{"citations":{"source_mix":{"company_owned":27,"independent":19,"unclear":4},"sources_referenced_by_questions":0,"support_mix":{"direct":43,"partial":6},"total_sources":50,"unique_domain_count":21},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Life Insurance for People With Heart Disease","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","kimi"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for People With Heart Disease","subject":"North American Company for Life and Health Insurance","unit":"rank","value":10},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","kimi"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"North American Company for Life and Health Insurance","unit":"platforms","value":2},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic"],"predicate":"fit_rating_count","qualifier":"good","subject":"North American Company for Life and Health Insurance","unit":"platforms","value":1},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-22","platform_support":["openai","grok","perplexity","kimi","google"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"North American Company for Life and Health Insurance","unit":"platforms","value":5},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-22","platform_support":["deepseek"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"North American Company for Life and Health Insurance","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":9,"best_rank":9,"entity_id":"entity-001","entity_type":"company","final_rank":10,"name":"North American Company for Life and Health Insurance","platform_mentions":2,"platform_share":0.2857142857142857}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/health-conditions-and-high-risk-life-insurance/life-insurance-for-people-with-heart-disease/north-american-company-for-life-and-health-insurance.json","page_url":"https://lifeinsuranceconsensusindex.com/health-conditions-and-high-risk-life-insurance/life-insurance-for-people-with-heart-disease/north-american-company-for-life-and-health-insurance","report_type":"fit_review","study_id":"LICI-STUDY-8A372752B0B6","title":"North American Company for Life and Health Insurance for Life Insurance for People With Heart Disease: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Company-owned citations materially outnumber independent citations; do not describe company claims as independently verified.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-22 05:01:24.738223+00","research_date":"2026-09-22","source_snapshot_sha256":"2621f9da02d7f308a731fc0f07fc58b20733131955bf6a53edaad09627b833b1","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":21,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"North American Company for Life and Health Insurance is a mixed fit for life insurance buyers with heart disease. Two of seven platforms named it during ranking discovery, at an average listed rank of 9.0 and a best rank of 9. Its strongest case is permanent coverage: Custom Guarantee GUL offers a lifetime guaranteed death benefit, and Builder Plus IUL 4 adds living benefits that explicitly include heart attack as a qualifying critical illness. The main limitation is that no platform found public, heart-disease-specific underwriting rules or cardiac pricing. Preferred classes exclude any…","target_buyer":"A consumer with a history of heart disease wants life insurance.","topic":{"base_category":"Health Conditions & High-Risk Life Insurance","category_criteria":["They understand that eligibility and pricing may depend on the specific diagnosis","severity","cardiac testing","treatment","medications","symptoms","other risk factors","and overall stability."],"geography":"United States","slug":"best-life-insurance-for-people-with-heart-disease","title":"Best Life Insurance for People With Heart Disease","use_case":"Life Insurance for People With Heart Disease"}}