{"buyer_scenarios":[{"fit":"best_suited","scenario":"Occasional users (a few times per year) seeking non-smoker rates ."},{"fit":"best_suited","scenario":"Monthly users (up to 8 times per month) who may qualify for Preferred Plus rates (, , , grok:)."},{"fit":"best_suited","scenario":"Moderate users (up to several times per week) who may qualify for Standard Non-Smoker rates ."},{"fit":"best_suited","scenario":"Applicants wanting flexible term lengths (10–35 years) with conversion to permanent coverage ."},{"fit":"not_best_suited","scenario":"Daily or heavy users. Daily users face higher scrutiny and table ratings of 50–100% above standard rates; use exceeding 16 days per month or 4+ days per week is typically declined (, , grok:, grok:)."},{"fit":"not_best_suited","scenario":"Vapers. Vaping marijuana often results in Standard Tobacco rates at best (grok:, grok:, )."},{"fit":"not_best_suited","scenario":"Applicants who need published cannabis rules. Corebridge's public materials do not verify marijuana-specific underwriting classes or treatment of medical versus recreational use ."},{"fit":"not_best_suited","scenario":"Applicants unwilling to disclose use. Material misrepresentation, such as a positive THC test after denying use, results in application decline ."}],"citations":{"source_mix":{"company_owned":8,"independent":20,"unclear":2},"sources_referenced_by_questions":0,"support_mix":{"direct":23,"partial":7},"total_sources":30,"unique_domain_count":20},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Life Insurance for Marijuana Users","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","google","grok","kimi","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Marijuana Users","subject":"Corebridge Financial","unit":"rank","value":4},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","google","grok","kimi","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Corebridge Financial","unit":"platforms","value":5},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","grok","kimi","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"Corebridge Financial","unit":"platforms","value":4},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-22","platform_support":["openai","perplexity"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Corebridge Financial","unit":"platforms","value":2},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-22","platform_support":["deepseek"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"Corebridge Financial","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":5,"best_rank":3,"entity_id":"entity-001","entity_type":"company","final_rank":4,"name":"Corebridge Financial","platform_mentions":5,"platform_share":0.7142857142857143}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/health-conditions-and-high-risk-life-insurance/life-insurance-for-marijuana-users/corebridge-financial.json","page_url":"https://lifeinsuranceconsensusindex.com/health-conditions-and-high-risk-life-insurance/life-insurance-for-marijuana-users/corebridge-financial","report_type":"fit_review","study_id":"LICI-STUDY-1C9F7FCE215B","title":"Corebridge Financial for Life Insurance for Marijuana Users: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-22 10:35:23.434404+00","research_date":"2026-09-22","source_snapshot_sha256":"65d24fc240a80338d1c6f09aae86fe400c92b2045b107b1c405ab4fcaf820ffd","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":24,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Corebridge Financial is a mixed-to-good fit for marijuana users, not a clearly specialized one. Five of seven platforms named Corebridge during the ranking stage (71.4% of included platform responses), with an average listed rank of 5.0 and a best listed rank of 3. The strongest reason to consider it is its Select-a-Term product: independent sources report Preferred Plus non-tobacco rates for use of 8 or fewer days per month, Standard Non-Smoker rates for use up to several times per week, and 18 term-length options. The main limitation is that Corebridge does not publish a marijuana-specific…","target_buyer":"A consumer uses marijuana and wants life insurance.","topic":{"base_category":"Health Conditions & High-Risk Life Insurance","category_criteria":["They understand that underwriting may differ depending on frequency","method of use","recreational versus medically documented use","other substance use","driving history","health conditions","and the carrier's current guidelines."],"geography":"United States","slug":"best-life-insurance-for-marijuana-users","title":"Best Life Insurance for Marijuana Users","use_case":"Life Insurance for Marijuana Users"}}