{"citations":{"source_mix":{"company_owned":22,"independent":28,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":40,"partial":10},"total_sources":50,"unique_domain_count":27},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Life Insurance for High-Risk Occupations","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-22","platform_support":["deepseek","google","kimi","openai"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for High-Risk Occupations","subject":"Mutual of Omaha","unit":"rank","value":5},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-22","platform_support":["deepseek","google","kimi","openai"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Mutual of Omaha","unit":"platforms","value":4},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"Mutual of Omaha","unit":"platforms","value":2},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-22","platform_support":["openai","deepseek","grok","perplexity","kimi"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Mutual of Omaha","unit":"platforms","value":5}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":4.75,"best_rank":2,"entity_id":"entity-001","entity_type":"company","final_rank":5,"name":"Mutual of Omaha","platform_mentions":4,"platform_share":0.5714285714285714}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/health-conditions-and-high-risk-life-insurance/life-insurance-for-high-risk-occupations/mutual-of-omaha.json","page_url":"https://lifeinsuranceconsensusindex.com/health-conditions-and-high-risk-life-insurance/life-insurance-for-high-risk-occupations/mutual-of-omaha","report_type":"fit_review","study_id":"LICI-STUDY-66FE96643528","title":"Mutual of Omaha for Life Insurance for High-Risk Occupations: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-23 07:49:05.319329+00","research_date":"2026-09-22","source_snapshot_sha256":"8314b79392b5347480198de3dd892e9fdb8373d4e354f43934f9dcb9cd203b01","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":24,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Mutual of Omaha is a mixed fit for life insurance in high-risk occupations. Four of seven platforms named it during the ranking stage (57% of included platform responses), at an average listed rank of 4.75 and a best rank of 2. Its strongest use is a case-specific, traditionally underwritten Term Life Answers application supported by an occupational prescreen, where hazardous duties can be rated with a flat extra rather than declined outright. The main limitation is that its simplified-issue and accelerated-underwriting channels are unreliable for genuinely hazardous work, and no public…","target_buyer":"A consumer works in an occupation that may involve elevated physical risk, such as commercial fishing, logging, mining, offshore work, certain construction work, or another hazardous profession.","topic":{"base_category":"Health Conditions & High-Risk Life Insurance","category_criteria":["They want life insurance from carriers that may be reasonably competitive for occupational risks."],"geography":"United States","slug":"best-life-insurance-for-high-risk-occupations","title":"Best Life Insurance for High-Risk Occupations","use_case":"Life Insurance for High-Risk Occupations"}}