{"citations":{"source_mix":{"company_owned":14,"independent":22,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":20,"partial":4},"total_sources":36,"unique_domain_count":22},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Life Insurance for Type 2 Diabetes","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","kimi","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Type 2 Diabetes","subject":"Lincoln Financial","unit":"rank","value":6},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","kimi","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Lincoln Financial","unit":"platforms","value":4},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-22","platform_support":["openai","anthropic","grok","kimi","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"Lincoln Financial","unit":"platforms","value":5},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-22","platform_support":["deepseek","perplexity"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Lincoln Financial","unit":"platforms","value":2}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":6.75,"best_rank":4,"entity_id":"entity-001","entity_type":"company","final_rank":6,"name":"Lincoln Financial","platform_mentions":4,"platform_share":0.5714285714285714}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/health-conditions-and-high-risk-life-insurance/life-insurance-for-type-2-diabetes/lincoln-financial.json","page_url":"https://lifeinsuranceconsensusindex.com/health-conditions-and-high-risk-life-insurance/life-insurance-for-type-2-diabetes/lincoln-financial","report_type":"fit_review","study_id":"LICI-STUDY-ADFE750CD99A","title":"Lincoln Financial for Life Insurance for Type 2 Diabetes: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-22 04:51:15.626099+00","research_date":"2026-09-22","source_snapshot_sha256":"0177098ce8caaa853ed3a0fb38d85852be6663680aacc449b68990c91ba8df9f","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":18,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Lincoln Financial is a good, but not definitively best, fit for a reasonably stable adult with Type 2 diabetes seeking life insurance. Four of seven platforms named Lincoln Financial during the ranking stage, and its average listed rank was 6.75 with a best rank of 4. The strongest reason to consider it is that Lincoln publicly reports that, on average, 50% of clients with diabetes or prediabetes receive standard rates, and it offers conventionally underwritten term products (TermAccel and LifeElements) plus conversion rights . The main limitation is that no public, Type 2 diabetes-specific…","target_buyer":"An adult with Type 2 diabetes wants life insurance and is otherwise in reasonably stable health.","topic":{"base_category":"Health Conditions & High-Risk Life Insurance","category_criteria":["They understand that underwriting may consider age at diagnosis","A1C and glucose control","medications or insulin use","complications","weight","medical follow-up","and other health factors."],"geography":"United States","slug":"best-life-insurance-for-type-2-diabetes","title":"Best Life Insurance for Type 2 Diabetes","use_case":"Life Insurance for Type 2 Diabetes"}}