{"citations":{"source_mix":{"company_owned":14,"independent":26,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":29,"partial":11},"total_sources":40,"unique_domain_count":23},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Life Insurance for Marijuana Users","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","grok","kimi","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Marijuana Users","subject":"Mutual of Omaha","unit":"rank","value":3},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","grok","kimi","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Mutual of Omaha","unit":"platforms","value":6},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-22","platform_support":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"Mutual of Omaha","unit":"platforms","value":7}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":4.333333333333333,"best_rank":1,"entity_id":"entity-001","entity_type":"company","final_rank":3,"name":"Mutual of Omaha","platform_mentions":6,"platform_share":0.8571428571428571}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/health-conditions-and-high-risk-life-insurance/life-insurance-for-marijuana-users/mutual-of-omaha.json","page_url":"https://lifeinsuranceconsensusindex.com/health-conditions-and-high-risk-life-insurance/life-insurance-for-marijuana-users/mutual-of-omaha","report_type":"fit_review","study_id":"LICI-STUDY-269889B41B02","title":"Mutual of Omaha for Life Insurance for Marijuana Users: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-22 10:29:35.05777+00","research_date":"2026-09-22","source_snapshot_sha256":"d8329d00ce720d7af67302bc6dcbedcab4fd2c483395d750703c185143021145","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":24,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Mutual of Omaha is a good, but not uniformly strong, fit for marijuana users seeking life insurance. Six of seven platforms named it during the ranking stage, and all seven that evaluated fit rated it \"good.\" The strongest reason to consider it: company-owned United of Omaha simplified-issue underwriting guidance states that marijuana use is allowable for nontobacco rates, and the carrier offers both no-exam simplified-issue and fully underwritten term paths . The main limitation: public materials do not confirm a universal frequency threshold, method-of-use rule, or…","target_buyer":"A consumer uses marijuana and wants life insurance.","topic":{"base_category":"Health Conditions & High-Risk Life Insurance","category_criteria":["They understand that underwriting may differ depending on frequency","method of use","recreational versus medically documented use","other substance use","driving history","health conditions","and the carrier's current guidelines."],"geography":"United States","slug":"best-life-insurance-for-marijuana-users","title":"Best Life Insurance for Marijuana Users","use_case":"Life Insurance for Marijuana Users"}}