{"citations":{"source_mix":{"company_owned":7,"independent":22,"unclear":9},"sources_referenced_by_questions":0,"support_mix":{"direct":19,"partial":13},"total_sources":38,"unique_domain_count":23},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Life Insurance for Scuba Divers","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-22","platform_support":["kimi","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Scuba Divers","subject":"John Hancock","unit":"rank","value":10},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-22","platform_support":["kimi","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"John Hancock","unit":"platforms","value":2},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-22","platform_support":["openai","grok","perplexity","kimi","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"John Hancock","unit":"platforms","value":5},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"John Hancock","unit":"platforms","value":2}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":8.5,"best_rank":8,"entity_id":"entity-001","entity_type":"company","final_rank":10,"name":"John Hancock","platform_mentions":2,"platform_share":0.2857142857142857}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/health-conditions-and-high-risk-life-insurance/life-insurance-for-scuba-divers/john-hancock.json","page_url":"https://lifeinsuranceconsensusindex.com/health-conditions-and-high-risk-life-insurance/life-insurance-for-scuba-divers/john-hancock","report_type":"fit_review","study_id":"LICI-STUDY-5853B779FD14","title":"John Hancock for Life Insurance for Scuba Divers: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-22 11:41:38.363216+00","research_date":"2026-09-22","source_snapshot_sha256":"573209a55cf7e8ffbb9468ea020f73fc1116b6eb9fa52271b76e18571db6a785","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":24,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"John Hancock is a good fit for a typical certified recreational scuba diver seeking individual term life insurance, but it is not a clearly superior choice for deep, technical, cave, solo, or professional diving. Two of seven platforms named John Hancock during the ranking stage — kimi and perplexity — giving it a 28.6% share of included platform responses, an average listed rank of 8.5, and a best listed rank of 8. The strongest reason to consider it is that John Hancock's own field underwriting material explicitly addresses scuba depth, frequency, certification, dive sites, and commercial…","target_buyer":"A recreational scuba diver wants life insurance and understands that underwriting may consider maximum diving depth, frequency, certification level, locations, technical or cave diving, solo diving, professional diving, and other diving activities.","topic":{"base_category":"Health Conditions & High-Risk Life Insurance","category_criteria":["Life insurance and understands that underwriting may consider maximum diving depth","frequency","certification level","locations","technical or cave diving","solo diving","professional diving","and other diving activities."],"geography":"United States","slug":"best-life-insurance-for-scuba-divers","title":"Best Life Insurance for Scuba Divers","use_case":"Life Insurance for Scuba Divers"}}