{"citations":{"source_mix":{"company_owned":9,"independent":28,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":30,"partial":6},"total_sources":37,"unique_domain_count":25},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Life Insurance for Scuba Divers","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","grok","kimi","openai"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Scuba Divers","subject":"Principal Financial","unit":"rank","value":3},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","grok","kimi","openai"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Principal Financial","unit":"platforms","value":5},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-22","platform_support":["deepseek"],"predicate":"fit_rating_count","qualifier":"strong","subject":"Principal Financial","unit":"platforms","value":1},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-22","platform_support":["grok","kimi","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"Principal Financial","unit":"platforms","value":3},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-22","platform_support":["openai","perplexity"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Principal Financial","unit":"platforms","value":2},{"claim_id":"claim-007","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic"],"predicate":"fit_rating_count","qualifier":"weak","subject":"Principal Financial","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":3,"best_rank":2,"entity_id":"entity-001","entity_type":"company","final_rank":3,"name":"Principal Financial","platform_mentions":5,"platform_share":0.7142857142857143}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/health-conditions-and-high-risk-life-insurance/life-insurance-for-scuba-divers/principal-financial.json","page_url":"https://lifeinsuranceconsensusindex.com/health-conditions-and-high-risk-life-insurance/life-insurance-for-scuba-divers/principal-financial","report_type":"fit_review","study_id":"LICI-STUDY-29C3F679EA1D","title":"Principal Financial for Life Insurance for Scuba Divers: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-22 11:31:20.013021+00","research_date":"2026-09-22","source_snapshot_sha256":"17ba5d0e7742d63906225f0fa2d2497e7e81e2472a61d75f6b78f77b63fa1401","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":24,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Principal Financial is a mixed fit for scuba divers seeking life insurance. Five of seven platforms named Principal during the ranking stage, with an average listed rank of 3.0 and a best rank of 2. The strongest reason to consider it: multiple independent broker sources describe Principal's underwriting as explicitly scuba-aware, with reported Super Preferred eligibility for recreational divers at depths up to 100 feet and no stated annual dive limit for the best class . The main limitation: Principal's retail availability is disputed. Independent 2026 reporting says Principal exited retail…","target_buyer":"A recreational scuba diver wants life insurance and understands that underwriting may consider maximum diving depth, frequency, certification level, locations, technical or cave diving, solo diving, professional diving, and other diving activities.","topic":{"base_category":"Health Conditions & High-Risk Life Insurance","category_criteria":["Life insurance and understands that underwriting may consider maximum diving depth","frequency","certification level","locations","technical or cave diving","solo diving","professional diving","and other diving activities."],"geography":"United States","slug":"best-life-insurance-for-scuba-divers","title":"Best Life Insurance for Scuba Divers","use_case":"Life Insurance for Scuba Divers"}}