{"citations":{"source_mix":{"company_owned":8,"independent":19,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":16,"partial":11},"total_sources":27,"unique_domain_count":15},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-20","predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Term Life Insurance for $250,000 in Coverage","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-20","platform_support":["anthropic","grok","kimi"],"predicate":"final_consensus_rank","qualifier":"Term Life Insurance for $250,000 in Coverage","subject":"Transamerica","unit":"rank","value":8},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-20","platform_support":["anthropic","grok","kimi"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Transamerica","unit":"platforms","value":3}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":4.333333333333333,"best_rank":2,"entity_id":"entity-001","entity_type":"company","final_rank":8,"name":"Transamerica","platform_mentions":3,"platform_share":0.42857142857142855}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/term-life-insurance/term-life-insurance-for-2-dollar-50-000-in-coverage/transamerica.json","page_url":"https://lifeinsuranceconsensusindex.com/term-life-insurance/term-life-insurance-for-2-dollar-50-000-in-coverage/transamerica","report_type":"fit_review","study_id":"LICI-STUDY-70ED6194CBE0","title":"Transamerica for Term Life Insurance for $250,000 in Coverage: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","6 of 7 included platforms returned a usable fit assessment; disclose this as a methodology limitation and do not describe the fit findings as unanimous, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-20 13:40:01.241483+00","research_date":"2026-09-20","source_snapshot_sha256":"67bb709dee0d51aca9b415f5eb034ef72719f4ccab998c71150e30a3cabe4f71","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":22,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Transamerica is a good, but not clearly best, fit for a healthy nonsmoking 40-year-old seeking $250,000 of 20-year term coverage. Three of seven platforms named Transamerica during the ranking stage, and six of seven returned a usable fit assessment. The strongest reason to consider it is product alignment: the Trendsetter Super Series offers a 20-year guaranteed level term with a $250,000 face amount inside its published band, conversion rights, and optional riders. The main limitation is that no verified applicant-specific premium exists for this exact profile, and independent reviews flag…","target_buyer":"A healthy nonsmoking 40-year-old wants $250,000 of term life insurance coverage for 20 years.","topic":{"base_category":"Term Life Insurance","category_criteria":["They want competitive premiums","straightforward underwriting","a reputable carrier","and reasonable policy flexibility."],"geography":"United States","slug":"best-term-life-insurance-for-250-000-in-coverage","title":"Best Term Life Insurance for $250,000 in Coverage","use_case":"Term Life Insurance for $250,000 in Coverage"}}