{"citations":{"source_mix":{"company_owned":17,"independent":25,"unclear":2},"sources_referenced_by_questions":0,"support_mix":{"direct":33,"partial":10},"total_sources":44,"unique_domain_count":23},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Life Insurance for Scuba Divers","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","grok","kimi","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Scuba Divers","subject":"Protective","unit":"rank","value":4},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","grok","kimi","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Protective","unit":"platforms","value":5},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","grok","kimi"],"predicate":"fit_rating_count","qualifier":"strong","subject":"Protective","unit":"platforms","value":3},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-22","platform_support":["openai","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"Protective","unit":"platforms","value":2},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-22","platform_support":["perplexity"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Protective","unit":"platforms","value":1},{"claim_id":"claim-007","confidence":"verified","observed_at":"2026-09-22","platform_support":["deepseek"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"Protective","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":3.8,"best_rank":1,"entity_id":"entity-001","entity_type":"company","final_rank":4,"name":"Protective","platform_mentions":5,"platform_share":0.7142857142857143}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/health-conditions-and-high-risk-life-insurance/life-insurance-for-scuba-divers/protective.json","page_url":"https://lifeinsuranceconsensusindex.com/health-conditions-and-high-risk-life-insurance/life-insurance-for-scuba-divers/protective","report_type":"fit_review","study_id":"LICI-STUDY-C1319B0B21E8","title":"Protective for Life Insurance for Scuba Divers: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-22 11:34:39.398343+00","research_date":"2026-09-22","source_snapshot_sha256":"83c1b5e320e22b5533f2ae035ac33f5739a5dbe9ec6e21af75ef857962b5a072","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":24,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Protective is a good — not unanimously best — fit for a recreational U.S. scuba diver seeking life insurance. Five of seven platforms named Protective during the ranking stage (71.4% of included platform responses), at an average listed rank of 3.8 and a best listed rank of 1. The strongest reason to consider it: Protective's own underwriting materials identify scuba diving as a rated consideration and state that SCUBA exclusions are available in most states, while independent sources describe standard-rate treatment for certified recreational divers within common recreational limits (, ,…","target_buyer":"A recreational scuba diver wants life insurance and understands that underwriting may consider maximum diving depth, frequency, certification level, locations, technical or cave diving, solo diving, professional diving, and other diving activities.","topic":{"base_category":"Health Conditions & High-Risk Life Insurance","category_criteria":["Life insurance and understands that underwriting may consider maximum diving depth","frequency","certification level","locations","technical or cave diving","solo diving","professional diving","and other diving activities."],"geography":"United States","slug":"best-life-insurance-for-scuba-divers","title":"Best Life Insurance for Scuba Divers","use_case":"Life Insurance for Scuba Divers"}}