{"citations":{"source_mix":{"company_owned":106,"independent":163,"unclear":22},"sources_referenced_by_questions":0,"support_mix":{"direct":202,"partial":51},"total_sources":291,"unique_domain_count":103},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Life Insurance for Scuba Divers","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Scuba Divers","subject":"Prudential","unit":"rank","value":1},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Prudential","unit":"platforms","value":7},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Scuba Divers","subject":"Lincoln Financial","unit":"rank","value":2},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Lincoln Financial","unit":"platforms","value":7},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","grok","kimi","openai"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Scuba Divers","subject":"Principal Financial","unit":"rank","value":3},{"claim_id":"claim-007","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","grok","kimi","openai"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Principal Financial","unit":"platforms","value":5},{"claim_id":"claim-008","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","grok","kimi","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Scuba Divers","subject":"Protective","unit":"rank","value":4},{"claim_id":"claim-009","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","grok","kimi","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Protective","unit":"platforms","value":5},{"claim_id":"claim-010","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","google","grok","kimi","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Scuba Divers","subject":"Banner Life","unit":"rank","value":5},{"claim_id":"claim-011","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","google","grok","kimi","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Banner Life","unit":"platforms","value":5},{"claim_id":"claim-012","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","kimi","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Scuba Divers","subject":"Mutual of Omaha","unit":"rank","value":6},{"claim_id":"claim-013","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","kimi","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Mutual of Omaha","unit":"platforms","value":5},{"claim_id":"claim-014","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Scuba Divers","subject":"Pacific Life","unit":"rank","value":7},{"claim_id":"claim-015","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Pacific Life","unit":"platforms","value":4},{"claim_id":"claim-016","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","kimi","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Scuba Divers","subject":"Transamerica","unit":"rank","value":8},{"claim_id":"claim-017","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","kimi","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Transamerica","unit":"platforms","value":4},{"claim_id":"claim-018","confidence":"verified","observed_at":"2026-09-22","platform_support":["google","kimi","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Scuba Divers","subject":"Corebridge Financial","unit":"rank","value":9},{"claim_id":"claim-019","confidence":"verified","observed_at":"2026-09-22","platform_support":["google","kimi","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Corebridge Financial","unit":"platforms","value":3},{"claim_id":"claim-020","confidence":"verified","observed_at":"2026-09-22","platform_support":["kimi","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Scuba Divers","subject":"John Hancock","unit":"rank","value":10},{"claim_id":"claim-021","confidence":"verified","observed_at":"2026-09-22","platform_support":["kimi","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"John Hancock","unit":"platforms","value":2}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":2.4285714285714284,"best_rank":1,"entity_id":"entity-001","entity_type":"company","final_rank":1,"name":"Prudential","platform_mentions":7,"platform_share":1},{"average_rank":4.857142857142857,"best_rank":2,"entity_id":"entity-002","entity_type":"company","final_rank":2,"name":"Lincoln Financial","platform_mentions":7,"platform_share":1},{"average_rank":3,"best_rank":2,"entity_id":"entity-003","entity_type":"company","final_rank":3,"name":"Principal Financial","platform_mentions":5,"platform_share":0.7142857142857143},{"average_rank":3.8,"best_rank":1,"entity_id":"entity-004","entity_type":"company","final_rank":4,"name":"Protective","platform_mentions":5,"platform_share":0.7142857142857143},{"average_rank":3.8,"best_rank":3,"entity_id":"entity-005","entity_type":"company","final_rank":5,"name":"Banner Life","platform_mentions":5,"platform_share":0.7142857142857143},{"average_rank":6.2,"best_rank":6,"entity_id":"entity-006","entity_type":"company","final_rank":6,"name":"Mutual of Omaha","platform_mentions":5,"platform_share":0.7142857142857143},{"average_rank":4.75,"best_rank":2,"entity_id":"entity-007","entity_type":"company","final_rank":7,"name":"Pacific Life","platform_mentions":4,"platform_share":0.5714285714285714},{"average_rank":8.25,"best_rank":7,"entity_id":"entity-008","entity_type":"company","final_rank":8,"name":"Transamerica","platform_mentions":4,"platform_share":0.5714285714285714},{"average_rank":6,"best_rank":4,"entity_id":"entity-009","entity_type":"company","final_rank":9,"name":"Corebridge Financial","platform_mentions":3,"platform_share":0.42857142857142855},{"average_rank":8.5,"best_rank":8,"entity_id":"entity-010","entity_type":"company","final_rank":10,"name":"John Hancock","platform_mentions":2,"platform_share":0.2857142857142857}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/health-conditions-and-high-risk-life-insurance/life-insurance-for-scuba-divers.json","page_url":"https://lifeinsuranceconsensusindex.com/health-conditions-and-high-risk-life-insurance/life-insurance-for-scuba-divers","report_type":"best_of_index","study_id":"LICI-STUDY-3F29AEFC3261","title":"Best Health Conditions & High-Risk Life Insurance for Life Insurance for Scuba Divers: 7-Platform AI Consensus Index"},"limitations":["Exactly 7 platforms were included in this run: openai, anthropic, deepseek, grok, perplexity, kimi, google. The configured source value 7 is provenance only and must never be described as the number of platforms studied.","The finalrankingtable is the sole authority for rank, platform mentions, platform share, average rank, and best rank. Ignore any conflicting value embedded in a entity evidence bundle.","The Consensus Ranking table must contain exactly one row per finalrankingtable entity, in that order, using that exact entityname. Never split one ranked entity into two product, model, SKU, or product-line rows, and never add another ranking row for a brand already listed. Put recommended products or plans inside that entity's ranked section.","Platform mentions count only ranking-discovery mentions. Do not substitute the number of platforms that later completed a fit assessment.","Citation IDs inside each entity bundle are local to that entity. Consolidate sources by URL using the supplied source catalog.","The URLs were collected from platform responses and were not independently validated by either writer stage.","Each fitreviewurlorplaceholder is the final site-relative CMS path for that entity's review. Link the entity name to that exact path exactly once in its ranked prose section, outside tables and headings. Never replace it with a run ID, report ID, UUID, or local output path.","Use the exact entity-namespaced citation IDs from the source catalog (e.g. e1:); never transfer a citation between entities."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-22 11:44:15.585191+00","research_date":"2026-09-22","source_snapshot_sha256":"66d5f29e6991356f5e4d13d4207ea1a0a015f6a86f977295d57aca978bf6880a","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":24,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Prudential is the consensus leader for life insurance for scuba divers in this 7-platform AI study, named by all seven platforms (100.0% share) at an average listed position of 2.43 and a best position of 1. It is most often described as a fit for recreational open-water divers with moderate depth and frequency who will disclose detailed diving activity and complete full underwriting. Lincoln Financial also appears on all seven platforms but at a weaker average position of 4.86, making it the strongest alternative for buyers who want long term-duration coverage and possible conversion.…","target_buyer":"A recreational scuba diver wants life insurance and understands that underwriting may consider maximum diving depth, frequency, certification level, locations, technical or cave diving, solo diving, professional diving, and other diving activities.","topic":{"base_category":"Health Conditions & High-Risk Life Insurance","category_criteria":["Life insurance and understands that underwriting may consider maximum diving depth","frequency","certification level","locations","technical or cave diving","solo diving","professional diving","and other diving activities."],"geography":"United States","slug":"best-life-insurance-for-scuba-divers","title":"Best Life Insurance for Scuba Divers","use_case":"Life Insurance for Scuba Divers"}}