{"buyer_scenarios":[{"fit":"best_suited","scenario":"Applicants with recent, frequent, or uncontrolled seizures who cannot qualify for traditional underwriting (anthropic, , kimi:insurancebrokersusa-com-1, )."},{"fit":"best_suited","scenario":"Consumers seeking fixed premiums and a small permanent death benefit for burial, funeral, final bills, or debt repayment ."},{"fit":"best_suited","scenario":"Applicants with stable seizure control who can answer health questions and may qualify for Living Promise level or graded tiers (anthropic, , )."},{"fit":"best_suited","scenario":"Buyers who want no medical exam and no health questions at application and accept a graded death benefit and higher premium per dollar of coverage (deepseek, perplexity)."}],"citations":{"source_mix":{"company_owned":19,"independent":28,"unclear":2},"sources_referenced_by_questions":0,"support_mix":{"direct":35,"partial":14},"total_sources":49,"unique_domain_count":32},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Life Insurance for Epilepsy and Seizure Disorders","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Epilepsy and Seizure Disorders","subject":"Mutual of Omaha","unit":"rank","value":1},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Mutual of Omaha","unit":"platforms","value":7},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-22","platform_support":["google"],"predicate":"fit_rating_count","qualifier":"strong","subject":"Mutual of Omaha","unit":"platforms","value":1},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-22","platform_support":["openai","anthropic","deepseek","grok","kimi"],"predicate":"fit_rating_count","qualifier":"good","subject":"Mutual of Omaha","unit":"platforms","value":5},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-22","platform_support":["perplexity"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Mutual of Omaha","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":3.857142857142857,"best_rank":1,"entity_id":"entity-001","entity_type":"company","final_rank":1,"name":"Mutual of Omaha","platform_mentions":7,"platform_share":1}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/health-conditions-and-high-risk-life-insurance/life-insurance-for-epilepsy-and-seizure-disorders/mutual-of-omaha.json","page_url":"https://lifeinsuranceconsensusindex.com/health-conditions-and-high-risk-life-insurance/life-insurance-for-epilepsy-and-seizure-disorders/mutual-of-omaha","report_type":"fit_review","study_id":"LICI-STUDY-141930A54867","title":"Mutual of Omaha for Life Insurance for Epilepsy and Seizure Disorders: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-22 08:42:53.184115+00","research_date":"2026-09-22","source_snapshot_sha256":"2ff917b9d0edebe2b9826659dcde4b0d715c2b3512005884d74963b496560609","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":23,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Mutual of Omaha is a good, but narrowly scoped, fit for a consumer with epilepsy or a seizure disorder who needs small guaranteed-issue final-expense coverage and may not qualify for medically underwritten insurance. All 7 platforms named it during the ranking stage — 100% of included platform responses — at an average listed rank of 3.86 and a best rank of 1. The strongest reason to consider it is that its Guaranteed Whole Life product requires no medical exam or health questions, so a seizure history does not by itself cause a decline. The main limitation is that coverage is capped at…","target_buyer":"A consumer with epilepsy or another seizure disorder wants life insurance.","topic":{"base_category":"Health Conditions & High-Risk Life Insurance","category_criteria":["They understand that underwriting may consider seizure type","frequency","time since the most recent seizure","medications","treatment compliance","neurological evaluation","driving restrictions","and other medical factors."],"geography":"United States","slug":"best-life-insurance-for-epilepsy-and-seizure-disorders","title":"Best Life Insurance for Epilepsy and Seizure Disorders","use_case":"Life Insurance for Epilepsy and Seizure Disorders"}}