{"citations":{"source_mix":{"company_owned":21,"independent":30,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":26,"partial":10},"total_sources":51,"unique_domain_count":29},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Life Insurance for Obesity","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","kimi","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Obesity","subject":"Transamerica","unit":"rank","value":7},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","kimi","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Transamerica","unit":"platforms","value":5},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-22","platform_support":["kimi"],"predicate":"fit_rating_count","qualifier":"strong","subject":"Transamerica","unit":"platforms","value":1},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","grok"],"predicate":"fit_rating_count","qualifier":"good","subject":"Transamerica","unit":"platforms","value":2},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-22","platform_support":["openai","deepseek","perplexity","google"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Transamerica","unit":"platforms","value":4}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":5,"best_rank":2,"entity_id":"entity-001","entity_type":"company","final_rank":7,"name":"Transamerica","platform_mentions":5,"platform_share":0.7142857142857143}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/health-conditions-and-high-risk-life-insurance/life-insurance-for-obesity/transamerica.json","page_url":"https://lifeinsuranceconsensusindex.com/health-conditions-and-high-risk-life-insurance/life-insurance-for-obesity/transamerica","report_type":"fit_review","study_id":"LICI-STUDY-6679DFC90531","title":"Transamerica for Life Insurance for Obesity: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-22 06:14:51.378796+00","research_date":"2026-09-22","source_snapshot_sha256":"209ac3c7e68dbd643345bb99fae9942fb1f12c372a94c3f718ca0308e01e8a0d","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":14,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Transamerica is a mixed fit for life insurance with obesity. Five of seven platforms named it during ranking discovery, and its strongest case is discretionary, manual underwriting that can produce Standard rates for borderline BMI cases where automated build charts at other carriers table-rate or decline. The main limitation is unpredictability: platforms disagree on whether Transamerica's build charts are generous or conservative, BMI thresholds range from roughly 34 to 46 across sources, and no public material guarantees acceptance at any stated BMI. Treat Transamerica as a carrier worth…","target_buyer":"A consumer with a high body mass index wants life insurance and understands that insurers may evaluate height and weight differently and may also consider blood pressure, diabetes, cholesterol, mobility, sleep apnea, and other related health factors.","topic":{"base_category":"Health Conditions & High-Risk Life Insurance","category_criteria":["Life insurance and understands that insurers may evaluate height and weight differently and may also consider blood pressure","diabetes","cholesterol","mobility","sleep apnea","and other related health factors."],"geography":"United States","slug":"best-life-insurance-for-obesity","title":"Best Life Insurance for Obesity","use_case":"Life Insurance for Obesity"}}