{"citations":{"source_mix":{"company_owned":15,"independent":31,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":42,"partial":4},"total_sources":46,"unique_domain_count":26},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Life Insurance for People With Heart Disease","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-22","platform_support":["deepseek","grok","kimi","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for People With Heart Disease","subject":"John Hancock","unit":"rank","value":4},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-22","platform_support":["deepseek","grok","kimi","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"John Hancock","unit":"platforms","value":5},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","kimi","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"John Hancock","unit":"platforms","value":3},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-22","platform_support":["openai","deepseek","grok","perplexity"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"John Hancock","unit":"platforms","value":4}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":3.2,"best_rank":3,"entity_id":"entity-001","entity_type":"company","final_rank":4,"name":"John Hancock","platform_mentions":5,"platform_share":0.7142857142857143}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/health-conditions-and-high-risk-life-insurance/life-insurance-for-people-with-heart-disease/john-hancock.json","page_url":"https://lifeinsuranceconsensusindex.com/health-conditions-and-high-risk-life-insurance/life-insurance-for-people-with-heart-disease/john-hancock","report_type":"fit_review","study_id":"LICI-STUDY-8E425907A62D","title":"John Hancock for Life Insurance for People With Heart Disease: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-22 04:53:56.813359+00","research_date":"2026-09-22","source_snapshot_sha256":"5b39480a95a01a673e7cc8daa04c065c74a74349a1ad2a8ad5ea3be272c513b9","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":21,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"John Hancock is a mixed fit for Life Insurance for People With Heart Disease. Five of the seven platforms named John Hancock during the ranking stage, and it finished with an average listed rank of 3.2 and a best rank of 3. The strongest reason to consider it is its medically underwritten term and permanent coverage, which can evaluate an actual cardiac history case by case rather than applying a blanket cardiac denial, plus a Vitality wellness program that may reward healthy behaviors. The main limitation is that John Hancock publishes no cardiac-specific acceptance rules or rates, its…","target_buyer":"A consumer with a history of heart disease wants life insurance.","topic":{"base_category":"Health Conditions & High-Risk Life Insurance","category_criteria":["They understand that eligibility and pricing may depend on the specific diagnosis","severity","cardiac testing","treatment","medications","symptoms","other risk factors","and overall stability."],"geography":"United States","slug":"best-life-insurance-for-people-with-heart-disease","title":"Best Life Insurance for People With Heart Disease","use_case":"Life Insurance for People With Heart Disease"}}