{"citations":{"source_mix":{"company_owned":8,"independent":26,"unclear":2},"sources_referenced_by_questions":0,"support_mix":{"direct":26,"partial":10},"total_sources":36,"unique_domain_count":21},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Life Insurance for Scuba Divers","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Scuba Divers","subject":"Lincoln Financial","unit":"rank","value":2},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Lincoln Financial","unit":"platforms","value":7},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","kimi","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"Lincoln Financial","unit":"platforms","value":3},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-22","platform_support":["openai","grok","perplexity"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Lincoln Financial","unit":"platforms","value":3},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-22","platform_support":["deepseek"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"Lincoln Financial","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":4.857142857142857,"best_rank":2,"entity_id":"entity-001","entity_type":"company","final_rank":2,"name":"Lincoln Financial","platform_mentions":7,"platform_share":1}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/health-conditions-and-high-risk-life-insurance/life-insurance-for-scuba-divers/lincoln-financial.json","page_url":"https://lifeinsuranceconsensusindex.com/health-conditions-and-high-risk-life-insurance/life-insurance-for-scuba-divers/lincoln-financial","report_type":"fit_review","study_id":"LICI-STUDY-E89B3DB252B4","title":"Lincoln Financial for Life Insurance for Scuba Divers: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-22 11:32:12.896164+00","research_date":"2026-09-22","source_snapshot_sha256":"fb3e4c95e275dda1e19115a5ceb0ebb02428197d0b0bc15fbd04f0a81dfb28fa","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":24,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Lincoln Financial is a mixed-to-good fit for recreational scuba divers, depending on how deep and how often you dive. All 7 platforms named Lincoln Financial during the ranking stage, and it finished 2nd overall with an average listed rank of 4.9. The strongest reason to consider it: multiple independent sources report Lincoln offers its best rate classes for certified recreational divers within ordinary depth limits, and one source reports a published flat-extra band of $250–$350 per $100,000 at 101–130 feet (kimi:riskquoter-2026). The main limitation: Lincoln does not publish a current,…","target_buyer":"A recreational scuba diver wants life insurance and understands that underwriting may consider maximum diving depth, frequency, certification level, locations, technical or cave diving, solo diving, professional diving, and other diving activities.","topic":{"base_category":"Health Conditions & High-Risk Life Insurance","category_criteria":["Life insurance and understands that underwriting may consider maximum diving depth","frequency","certification level","locations","technical or cave diving","solo diving","professional diving","and other diving activities."],"geography":"United States","slug":"best-life-insurance-for-scuba-divers","title":"Best Life Insurance for Scuba Divers","use_case":"Life Insurance for Scuba Divers"}}