{"buyer_scenarios":[{"fit":"best_suited","scenario":"Applicants who want term coverage with renewable and convertible features, since both are described as available without new medical underwriting at the relevant trigger ."},{"fit":"best_suited","scenario":"Buyers who want Corebridge quoted alongside specialist or independent-broker markets rather than instead of them (openai, kimi)."},{"fit":"best_suited","scenario":"Applicants in marginally elevated-risk occupations who may qualify for standard or near-standard rates rather than steep occupational surcharges (kimi)."},{"fit":"best_suited","scenario":"Applicants with occupational risk combined with pre-existing health conditions, where one platform reports the carrier does not rely solely on medical history ."},{"fit":"not_best_suited","scenario":"Applicants who need guaranteed acceptance of substantial coverage. Corebridge does not offer guaranteed issue for hazardous occupations; guaranteed-issue whole life is limited to standard health ages 50–80 ."},{"fit":"not_best_suited","scenario":"Applicants who need a clearly documented no-medical-exam term option. One independent review reports no clearly identified no-medical-exam term option ."},{"fit":"not_best_suited","scenario":"Applicants seeking publicly documented occupation-specific pricing for extreme-risk work. No reviewed source provides it (openai, kimi, deepseek)."},{"fit":"not_best_suited","scenario":"Applicants in the most hazardous occupations who have already been declined by standard carriers and need a specialty impaired-risk market (deepseek, kimi)."}],"citations":{"source_mix":{"company_owned":13,"independent":17,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":21,"partial":9},"total_sources":30,"unique_domain_count":21},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Life Insurance for High-Risk Occupations","unit":"platforms","value":6},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-22","platform_support":["grok","kimi"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for High-Risk Occupations","subject":"AIG (Corebridge Financial)","unit":"rank","value":6},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-22","platform_support":["grok","kimi"],"predicate":"platform_mentions","qualifier":"out of 6","subject":"AIG (Corebridge Financial)","unit":"platforms","value":2},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"AIG (Corebridge Financial)","unit":"platforms","value":2},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-22","platform_support":["openai","deepseek","grok"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"AIG (Corebridge Financial)","unit":"platforms","value":3},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-22","platform_support":["kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"AIG (Corebridge Financial)","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":3.5,"best_rank":2,"entity_id":"entity-001","entity_type":"company","final_rank":6,"name":"AIG (Corebridge Financial)","platform_mentions":2,"platform_share":0.3333333333333333}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/health-conditions-and-high-risk-life-insurance/life-insurance-for-high-risk-occupations/aig-corebridge-financial.json","page_url":"https://lifeinsuranceconsensusindex.com/health-conditions-and-high-risk-life-insurance/life-insurance-for-high-risk-occupations/aig-corebridge-financial","report_type":"fit_review","study_id":"LICI-STUDY-77D0790E09ED","title":"AIG (Corebridge Financial) for Life Insurance for High-Risk Occupations: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":6,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-22 12:03:50.76376+00","research_date":"2026-09-22","source_snapshot_sha256":"e535013ce9f436b830de187f592287de219fad84c3dcc8f6c81636b47300a0f8","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":23,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"AIG (Corebridge Financial) is a mixed fit for life insurance in high-risk occupations. It is a reasonable quote candidate, not a proven specialist. Two of six included platforms named it during the ranking stage (33.3% share), at an average listed rank of 3.5 and a best rank of 2. The strongest reason to consider it: company and independent materials indicate occupation-related flat extras can be applied rather than an automatic decline, and its term products carry renewal and conversion features . The main limitation: no reviewed source publishes occupation-specific pricing, acceptance…","target_buyer":"A consumer works in an occupation that may involve elevated physical risk, such as commercial fishing, logging, mining, offshore work, certain construction work, or another hazardous profession.","topic":{"base_category":"Health Conditions & High-Risk Life Insurance","category_criteria":["They want life insurance from carriers that may be reasonably competitive for occupational risks."],"geography":"United States","slug":"best-life-insurance-for-high-risk-occupations","title":"Best Life Insurance for High-Risk Occupations","use_case":"Life Insurance for High-Risk Occupations"}}