{"citations":{"source_mix":{"company_owned":150,"independent":161,"unclear":6},"sources_referenced_by_questions":0,"support_mix":{"direct":196,"partial":61},"total_sources":317,"unique_domain_count":105},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Life Insurance for Depression","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Depression","subject":"Prudential","unit":"rank","value":1},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Prudential","unit":"platforms","value":7},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Depression","subject":"Banner Life","unit":"rank","value":2},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Banner Life","unit":"platforms","value":7},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","grok","kimi","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Depression","subject":"Lincoln Financial","unit":"rank","value":3},{"claim_id":"claim-007","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","grok","kimi","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Lincoln Financial","unit":"platforms","value":6},{"claim_id":"claim-008","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","grok","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Depression","subject":"Pacific Life","unit":"rank","value":4},{"claim_id":"claim-009","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","grok","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Pacific Life","unit":"platforms","value":5},{"claim_id":"claim-010","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","kimi","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Depression","subject":"John Hancock","unit":"rank","value":5},{"claim_id":"claim-011","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","kimi","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"John Hancock","unit":"platforms","value":4},{"claim_id":"claim-012","confidence":"verified","observed_at":"2026-09-22","platform_support":["deepseek","google","kimi"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Depression","subject":"Corebridge Financial","unit":"rank","value":6},{"claim_id":"claim-013","confidence":"verified","observed_at":"2026-09-22","platform_support":["deepseek","google","kimi"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Corebridge Financial","unit":"platforms","value":3},{"claim_id":"claim-014","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","kimi"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Depression","subject":"Mutual of Omaha","unit":"rank","value":7},{"claim_id":"claim-015","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","kimi"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Mutual of Omaha","unit":"platforms","value":3},{"claim_id":"claim-016","confidence":"verified","observed_at":"2026-09-22","platform_support":["deepseek","grok","kimi"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Depression","subject":"Protective","unit":"rank","value":8},{"claim_id":"claim-017","confidence":"verified","observed_at":"2026-09-22","platform_support":["deepseek","grok","kimi"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Protective","unit":"platforms","value":3},{"claim_id":"claim-018","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","kimi"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Depression","subject":"Haven Life","unit":"rank","value":10},{"claim_id":"claim-019","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","kimi"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Haven Life","unit":"platforms","value":2}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":1.5714285714285714,"best_rank":1,"entity_id":"entity-001","entity_type":"company","final_rank":1,"name":"Prudential","platform_mentions":7,"platform_share":1},{"average_rank":1.7142857142857142,"best_rank":1,"entity_id":"entity-002","entity_type":"company","final_rank":2,"name":"Banner Life","platform_mentions":7,"platform_share":1},{"average_rank":4.166666666666667,"best_rank":3,"entity_id":"entity-003","entity_type":"company","final_rank":3,"name":"Lincoln Financial","platform_mentions":6,"platform_share":0.8571428571428571},{"average_rank":4.8,"best_rank":3,"entity_id":"entity-004","entity_type":"company","final_rank":4,"name":"Pacific Life","platform_mentions":5,"platform_share":0.7142857142857143},{"average_rank":7,"best_rank":6,"entity_id":"entity-005","entity_type":"company","final_rank":5,"name":"John Hancock","platform_mentions":4,"platform_share":0.5714285714285714},{"average_rank":4,"best_rank":3,"entity_id":"entity-006","entity_type":"company","final_rank":6,"name":"Corebridge Financial","platform_mentions":3,"platform_share":0.42857142857142855},{"average_rank":5,"best_rank":4,"entity_id":"entity-007","entity_type":"company","final_rank":7,"name":"Mutual of Omaha","platform_mentions":3,"platform_share":0.42857142857142855},{"average_rank":7.333333333333333,"best_rank":4,"entity_id":"entity-008","entity_type":"company","final_rank":8,"name":"Protective","platform_mentions":3,"platform_share":0.42857142857142855},{"average_rank":8,"best_rank":7,"entity_id":"entity-009","entity_type":"company","final_rank":10,"name":"Haven Life","platform_mentions":2,"platform_share":0.2857142857142857}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/health-conditions-and-high-risk-life-insurance/life-insurance-for-depression.json","page_url":"https://lifeinsuranceconsensusindex.com/health-conditions-and-high-risk-life-insurance/life-insurance-for-depression","report_type":"best_of_index","study_id":"LICI-STUDY-E49BF79671F8","title":"Best Health Conditions & High-Risk Life Insurance for Life Insurance for Depression: 7-Platform AI Consensus Index"},"limitations":["Exactly 7 platforms were included in this run: openai, anthropic, deepseek, grok, perplexity, kimi, google. The configured source value 7 is provenance only and must never be described as the number of platforms studied.","The finalrankingtable is the sole authority for rank, platform mentions, platform share, average rank, and best rank. Ignore any conflicting value embedded in a entity evidence bundle.","The Consensus Ranking table must contain exactly one row per finalrankingtable entity, in that order, using that exact entityname. Never split one ranked entity into two product, model, SKU, or product-line rows, and never add another ranking row for a brand already listed. Put recommended products or plans inside that entity's ranked section.","Platform mentions count only ranking-discovery mentions. Do not substitute the number of platforms that later completed a fit assessment.","Citation IDs inside each entity bundle are local to that entity. Consolidate sources by URL using the supplied source catalog.","The URLs were collected from platform responses and were not independently validated by either writer stage.","Each fitreviewurlorplaceholder is the final site-relative CMS path for that entity's review. Link the entity name to that exact path exactly once in its ranked prose section, outside tables and headings. Never replace it with a run ID, report ID, UUID, or local output path.","Use the exact entity-namespaced citation IDs from the source catalog (e.g. e1:); never transfer a citation between entities."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-22 09:36:58.920754+00","research_date":"2026-09-22","source_snapshot_sha256":"189fea31f7afaf62ff2b877d88a1f37c34c990aa457e77a45deec0fdeb8d71ed","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":18,"qualified_finalists":9,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Prudential is the consensus leader for life insurance for depression in this 7-platform study, named by all seven platforms with an average listed position of 1.57 and a best position of 1. Banner Life is the strongest alternative for applicants with mild, well-controlled depression who want the longest term-length menu and the highest no-exam ceiling, while Lincoln Financial, Pacific Life, John Hancock, Corebridge Financial, Mutual of Omaha, Protective, and Haven Life serve narrower buyer needs such as accelerated underwriting, final-expense coverage, wellness-linked pricing, or historical…","target_buyer":"A consumer with a history of depression wants life insurance.","topic":{"base_category":"Health Conditions & High-Risk Life Insurance","category_criteria":["They understand that underwriting may consider severity","treatment","medications","current stability","hospitalizations","time away from work","history of self-harm or suicidal behavior where applicable","and other mental and physical health factors."],"geography":"United States","slug":"best-life-insurance-for-depression","title":"Best Life Insurance for Depression","use_case":"Life Insurance for Depression"}}