{"citations":{"source_mix":{"company_owned":156,"independent":201,"unclear":10},"sources_referenced_by_questions":0,"support_mix":{"direct":225,"partial":70},"total_sources":367,"unique_domain_count":134},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Life Insurance for Type 1 Diabetes","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Type 1 Diabetes","subject":"John Hancock","unit":"rank","value":1},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"John Hancock","unit":"platforms","value":7},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","google","grok","kimi","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Type 1 Diabetes","subject":"Banner Life","unit":"rank","value":2},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","google","grok","kimi","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Banner Life","unit":"platforms","value":6},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Type 1 Diabetes","subject":"Prudential","unit":"rank","value":3},{"claim_id":"claim-007","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Prudential","unit":"platforms","value":6},{"claim_id":"claim-008","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","grok","kimi","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Type 1 Diabetes","subject":"Mutual of Omaha","unit":"rank","value":4},{"claim_id":"claim-009","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","grok","kimi","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Mutual of Omaha","unit":"platforms","value":6},{"claim_id":"claim-010","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","grok","kimi","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Type 1 Diabetes","subject":"Nationwide","unit":"rank","value":5},{"claim_id":"claim-011","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","grok","kimi","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Nationwide","unit":"platforms","value":5},{"claim_id":"claim-012","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","kimi","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Type 1 Diabetes","subject":"Pacific Life","unit":"rank","value":6},{"claim_id":"claim-013","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","kimi","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Pacific Life","unit":"platforms","value":4},{"claim_id":"claim-014","confidence":"verified","observed_at":"2026-09-22","platform_support":["deepseek","kimi","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Type 1 Diabetes","subject":"Lincoln Financial Group","unit":"rank","value":7},{"claim_id":"claim-015","confidence":"verified","observed_at":"2026-09-22","platform_support":["deepseek","kimi","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Lincoln Financial Group","unit":"platforms","value":3},{"claim_id":"claim-016","confidence":"verified","observed_at":"2026-09-22","platform_support":["google","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Type 1 Diabetes","subject":"Corebridge Financial","unit":"rank","value":8},{"claim_id":"claim-017","confidence":"verified","observed_at":"2026-09-22","platform_support":["google","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Corebridge Financial","unit":"platforms","value":2},{"claim_id":"claim-018","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Type 1 Diabetes","subject":"Protective Life","unit":"rank","value":9},{"claim_id":"claim-019","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Protective Life","unit":"platforms","value":2}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":1.8571428571428572,"best_rank":1,"entity_id":"entity-001","entity_type":"company","final_rank":1,"name":"John Hancock","platform_mentions":7,"platform_share":1},{"average_rank":1.6666666666666667,"best_rank":1,"entity_id":"entity-002","entity_type":"company","final_rank":2,"name":"Banner Life","platform_mentions":6,"platform_share":0.8571428571428571},{"average_rank":2.5,"best_rank":1,"entity_id":"entity-003","entity_type":"company","final_rank":3,"name":"Prudential","platform_mentions":6,"platform_share":0.8571428571428571},{"average_rank":4.833333333333333,"best_rank":3,"entity_id":"entity-004","entity_type":"company","final_rank":4,"name":"Mutual of Omaha","platform_mentions":6,"platform_share":0.8571428571428571},{"average_rank":5.8,"best_rank":3,"entity_id":"entity-005","entity_type":"company","final_rank":5,"name":"Nationwide","platform_mentions":5,"platform_share":0.7142857142857143},{"average_rank":5,"best_rank":3,"entity_id":"entity-006","entity_type":"company","final_rank":6,"name":"Pacific Life","platform_mentions":4,"platform_share":0.5714285714285714},{"average_rank":7,"best_rank":4,"entity_id":"entity-007","entity_type":"company","final_rank":7,"name":"Lincoln Financial Group","platform_mentions":3,"platform_share":0.42857142857142855},{"average_rank":5,"best_rank":5,"entity_id":"entity-008","entity_type":"company","final_rank":8,"name":"Corebridge Financial","platform_mentions":2,"platform_share":0.2857142857142857},{"average_rank":5.5,"best_rank":4,"entity_id":"entity-009","entity_type":"company","final_rank":9,"name":"Protective Life","platform_mentions":2,"platform_share":0.2857142857142857}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/health-conditions-and-high-risk-life-insurance/life-insurance-for-type-1-diabetes.json","page_url":"https://lifeinsuranceconsensusindex.com/health-conditions-and-high-risk-life-insurance/life-insurance-for-type-1-diabetes","report_type":"best_of_index","study_id":"LICI-STUDY-CFFBC77735F3","title":"Best Health Conditions & High-Risk Life Insurance for Life Insurance for Type 1 Diabetes: 7-Platform AI Consensus Index"},"limitations":["Exactly 7 platforms were included in this run: openai, anthropic, deepseek, grok, perplexity, kimi, google. The configured source value 7 is provenance only and must never be described as the number of platforms studied.","The finalrankingtable is the sole authority for rank, platform mentions, platform share, average rank, and best rank. Ignore any conflicting value embedded in a entity evidence bundle.","The Consensus Ranking table must contain exactly one row per finalrankingtable entity, in that order, using that exact entityname. Never split one ranked entity into two product, model, SKU, or product-line rows, and never add another ranking row for a brand already listed. Put recommended products or plans inside that entity's ranked section.","Platform mentions count only ranking-discovery mentions. Do not substitute the number of platforms that later completed a fit assessment.","Citation IDs inside each entity bundle are local to that entity. Consolidate sources by URL using the supplied source catalog.","The URLs were collected from platform responses and were not independently validated by either writer stage.","Each fitreviewurlorplaceholder is the final site-relative CMS path for that entity's review. Link the entity name to that exact path exactly once in its ranked prose section, outside tables and headings. Never replace it with a run ID, report ID, UUID, or local output path.","Use the exact entity-namespaced citation IDs from the source catalog (e.g. e1:); never transfer a citation between entities."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-23 07:12:01.982803+00","research_date":"2026-09-22","source_snapshot_sha256":"477f51e85a04e4faba3b55e7437be85d7a428ab2ced4f5b8d0f9e43556f66940","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":20,"qualified_finalists":9,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"John Hancock is the consensus leader for life insurance with Type 1 diabetes in this 7-platform study, named by all seven platforms (100.0% share) at an average listed position of 1.86. It is the only carrier the platforms consistently describe as having a program built specifically for people with diabetes — Aspire with Vitality — though platforms disagree on how much that program actually improves underwriting outcomes. Banner Life is the strongest alternative for applicants who want competitively priced medically underwritten term coverage, and Prudential is the strongest alternative for…","target_buyer":"An adult with Type 1 diabetes wants life insurance and is otherwise in reasonably stable health.","topic":{"base_category":"Health Conditions & High-Risk Life Insurance","category_criteria":["They understand that underwriting may consider age at diagnosis","A1C and glucose control","insulin use","complications","medical follow-up","blood pressure","kidney health","and other factors."],"geography":"United States","slug":"best-life-insurance-for-type-1-diabetes","title":"Best Life Insurance for Type 1 Diabetes","use_case":"Life Insurance for Type 1 Diabetes"}}