{"citations":{"source_mix":{"company_owned":26,"independent":27,"unclear":1},"sources_referenced_by_questions":0,"support_mix":{"direct":46,"partial":7},"total_sources":54,"unique_domain_count":27},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Life Insurance for Type 2 Diabetes","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","google","grok","kimi","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Type 2 Diabetes","subject":"Banner Life","unit":"rank","value":3},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","google","grok","kimi","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Banner Life","unit":"platforms","value":6},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","grok","kimi","google"],"predicate":"fit_rating_count","qualifier":"strong","subject":"Banner Life","unit":"platforms","value":4},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-22","platform_support":["openai","perplexity"],"predicate":"fit_rating_count","qualifier":"good","subject":"Banner Life","unit":"platforms","value":2},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-22","platform_support":["deepseek"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"Banner Life","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":1.3333333333333333,"best_rank":1,"entity_id":"entity-001","entity_type":"company","final_rank":3,"name":"Banner Life","platform_mentions":6,"platform_share":0.8571428571428571}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/health-conditions-and-high-risk-life-insurance/life-insurance-for-type-2-diabetes/banner-life.json","page_url":"https://lifeinsuranceconsensusindex.com/health-conditions-and-high-risk-life-insurance/life-insurance-for-type-2-diabetes/banner-life","report_type":"fit_review","study_id":"LICI-STUDY-8247D4B66B37","title":"Banner Life for Life Insurance for Type 2 Diabetes: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-22 04:44:55.770858+00","research_date":"2026-09-22","source_snapshot_sha256":"7ef90d809f4c1d74edc142599112b6fb63cf861959abdba308b836d27c43efb0","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":18,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Banner Life is a good fit for an adult with reasonably stable Type 2 diabetes who wants medically underwritten term coverage, but it is not a guaranteed approval and not a diabetes-specialist program. Six of seven platforms named Banner Life during the ranking stage, and it finished third overall with an average listed rank of 1.33. The strongest reason to consider it is OPTerm's combination of 10- to 40-year level terms, conversion flexibility, and published underwriting guidance that treats well-controlled diabetes more favorably than many competitors. The main limitation is that Banner…","target_buyer":"An adult with Type 2 diabetes wants life insurance and is otherwise in reasonably stable health.","topic":{"base_category":"Health Conditions & High-Risk Life Insurance","category_criteria":["They understand that underwriting may consider age at diagnosis","A1C and glucose control","medications or insulin use","complications","weight","medical follow-up","and other health factors."],"geography":"United States","slug":"best-life-insurance-for-type-2-diabetes","title":"Best Life Insurance for Type 2 Diabetes","use_case":"Life Insurance for Type 2 Diabetes"}}