{"citations":{"source_mix":{"company_owned":22,"independent":20,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":22,"partial":8},"total_sources":42,"unique_domain_count":18},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Life Insurance for People With Heart Disease","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","google","grok","kimi","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for People With Heart Disease","subject":"Protective Life","unit":"rank","value":6},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","google","grok","kimi","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Protective Life","unit":"platforms","value":5},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","kimi","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"Protective Life","unit":"platforms","value":3},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-22","platform_support":["openai","deepseek","grok","perplexity"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Protective Life","unit":"platforms","value":4}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":6.2,"best_rank":5,"entity_id":"entity-001","entity_type":"company","final_rank":6,"name":"Protective Life","platform_mentions":5,"platform_share":0.7142857142857143}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/health-conditions-and-high-risk-life-insurance/life-insurance-for-people-with-heart-disease/protective-life.json","page_url":"https://lifeinsuranceconsensusindex.com/health-conditions-and-high-risk-life-insurance/life-insurance-for-people-with-heart-disease/protective-life","report_type":"fit_review","study_id":"LICI-STUDY-D846DEC7A6CD","title":"Protective Life for Life Insurance for People With Heart Disease: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-22 04:56:18.662922+00","research_date":"2026-09-22","source_snapshot_sha256":"59da332f3c7a47a1593df5b71690fc67d6258f2f248f388d64ddfa99316af4d5","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":21,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Protective Life is a mixed fit for life insurance buyers with heart disease. Five of the seven platforms in this study named Protective Life during the ranking stage, and it finished sixth overall with an average listed rank of 6.2. Its strongest case is Protective Classic Choice Term, which offers 10- to 40-year level term coverage and a conversion feature that can preserve access to permanent coverage without a new medical exam. The main limitation is that public underwriting materials show a personal history of heart disease, heart attack, stroke, or circulatory surgery generally…","target_buyer":"A consumer with a history of heart disease wants life insurance.","topic":{"base_category":"Health Conditions & High-Risk Life Insurance","category_criteria":["They understand that eligibility and pricing may depend on the specific diagnosis","severity","cardiac testing","treatment","medications","symptoms","other risk factors","and overall stability."],"geography":"United States","slug":"best-life-insurance-for-people-with-heart-disease","title":"Best Life Insurance for People With Heart Disease","use_case":"Life Insurance for People With Heart Disease"}}