{"citations":{"source_mix":{"company_owned":13,"independent":28,"unclear":1},"sources_referenced_by_questions":0,"support_mix":{"direct":23,"partial":7},"total_sources":42,"unique_domain_count":26},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Life Insurance for High-Risk Occupations","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-22","platform_support":["kimi","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for High-Risk Occupations","subject":"Lincoln Financial Group","unit":"rank","value":7},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-22","platform_support":["kimi","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Lincoln Financial Group","unit":"platforms","value":3},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-22","platform_support":["google"],"predicate":"fit_rating_count","qualifier":"good","subject":"Lincoln Financial Group","unit":"platforms","value":1},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-22","platform_support":["openai","anthropic","grok","perplexity"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Lincoln Financial Group","unit":"platforms","value":4},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-22","platform_support":["deepseek","kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"Lincoln Financial Group","unit":"platforms","value":2}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":4.333333333333333,"best_rank":2,"entity_id":"entity-001","entity_type":"company","final_rank":7,"name":"Lincoln Financial Group","platform_mentions":3,"platform_share":0.42857142857142855}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/health-conditions-and-high-risk-life-insurance/life-insurance-for-high-risk-occupations/lincoln-financial-group.json","page_url":"https://lifeinsuranceconsensusindex.com/health-conditions-and-high-risk-life-insurance/life-insurance-for-high-risk-occupations/lincoln-financial-group","report_type":"fit_review","study_id":"LICI-STUDY-E080396807E4","title":"Lincoln Financial Group for Life Insurance for High-Risk Occupations: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-23 07:53:29.658595+00","research_date":"2026-09-22","source_snapshot_sha256":"7d818d88bf89a45bccf8eaa8af0d0a03b5718a87cd4422944e51c7e824f95037","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":24,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Lincoln Financial Group is a mixed fit for life insurance in high-risk occupations. Three of the seven platforms in this study named Lincoln during the ranking stage, and those three placed it at an average rank of 4.3 (best rank: 2). The strongest reason to consider Lincoln is that its LifeElements Level Term product supports full individual underwriting, which can evaluate higher-rated cases rather than relying only on automated screening . The main limitation is that Lincoln's own published preferred-risk criteria exclude ratable occupations, and no reviewed source documents a specialized…","target_buyer":"A consumer works in an occupation that may involve elevated physical risk, such as commercial fishing, logging, mining, offshore work, certain construction work, or another hazardous profession.","topic":{"base_category":"Health Conditions & High-Risk Life Insurance","category_criteria":["They want life insurance from carriers that may be reasonably competitive for occupational risks."],"geography":"United States","slug":"best-life-insurance-for-high-risk-occupations","title":"Best Life Insurance for High-Risk Occupations","use_case":"Life Insurance for High-Risk Occupations"}}