{"citations":{"source_mix":{"company_owned":12,"independent":25,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":20,"partial":5},"total_sources":37,"unique_domain_count":27},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Life Insurance for People With Heart Disease","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for People With Heart Disease","subject":"Prudential","unit":"rank","value":1},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Prudential","unit":"platforms","value":7},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","grok","kimi"],"predicate":"fit_rating_count","qualifier":"strong","subject":"Prudential","unit":"platforms","value":3},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-22","platform_support":["openai","deepseek","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"Prudential","unit":"platforms","value":3},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-22","platform_support":["perplexity"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Prudential","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":1.2857142857142858,"best_rank":1,"entity_id":"entity-001","entity_type":"company","final_rank":1,"name":"Prudential","platform_mentions":7,"platform_share":1}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/health-conditions-and-high-risk-life-insurance/life-insurance-for-people-with-heart-disease/prudential.json","page_url":"https://lifeinsuranceconsensusindex.com/health-conditions-and-high-risk-life-insurance/life-insurance-for-people-with-heart-disease/prudential","report_type":"fit_review","study_id":"LICI-STUDY-5EF24DDEAF49","title":"Prudential for Life Insurance for People With Heart Disease: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-22 04:46:16.166567+00","research_date":"2026-09-22","source_snapshot_sha256":"f0aa455ea36f3edcb05e9baa24841a736f90eb8b3007a540a737151f66891b6b","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":21,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Prudential is a good fit — not a guaranteed one — for a buyer with a history of heart disease who wants fully medically underwritten term or permanent life insurance and can supply detailed cardiac records. All 7 platforms named Prudential during ranking discovery, and it finished first overall with an average listed rank of 1.29. The strongest reason to consider it is its individualized cardiac underwriting, which independent reviewers say credits favorable clinical outcomes such as normal ejection fraction, completed cardiac rehab, and favorable stress-test results . The main limitation is…","target_buyer":"A consumer with a history of heart disease wants life insurance.","topic":{"base_category":"Health Conditions & High-Risk Life Insurance","category_criteria":["They understand that eligibility and pricing may depend on the specific diagnosis","severity","cardiac testing","treatment","medications","symptoms","other risk factors","and overall stability."],"geography":"United States","slug":"best-life-insurance-for-people-with-heart-disease","title":"Best Life Insurance for People With Heart Disease","use_case":"Life Insurance for People With Heart Disease"}}