{"citations":{"source_mix":{"company_owned":15,"independent":31,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":36,"partial":10},"total_sources":46,"unique_domain_count":30},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Life Insurance for Sleep Apnea","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","kimi","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Sleep Apnea","subject":"Mutual of Omaha","unit":"rank","value":6},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","kimi","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Mutual of Omaha","unit":"platforms","value":6},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-22","platform_support":["openai","anthropic","deepseek","kimi","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"Mutual of Omaha","unit":"platforms","value":5},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-22","platform_support":["grok","perplexity"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Mutual of Omaha","unit":"platforms","value":2}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":5.666666666666667,"best_rank":4,"entity_id":"entity-001","entity_type":"company","final_rank":6,"name":"Mutual of Omaha","platform_mentions":6,"platform_share":0.8571428571428571}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/health-conditions-and-high-risk-life-insurance/life-insurance-for-sleep-apnea/mutual-of-omaha.json","page_url":"https://lifeinsuranceconsensusindex.com/health-conditions-and-high-risk-life-insurance/life-insurance-for-sleep-apnea/mutual-of-omaha","report_type":"fit_review","study_id":"LICI-STUDY-7E09348B8BB1","title":"Mutual of Omaha for Life Insurance for Sleep Apnea: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-22 06:50:19.594217+00","research_date":"2026-09-22","source_snapshot_sha256":"e7bc931698c5ed1048294eebe3c6691aa3278665d8cc2d8068709a7e6924d093","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":14,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Mutual of Omaha is a good, case-dependent fit for a U.S. consumer with sleep apnea, not a clearly best fit. Six of seven platforms named it during the ranking stage, and it finished sixth overall with an average listed rank of 5.7 and a best rank of 4. Its strongest advantage is product breadth: Term Life Express offers simplified, no-paramedical-exam term coverage, fully underwritten term can accommodate detailed medical review, and guaranteed-issue whole life provides a fallback for applicants who cannot qualify conventionally. The main limitation is transparency: Mutual of Omaha does not…","target_buyer":"A consumer diagnosed with sleep apnea wants life insurance.","topic":{"base_category":"Health Conditions & High-Risk Life Insurance","category_criteria":["They understand that underwriting may consider severity","sleep-study results","CPAP or other treatment compliance","symptoms","weight","cardiovascular health","and whether the condition appears well controlled."],"geography":"United States","slug":"best-life-insurance-for-sleep-apnea","title":"Best Life Insurance for Sleep Apnea","use_case":"Life Insurance for Sleep Apnea"}}