{"citations":{"source_mix":{"company_owned":14,"independent":33,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":38,"partial":8},"total_sources":47,"unique_domain_count":28},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-20","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Term Life Insurance for $1 Million in Coverage","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-20","platform_support":["anthropic","grok","kimi"],"predicate":"final_consensus_rank","qualifier":"Term Life Insurance for $1 Million in Coverage","subject":"Symetra","unit":"rank","value":8},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-20","platform_support":["anthropic","grok","kimi"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Symetra","unit":"platforms","value":3},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-20","platform_support":["grok","kimi","google"],"predicate":"fit_rating_count","qualifier":"strong","subject":"Symetra","unit":"platforms","value":3},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-20","platform_support":["openai","anthropic","deepseek","perplexity"],"predicate":"fit_rating_count","qualifier":"good","subject":"Symetra","unit":"platforms","value":4}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":4.333333333333333,"best_rank":3,"entity_id":"entity-001","entity_type":"company","final_rank":8,"name":"Symetra","platform_mentions":3,"platform_share":0.42857142857142855}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/term-life-insurance/term-life-insurance-for-1-dollar-million-in-coverage/symetra.json","page_url":"https://lifeinsuranceconsensusindex.com/term-life-insurance/term-life-insurance-for-1-dollar-million-in-coverage/symetra","report_type":"fit_review","study_id":"LICI-STUDY-FB672AD5AACE","title":"Symetra for Term Life Insurance for $1 Million in Coverage: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-21 09:58:14.458302+00","research_date":"2026-09-20","source_snapshot_sha256":"dfb3e630d2533d2df3a009f24ba7b611b53fc959e240703f25ab3bcc61a4a697","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":23,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Symetra is a good fit, with qualification, for a healthy nonsmoking 40-year-old seeking $1 million of 20-year term coverage. Three of seven platforms named Symetra during the ranking stage (anthropic, grok, kimi), and all seven platforms that evaluated fit rated it good or strong. The strongest reason to consider it is SwiftTerm 20-year's combination of efficient underwriting paths, level premiums, an included conversion privilege, and solid reported financial-strength ratings. The main limitation is that no verified 2026 personalized premium exists for this exact buyer profile, and…","target_buyer":"A healthy nonsmoking 40-year-old wants $1 million of term life insurance coverage for 20 years.","topic":{"base_category":"Term Life Insurance","category_criteria":["They want competitive premiums","financially established carriers","efficient underwriting","and useful conversion options where available."],"geography":"United States","slug":"best-term-life-insurance-for-1-million-in-coverage","title":"Best Term Life Insurance for $1 Million in Coverage","use_case":"Term Life Insurance for $1 Million in Coverage"}}