{"citations":{"source_mix":{"company_owned":23,"independent":31,"unclear":1},"sources_referenced_by_questions":0,"support_mix":{"direct":40,"partial":14},"total_sources":55,"unique_domain_count":33},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Life Insurance for Type 1 Diabetes","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","grok","kimi","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Type 1 Diabetes","subject":"Mutual of Omaha","unit":"rank","value":4},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","grok","kimi","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Mutual of Omaha","unit":"platforms","value":6},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","kimi"],"predicate":"fit_rating_count","qualifier":"good","subject":"Mutual of Omaha","unit":"platforms","value":2},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-22","platform_support":["openai","deepseek","grok","perplexity","google"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Mutual of Omaha","unit":"platforms","value":5}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":4.833333333333333,"best_rank":3,"entity_id":"entity-001","entity_type":"company","final_rank":4,"name":"Mutual of Omaha","platform_mentions":6,"platform_share":0.8571428571428571}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/health-conditions-and-high-risk-life-insurance/life-insurance-for-type-1-diabetes/mutual-of-omaha.json","page_url":"https://lifeinsuranceconsensusindex.com/health-conditions-and-high-risk-life-insurance/life-insurance-for-type-1-diabetes/mutual-of-omaha","report_type":"fit_review","study_id":"LICI-STUDY-43DE286CA7E1","title":"Mutual of Omaha for Life Insurance for Type 1 Diabetes: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-23 07:03:12.497055+00","research_date":"2026-09-22","source_snapshot_sha256":"6ab2ab09687fcf00dba96d6499f095997b4313673e2def0d4e1fd05067e03726","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":20,"qualified_finalists":9,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Mutual of Omaha is a mixed fit for an adult with Type 1 diabetes. Six of the seven platforms named it during the ranking stage, and it finished fourth overall with an average listed rank of 4.8. The strongest reason to consider it is a genuine multi-path product lineup: fully underwritten Term Life Answers, simplified-issue Term Life Express, and Living Promise whole life, plus a guaranteed-issue whole life option for applicants who cannot pass health questions (deepseek:MOO-LIFE, deepseek:MOO-LP, deepseek:MOO-TLE). The main limitation is published underwriting: the Express guide lists…","target_buyer":"An adult with Type 1 diabetes wants life insurance and is otherwise in reasonably stable health.","topic":{"base_category":"Health Conditions & High-Risk Life Insurance","category_criteria":["They understand that underwriting may consider age at diagnosis","A1C and glucose control","insulin use","complications","medical follow-up","blood pressure","kidney health","and other factors."],"geography":"United States","slug":"best-life-insurance-for-type-1-diabetes","title":"Best Life Insurance for Type 1 Diabetes","use_case":"Life Insurance for Type 1 Diabetes"}}