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The configured source value 7 is provenance only and must never be described as the number of platforms studied.","The finalrankingtable is the sole authority for rank, platform mentions, platform share, average rank, and best rank. Ignore any conflicting value embedded in a entity evidence bundle.","The Consensus Ranking table must contain exactly one row per finalrankingtable entity, in that order, using that exact entityname. Never split one ranked entity into two product, model, SKU, or product-line rows, and never add another ranking row for a brand already listed. Put recommended products or plans inside that entity's ranked section.","Platform mentions count only ranking-discovery mentions. Do not substitute the number of platforms that later completed a fit assessment.","Citation IDs inside each entity bundle are local to that entity. Consolidate sources by URL using the supplied source catalog.","The URLs were collected from platform responses and were not independently validated by either writer stage.","Each fitreviewurlorplaceholder is the final site-relative CMS path for that entity's review. Link the entity name to that exact path exactly once in its ranked prose section, outside tables and headings. Never replace it with a run ID, report ID, UUID, or local output path.","Use the exact entity-namespaced citation IDs from the source catalog (e.g. e1:); never transfer a citation between entities."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-22 06:53:04.315321+00","research_date":"2026-09-22","source_snapshot_sha256":"8f64fb7fccd445d68970c6c37e89549fadea8a66175e116bbc2ebd2d5e8cc8f3","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":14,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Banner Life is the consensus leader for life insurance with sleep apnea, named by all seven platforms studied (100.0% share) at an average listed position of 2.71 and a best position of 1. Pacific Life also appeared on all seven platforms (average 3.00), while Prudential, Protective Life, Lincoln Financial, and Mutual of Omaha each appeared on six. The strongest alternatives for distinct buyer needs are Pacific Life for CPAP-compliance-driven pricing, Prudential for the most aggressive rate-class treatment of mild and moderate apnea, Protective Life for dual-manual underwriting on complex…","target_buyer":"A consumer diagnosed with sleep apnea wants life insurance.","topic":{"base_category":"Health Conditions & High-Risk Life Insurance","category_criteria":["They understand that underwriting may consider severity","sleep-study results","CPAP or other treatment compliance","symptoms","weight","cardiovascular health","and whether the condition appears well controlled."],"geography":"United States","slug":"best-life-insurance-for-sleep-apnea","title":"Best Life Insurance for Sleep Apnea","use_case":"Life Insurance for Sleep Apnea"}}