","study_id":"LICI-STUDY-EF2E4661DBD4","title":"Symetra for Term Life Insurance for $2 Million or More in Coverage: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-21 10:15:42.048016+00","research_date":"2026-09-20","source_snapshot_sha256":"85c43c406411aa569803bef5a9ef5c1811ffe5f3c3d18652cf847b210572694b","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":22,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Symetra is a good fit for a healthy, high-income nonsmoking 40-year-old seeking $2 million or more of 20-year term coverage. Three of seven platforms named Symetra during the ranking stage (google, grok, kimi), and all seven platforms that evaluated fit rated it good, strong, or mixed. The strongest reason to consider it is Symetra SwiftTerm's combination of a published $5 million maximum face amount, a 20-year level term, multiple underwriting paths, and a built-in conversion privilege. The main limitation is that no public source provides a binding individualized premium for this buyer,…","target_buyer":"A healthy high-income nonsmoking 40-year-old wants at least $2 million of term life insurance coverage for 20 years to replace income and protect their family.","topic":{"base_category":"Term Life Insurance","category_criteria":["They want competitive pricing","carriers comfortable with larger face amounts","efficient financial and medical underwriting","and strong conversion options."],"geography":"United States","slug":"best-term-life-insurance-for-2-million-or-more-in-coverage","title":"Best Term Life Insurance for $2 Million or More in Coverage","use_case":"Term Life Insurance for $2 Million or More in Coverage"}}