{"citations":{"source_mix":{"company_owned":20,"independent":23,"unclear":5},"sources_referenced_by_questions":0,"support_mix":{"direct":36,"partial":12},"total_sources":48,"unique_domain_count":31},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Life Insurance for Private Pilots","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-22","platform_support":["google","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Private Pilots","subject":"John Hancock","unit":"rank","value":10},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-22","platform_support":["google","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"John Hancock","unit":"platforms","value":2},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-22","platform_support":["openai","perplexity","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"John Hancock","unit":"platforms","value":3},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","grok"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"John Hancock","unit":"platforms","value":3},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-22","platform_support":["kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"John Hancock","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":5.5,"best_rank":5,"entity_id":"entity-001","entity_type":"company","final_rank":10,"name":"John Hancock","platform_mentions":2,"platform_share":0.2857142857142857}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/health-conditions-and-high-risk-life-insurance/life-insurance-for-private-pilots/john-hancock.json","page_url":"https://lifeinsuranceconsensusindex.com/health-conditions-and-high-risk-life-insurance/life-insurance-for-private-pilots/john-hancock","report_type":"fit_review","study_id":"LICI-STUDY-AC9EBFE71D1A","title":"John Hancock for Life Insurance for Private Pilots: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-22 11:36:46.651878+00","research_date":"2026-09-22","source_snapshot_sha256":"f84060a9495359dca1a34c850e392ce123484c53f4adcd379d47c0b309ed35ab","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":25,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"John Hancock is a qualified but conditional fit for a U.S. private pilot buying individually underwritten term life insurance. Two of seven platforms named John Hancock during the ranking stage (google, perplexity), so it reached this review on limited ranking support rather than broad consensus. The strongest reason to consider it is that John Hancock's own field underwriting material addresses private-pilot factors directly — experience, ratings, aircraft type, purpose of flying, and annual hours — and some guides describe Preferred treatment for experienced IFR pilots . The main…","target_buyer":"A private pilot wants life insurance and regularly flies noncommercial aircraft.","topic":{"base_category":"Health Conditions & High-Risk Life Insurance","category_criteria":["They understand that underwriting may consider pilot experience","flight hours","ratings","aircraft type","purpose of flying","annual hours","accident history","and other aviation factors."],"geography":"United States","slug":"best-life-insurance-for-private-pilots","title":"Best Life Insurance for Private Pilots","use_case":"Life Insurance for Private Pilots"}}