{"citations":{"source_mix":{"company_owned":20,"independent":23,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":33,"partial":10},"total_sources":43,"unique_domain_count":25},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Life Insurance for Type 2 Diabetes","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","kimi","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Type 2 Diabetes","subject":"Pacific Life","unit":"rank","value":5},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","kimi","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Pacific Life","unit":"platforms","value":4},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","grok","perplexity","kimi","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"Pacific Life","unit":"platforms","value":5},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-22","platform_support":["openai","deepseek"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Pacific Life","unit":"platforms","value":2}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":5.5,"best_rank":4,"entity_id":"entity-001","entity_type":"company","final_rank":5,"name":"Pacific Life","platform_mentions":4,"platform_share":0.5714285714285714}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/health-conditions-and-high-risk-life-insurance/life-insurance-for-type-2-diabetes/pacific-life.json","page_url":"https://lifeinsuranceconsensusindex.com/health-conditions-and-high-risk-life-insurance/life-insurance-for-type-2-diabetes/pacific-life","report_type":"fit_review","study_id":"LICI-STUDY-6199BF3A3114","title":"Pacific Life for Life Insurance for Type 2 Diabetes: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-22 04:50:53.80145+00","research_date":"2026-09-22","source_snapshot_sha256":"47a068204c79b7111727074b4efe2d2092ef867b8139fbdcfec3d0ecb7a6e998","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":18,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Pacific Life is a mixed fit for an otherwise stable adult with Type 2 diabetes. Four of the seven platforms in this study named Pacific Life during the ranking stage — 57% of included platform responses — at an average listed rank of 5.5 and a best listed rank of 4. The strongest reason to consider it is Pacific Elite Term and PL Promise Term, which offer level-premium term coverage, conversion flexibility, and accelerated underwriting pathways. The main limitation is that Pacific Life does not publicly disclose diabetes-specific underwriting thresholds, rate classes, or sample premiums, so…","target_buyer":"An adult with Type 2 diabetes wants life insurance and is otherwise in reasonably stable health.","topic":{"base_category":"Health Conditions & High-Risk Life Insurance","category_criteria":["They understand that underwriting may consider age at diagnosis","A1C and glucose control","medications or insulin use","complications","weight","medical follow-up","and other health factors."],"geography":"United States","slug":"best-life-insurance-for-type-2-diabetes","title":"Best Life Insurance for Type 2 Diabetes","use_case":"Life Insurance for Type 2 Diabetes"}}