{"citations":{"source_mix":{"company_owned":12,"independent":25,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":22,"partial":6},"total_sources":37,"unique_domain_count":21},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Life Insurance for Obesity","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","grok","kimi","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Obesity","subject":"Lincoln Financial","unit":"rank","value":5},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","grok","kimi","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Lincoln Financial","unit":"platforms","value":6},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","grok","kimi","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"Lincoln Financial","unit":"platforms","value":5},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-22","platform_support":["openai","perplexity"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Lincoln Financial","unit":"platforms","value":2}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":6.333333333333333,"best_rank":2,"entity_id":"entity-001","entity_type":"company","final_rank":5,"name":"Lincoln Financial","platform_mentions":6,"platform_share":0.8571428571428571}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/health-conditions-and-high-risk-life-insurance/life-insurance-for-obesity/lincoln-financial.json","page_url":"https://lifeinsuranceconsensusindex.com/health-conditions-and-high-risk-life-insurance/life-insurance-for-obesity/lincoln-financial","report_type":"fit_review","study_id":"LICI-STUDY-A24376F5F4E6","title":"Lincoln Financial for Life Insurance for Obesity: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-22 06:11:11.302222+00","research_date":"2026-09-22","source_snapshot_sha256":"8745a9b5a4565cfc763a8b1d6f4d3da8a760c6a006a885a5c0711810e38a771a","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":14,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Lincoln Financial is a mixed-to-good fit for life insurance with obesity, not a confirmed obesity specialist. Six of seven platforms named it during the ranking stage, and its average listed rank was 6.3 with a best rank of 2. Five platforms rated the fit \"good\" and two rated it \"mixed.\" The strongest reason to consider it is a dual underwriting pathway: Lincoln TermAccel Level Term can issue without labs for qualifying applicants, while Lincoln LifeElements Level Term supports fully underwritten cases with a conversion option. The main limitation is that Lincoln publishes no complete…","target_buyer":"A consumer with a high body mass index wants life insurance and understands that insurers may evaluate height and weight differently and may also consider blood pressure, diabetes, cholesterol, mobility, sleep apnea, and other related health factors.","topic":{"base_category":"Health Conditions & High-Risk Life Insurance","category_criteria":["Life insurance and understands that insurers may evaluate height and weight differently and may also consider blood pressure","diabetes","cholesterol","mobility","sleep apnea","and other related health factors."],"geography":"United States","slug":"best-life-insurance-for-obesity","title":"Best Life Insurance for Obesity","use_case":"Life Insurance for Obesity"}}